US Bank Directory
Banks in Miami, TX
1 FDIC-insured bank operates 1 office in Miami, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Miami
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Miami, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Miami
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BOC Bank is the only bank with an office in Miami. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BOC Bank Bank · 1
BOC Bank has 1 branch in Miami, 4 across Texas and 4 nationwide. FDIC records list its main office in Mclean, TX and show it operating since 1984. With $203.4 million in total assets on June 30, 2026, it ranks No. 2,967 of 4,232 U.S. banks by total assets. The Miami Branch at 106 S Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Miami Branch106 S Main St, 79059
Banking in Miami: the local picture
Short answer: 1 bank runs 1 branch in Miami according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
BOC Bank has its main office in Mclean, TX, according to the FDIC.
The bank with the longest record here is BOC Bank, operating since 1984 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Miami, and where the nearest one is if they do not.
Short answer: No branches in Miami: Chase (nearest in Amarillo, 79 mi), Wells Fargo (nearest in Amarillo, 76 mi), Bank of America (nearest in Amarillo, 74 mi), PNC Bank (nearest in Lubbock, 166 mi), U.S. Bank (nearest in Dallas, 289 mi), Truist (nearest in Denton, 266 mi), Fifth Third Bank (nearest in Fort Worth, 273 mi), Huntington (nearest in Sherman, 269 mi), Regions Bank (nearest in Keller, 272 mi), TD Bank, BMO (nearest in Dallas, 297 mi).
| Bank | In Miami | Nearest branch if none here |
|---|---|---|
| Chase | None | Amarillo, 79 miles away |
| Wells Fargo | None | Amarillo, 76 miles away |
| Bank of America | None | Amarillo, 74 miles away |
| PNC Bank | None | Lubbock, 166 miles away |
| U.S. Bank | None | Dallas, 289 miles away |
| Truist | None | Denton, 266 miles away |
| Fifth Third Bank | None | Fort Worth, 273 miles away |
| Huntington | None | Sherman, 269 miles away |
| Regions Bank | None | Keller, 272 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 297 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Miami to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Miami residents like anyone else.
Banks near Miami
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Canadian (21 miles) and Pampa (21 miles). Pampa, 21 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Canadian, TX | 21 mi | 3 | 3 |
| Banks in Pampa, TX | 21 mi | 4 | 4 |
| Banks in Wheeler, TX | 27 mi | 2 | 2 |
| Banks in Shamrock, TX | 39 mi | 2 | 2 |
| Banks in Borger, TX | 43 mi | 3 | 3 |
| Banks in Spearman, TX | 47 mi | 3 | 3 |
| Banks in Perryton, TX | 49 mi | 4 | 4 |
| Banks in Booker, TX | 53 mi | 2 | 2 |
Bank branch openings and closings in Miami
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Miami between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Miami by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Miami offices.
Short answer: BOC Bank is the largest bank with offices in Miami, with $203.4 million in total assets on June 30, 2026, No. 2,967 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BOC Bank | $203.4 million | No. 2,967 | 1 | Mclean, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Miami: FAQ
How many banks are in Miami, TX?
Miami has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a BOC Bank in Miami, TX?
Yes. FDIC data lists 1 BOC Bank branch in Miami as of September 5, 2026. The address and directions are under BOC Bank above.
Is there a Chase in Miami, TX?
No. FDIC data lists no Chase branch in Miami as of September 5, 2026. The nearest is in Amarillo, about 79 miles away in a straight line.
What is the oldest bank in Miami?
BOC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1984.
Did any bank branches open or close in Miami in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Miami?
Nearby cities with more banks include Canadian, Pampa, Wheeler. Canadian is 21 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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