US Bank Directory
Banks in Garden Ridge, TX
1 FDIC-insured bank operates 1 office in Garden Ridge, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Garden Ridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Garden Ridge, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Garden Ridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First United Bank is the only bank with an office in Garden Ridge. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First United Bank Bank · 1
First United Bank has 1 branch in Garden Ridge, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. The Garden Ridge Branch at 19099 Fm 2252 dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Garden Ridge Branch19099 Fm 2252, 78266
Banking in Garden Ridge: the local picture
Short answer: 1 bank runs 1 branch in Garden Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First United Bank has its main office in Durant, OK, according to the FDIC.
The bank with the longest record here is First United Bank, operating since 1900 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Garden Ridge, and where the nearest one is if they do not.
Short answer: No branches in Garden Ridge: Chase (nearest in Schertz, 2 mi), Wells Fargo (nearest in Selma, 3 mi), Bank of America (nearest in Universal City, 4 mi), PNC Bank (nearest in Selma, 4 mi), U.S. Bank (nearest in Houston, 167 mi), Truist (nearest in San Antonio, 11 mi), Fifth Third Bank (nearest in San Antonio, 11 mi), Huntington (nearest in Buda, 43 mi), Regions Bank (nearest in Austin, 47 mi), TD Bank, BMO (nearest in Dallas, 237 mi).
| Bank | In Garden Ridge | Nearest branch if none here |
|---|---|---|
| Chase | None | Schertz, 2 miles away |
| Wells Fargo | None | Selma, 3 miles away |
| Bank of America | None | Universal City, 4 miles away |
| PNC Bank | None | Selma, 4 miles away |
| U.S. Bank | None | Houston, 167 miles away |
| Truist | None | San Antonio, 11 miles away |
| Fifth Third Bank | None | San Antonio, 11 miles away |
| Huntington | None | Buda, 43 miles away |
| Regions Bank | None | Austin, 47 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 237 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garden Ridge to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garden Ridge residents like anyone else.
Banks near Garden Ridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Schertz (3 miles) and Selma (3 miles). San Antonio, 15 miles away, has the most banks nearby: 49.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Schertz, TX | 3 mi | 7 | 8 |
| Banks in Selma, TX | 3 mi | 2 | 2 |
| Banks in Universal City, TX | 5 mi | 3 | 3 |
| Banks in Converse, TX | 8 mi | 2 | 2 |
| Banks in New Braunfels, TX | 13 mi | 18 | 25 |
| Banks in Bulverde, TX | 13 mi | 4 | 4 |
| Banks in Spring Branch, TX | 14 mi | 5 | 5 |
| Banks in San Antonio, TX | 15 mi | 49 | 267 |
Bank branch openings and closings in Garden Ridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Garden Ridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Garden Ridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garden Ridge offices.
Short answer: First United Bank is the largest bank with offices in Garden Ridge, with $16.59 billion in total assets on June 30, 2026, No. 119 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First United Bank | $16.59 billion | No. 119 | 1 | Durant, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Garden Ridge: FAQ
How many banks are in Garden Ridge, TX?
Garden Ridge has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First United Bank in Garden Ridge, TX?
Yes. FDIC data lists 1 First United Bank branch in Garden Ridge as of September 5, 2026. The address and directions are under First United Bank above.
Is there a Chase in Garden Ridge, TX?
No. FDIC data lists no Chase branch in Garden Ridge as of September 5, 2026. The nearest is in Schertz, about 2 miles away in a straight line.
What is the oldest bank in Garden Ridge?
First United Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Did any bank branches open or close in Garden Ridge in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Garden Ridge?
Nearby cities with more banks include Schertz, Selma, Universal City. Schertz is 3 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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