US Bank Directory
Banks in Ponder, TX
1 FDIC-insured bank operates 1 office in Ponder, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ponder
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Ponder, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ponder
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of the West is the only bank with an office in Ponder. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of the West Bank · 1
Bank of the West has 1 branch in Ponder, 10 across Texas and 10 nationwide. FDIC records list its main office in Grapevine, TX and show it operating since 1986. With $829.8 million in total assets on June 30, 2026, it ranks No. 1,224 of 4,232 U.S. banks by total assets. The Ponder Texas Branch at 301 North Highway 156 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponder Texas Branch301 North Highway 156, 76259
Banking in Ponder: the local picture
Short answer: 1 bank runs 1 branch in Ponder according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank of the West has its main office in Grapevine, TX, according to the FDIC.
The bank with the longest record here is Bank of the West, operating since 1986 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ponder, and where the nearest one is if they do not.
Short answer: No branches in Ponder: Chase (nearest in Denton, 8 mi), Wells Fargo (nearest in Denton, 9 mi), Bank of America (nearest in Denton, 10 mi), PNC Bank (nearest in Denton, 8 mi), U.S. Bank (nearest in Dallas, 32 mi), Truist (nearest in Denton, 11 mi), Fifth Third Bank (nearest in Lewisville, 20 mi), Huntington (nearest in Southlake, 18 mi), Regions Bank (nearest in Keller, 17 mi), TD Bank, BMO (nearest in Dallas, 39 mi).
| Bank | In Ponder | Nearest branch if none here |
|---|---|---|
| Chase | None | Denton, 8 miles away |
| Wells Fargo | None | Denton, 9 miles away |
| Bank of America | None | Denton, 10 miles away |
| PNC Bank | None | Denton, 8 miles away |
| U.S. Bank | None | Dallas, 32 miles away |
| Truist | None | Denton, 11 miles away |
| Fifth Third Bank | None | Lewisville, 20 miles away |
| Huntington | None | Southlake, 18 miles away |
| Regions Bank | None | Keller, 17 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 39 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ponder to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ponder residents like anyone else.
Banks near Ponder
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Krum (6 miles) and Argyle (8 miles). Denton, 9 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Krum, TX | 6 mi | 3 | 3 |
| Banks in Argyle, TX | 8 mi | 3 | 3 |
| Banks in Denton, TX | 9 mi | 21 | 37 |
| Banks in Roanoke, TX | 13 mi | 6 | 6 |
| Banks in Corinth, TX | 14 mi | 2 | 2 |
| Banks in Trophy Club, TX | 14 mi | 2 | 2 |
| Banks in Westlake, TX | 14 mi | 4 | 4 |
| Banks in Rhome, TX | 14 mi | 2 | 2 |
Bank branch openings and closings in Ponder
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ponder between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ponder by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ponder offices.
Short answer: Bank of the West is the largest bank with offices in Ponder, with $829.8 million in total assets on June 30, 2026, No. 1,224 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of the West | $829.8 million | No. 1,224 | 1 | Grapevine, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ponder: FAQ
How many banks are in Ponder, TX?
Ponder has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Bank of the West in Ponder, TX?
Yes. FDIC data lists 1 Bank of the West branch in Ponder as of September 5, 2026. The address and directions are under Bank of the West above.
Is there a Chase in Ponder, TX?
No. FDIC data lists no Chase branch in Ponder as of September 5, 2026. The nearest is in Denton, about 8 miles away in a straight line.
What is the oldest bank in Ponder?
Bank of the West has the longest record among banks with a branch here: the FDIC shows it operating since 1986.
Did any bank branches open or close in Ponder in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ponder?
Nearby cities with more banks include Krum, Argyle, Denton. Krum is 6 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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