US Bank Directory

Banks in Mercedes, TX

1 FDIC-insured bank operates 1 office in Mercedes, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mercedes

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Mercedes, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mercedes

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Texas National Bank is the only bank with an office in Mercedes. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Texas National Bank 1 branch · main office Mcallen, TX Bank · 1

Texas National Bank has 1 branch in Mercedes, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Mercedes Branch at 201 S. Texas Avenue dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mercedes Branch
    201 S. Texas Avenue, 78570
    Hours: see the bank's site
Texas National Bank: profile, branches and contacts

Banking in Mercedes: the local picture

Short answer: 1 bank runs 1 branch in Mercedes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Texas National Bank has its main office in Mcallen, TX, according to the FDIC.

The bank with the longest record here is Texas National Bank, operating since 1920 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mercedes, and where the nearest one is if they do not.

Short answer: No branches in Mercedes: Chase (nearest in Mcallen, 18 mi), Wells Fargo (nearest in Donna, 9 mi), Bank of America (nearest in Harlingen, 14 mi), PNC Bank (nearest in Weslaco, 3 mi), U.S. Bank (nearest in Houston, 290 mi), Truist (nearest in San Antonio, 224 mi), Fifth Third Bank (nearest in San Antonio, 228 mi), Huntington (nearest in Goliad, 177 mi), Regions Bank (nearest in Rosenberg, 269 mi), TD Bank, BMO (nearest in Dallas, 464 mi).

BankIn MercedesNearest branch if none here
ChaseNoneMcallen, 18 miles away
Wells FargoNoneDonna, 9 miles away
Bank of AmericaNoneHarlingen, 14 miles away
PNC BankNoneWeslaco, 3 miles away
U.S. BankNoneHouston, 290 miles away
TruistNoneSan Antonio, 224 miles away
Fifth Third BankNoneSan Antonio, 228 miles away
HuntingtonNoneGoliad, 177 miles away
Regions BankNoneRosenberg, 269 miles away
TD BankNonenone in Texas
BMONoneDallas, 464 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mercedes to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mercedes residents like anyone else.

Banks near Mercedes

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Weslaco (5 miles) and Donna (8 miles). Weslaco, 5 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Mercedes

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Mercedes between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jul 27, 2026OpenedTexas National Bank201 S. Texas Avenue, 78570

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Mercedes by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mercedes offices.

Short answer: Texas National Bank is the largest bank with offices in Mercedes, with $1.22 billion in total assets on June 30, 2026, No. 885 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Texas National Bank$1.22 billionNo. 8851Mcallen, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mercedes: FAQ

How many banks are in Mercedes, TX?

Mercedes has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Texas National Bank in Mercedes, TX?

Yes. FDIC data lists 1 Texas National Bank branch in Mercedes as of September 5, 2026. The address and directions are under Texas National Bank above.

Is there a Chase in Mercedes, TX?

No. FDIC data lists no Chase branch in Mercedes as of September 5, 2026. The nearest is in Mcallen, about 18 miles away in a straight line.

What is the oldest bank in Mercedes?

Texas National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1920.

Did any bank branches open or close in Mercedes in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mercedes?

Nearby cities with more banks include Weslaco, Donna, Elsa. Weslaco is 5 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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