US Bank Directory
Banks in Karnes City, TX
1 FDIC-insured bank operates 1 office in Karnes City, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Karnes City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Karnes City, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Karnes City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Karnes County National Bank of Karnes City is the only bank with an office in Karnes City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The Karnes County National Bank of Karnes City Bank · 1
The Karnes County National Bank of Karnes City has 1 branch in Karnes City, 3 across Texas and 3 nationwide. FDIC records list its main office in Karnes City, TX and show it operating since 1900. With $577.4 million in total assets on June 30, 2026, it ranks No. 1,613 of 4,232 U.S. banks by total assets. Its main office at 311 E Calvert Ave dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office311 E Calvert Ave, 78118
Banking in Karnes City: the local picture
Short answer: 1 bank runs 1 branch in Karnes City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The Karnes County National Bank of Karnes City has its main office in Karnes City, according to the FDIC.
The bank with the longest record here is The Karnes County National Bank of Karnes City, operating since 1900 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Karnes City, and where the nearest one is if they do not.
Short answer: No branches in Karnes City: Chase (nearest in San Antonio, 47 mi), Wells Fargo (nearest in Kenedy, 5 mi), Bank of America (nearest in San Antonio, 47 mi), PNC Bank (nearest in San Antonio, 48 mi), U.S. Bank (nearest in Houston, 155 mi), Truist (nearest in San Antonio, 48 mi), Fifth Third Bank (nearest in San Antonio, 48 mi), Huntington (nearest in Goliad, 35 mi), Regions Bank (nearest in Austin, 87 mi), TD Bank, BMO (nearest in Dallas, 278 mi).
| Bank | In Karnes City | Nearest branch if none here |
|---|---|---|
| Chase | None | San Antonio, 47 miles away |
| Wells Fargo | None | Kenedy, 5 miles away |
| Bank of America | None | San Antonio, 47 miles away |
| PNC Bank | None | San Antonio, 48 miles away |
| U.S. Bank | None | Houston, 155 miles away |
| Truist | None | San Antonio, 48 miles away |
| Fifth Third Bank | None | San Antonio, 48 miles away |
| Huntington | None | Goliad, 35 miles away |
| Regions Bank | None | Austin, 87 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 278 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Karnes City to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Karnes City residents like anyone else.
Banks near Karnes City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kenedy (5 miles) and Yorktown (25 miles). Beeville, 34 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kenedy, TX | 5 mi | 3 | 3 |
| Banks in Yorktown, TX | 25 mi | 4 | 4 |
| Banks in Floresville, TX | 26 mi | 4 | 5 |
| Banks in Three Rivers, TX | 32 mi | 2 | 2 |
| Banks in Beeville, TX | 34 mi | 7 | 7 |
| Banks in Goliad, TX | 34 mi | 2 | 3 |
| Banks in La Vernia, TX | 35 mi | 2 | 2 |
| Banks in Pleasanton, TX | 36 mi | 7 | 7 |
Bank branch openings and closings in Karnes City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Karnes City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Karnes City
Short answer: 1 institution has its main office in Karnes City: The Karnes County National Bank of Karnes City.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The Karnes County National Bank of Karnes City | Bank | $577.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Karnes City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Karnes City offices.
Short answer: The Karnes County National Bank of Karnes City is the largest bank with offices in Karnes City, with $577.4 million in total assets on June 30, 2026, No. 1,613 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Karnes County National Bank of Karnes City | $577.4 million | No. 1,613 | 1 | Karnes City, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Karnes City: FAQ
How many banks are in Karnes City, TX?
Karnes City has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Karnes City, TX?
No. FDIC data lists no Chase branch in Karnes City as of September 5, 2026. The nearest is in San Antonio, about 47 miles away in a straight line.
Which banks are headquartered in Karnes City?
The Karnes County National Bank of Karnes City has its main office in Karnes City, according to the FDIC.
What is the oldest bank in Karnes City?
The Karnes County National Bank of Karnes City has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Did any bank branches open or close in Karnes City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Karnes City?
Nearby cities with more banks include Kenedy, Yorktown, Floresville. Kenedy is 5 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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