US Bank Directory
Banks in Mercedes, TX
1 FDIC-insured bank operates 1 office in Mercedes, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Mercedes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Mercedes, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Mercedes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Texas National Bank is the only bank with an office in Mercedes. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Texas National Bank Bank · 1
Texas National Bank has 1 branch in Mercedes, 14 across Texas and 12 nationwide. FDIC records list its main office in Mcallen, TX and show it operating since 1920. With $1.22 billion in total assets on June 30, 2026, it ranks No. 885 of 4,232 U.S. banks by total assets. The Mercedes Branch at 201 S. Texas Avenue dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mercedes Branch201 S. Texas Avenue, 78570
Banking in Mercedes: the local picture
Short answer: 1 bank runs 1 branch in Mercedes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Texas National Bank has its main office in Mcallen, TX, according to the FDIC.
The bank with the longest record here is Texas National Bank, operating since 1920 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Mercedes, and where the nearest one is if they do not.
Short answer: No branches in Mercedes: Chase (nearest in Mcallen, 18 mi), Wells Fargo (nearest in Donna, 9 mi), Bank of America (nearest in Harlingen, 14 mi), PNC Bank (nearest in Weslaco, 3 mi), U.S. Bank (nearest in Houston, 290 mi), Truist (nearest in San Antonio, 224 mi), Fifth Third Bank (nearest in San Antonio, 228 mi), Huntington (nearest in Goliad, 177 mi), Regions Bank (nearest in Rosenberg, 269 mi), TD Bank, BMO (nearest in Dallas, 464 mi).
| Bank | In Mercedes | Nearest branch if none here |
|---|---|---|
| Chase | None | Mcallen, 18 miles away |
| Wells Fargo | None | Donna, 9 miles away |
| Bank of America | None | Harlingen, 14 miles away |
| PNC Bank | None | Weslaco, 3 miles away |
| U.S. Bank | None | Houston, 290 miles away |
| Truist | None | San Antonio, 224 miles away |
| Fifth Third Bank | None | San Antonio, 228 miles away |
| Huntington | None | Goliad, 177 miles away |
| Regions Bank | None | Rosenberg, 269 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 464 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mercedes to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mercedes residents like anyone else.
Banks near Mercedes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Weslaco (5 miles) and Donna (8 miles). Weslaco, 5 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Weslaco, TX | 5 mi | 10 | 14 |
| Banks in Donna, TX | 8 mi | 4 | 4 |
| Banks in Elsa, TX | 11 mi | 3 | 3 |
| Banks in Harlingen, TX | 13 mi | 10 | 18 |
| Banks in Alamo, TX | 14 mi | 2 | 2 |
| Banks in San Juan, TX | 15 mi | 5 | 5 |
| Banks in San Benito, TX | 17 mi | 3 | 4 |
| Banks in Pharr, TX | 17 mi | 7 | 9 |
Bank branch openings and closings in Mercedes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Mercedes between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jul 27, 2026 | Opened | Texas National Bank | 201 S. Texas Avenue, 78570 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Mercedes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mercedes offices.
Short answer: Texas National Bank is the largest bank with offices in Mercedes, with $1.22 billion in total assets on June 30, 2026, No. 885 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Texas National Bank | $1.22 billion | No. 885 | 1 | Mcallen, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mercedes: FAQ
How many banks are in Mercedes, TX?
Mercedes has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Texas National Bank in Mercedes, TX?
Yes. FDIC data lists 1 Texas National Bank branch in Mercedes as of September 5, 2026. The address and directions are under Texas National Bank above.
Is there a Chase in Mercedes, TX?
No. FDIC data lists no Chase branch in Mercedes as of September 5, 2026. The nearest is in Mcallen, about 18 miles away in a straight line.
What is the oldest bank in Mercedes?
Texas National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1920.
Did any bank branches open or close in Mercedes in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mercedes?
Nearby cities with more banks include Weslaco, Donna, Elsa. Weslaco is 5 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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