US Bank Directory

Banks in Schertz, TX

7 FDIC-insured banks operate 8 offices in Schertz, Texas, and 3 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Schertz

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 12 locations in Schertz, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Schertz

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Schertz Bank & Trust has the most locations in Schertz, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Randolph-brooks Credit Union 2 offices · main office Universal City, TX Credit union · 2

Randolph-brooks Credit Union has 2 officees in Schertz, 65 across Texas. It is based in Universal City, TX and $19.19 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Schertz locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Northcliffe
    22015 N Ih-35, 78154
    (210) 945-3333Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Schertz
    4980 Fm 3009, 78154
    (210) 945-3333Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun not published

    Hours: NCUA, March 31, 2026

Randolph-brooks Credit Union: profile, branches and contacts
Schertz Bank & Trust 2 branches · main office Schertz, TX Bank · 2

Schertz Bank & Trust has 2 branches in Schertz, 6 across Texas and 6 nationwide. FDIC records list its main office in Schertz, TX and show it operating since 1913. With $770.1 million in total assets on June 30, 2026, it ranks No. 1,301 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Schertz location is its main office at 519 Main St, dating to 1913; the newest, at 16852 Interstate 35 N, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    519 Main St, 78154
    Hours: see the bank's site
  • Ih 35 Branch
    16852 Interstate 35 N, 78154
    Hours: see the bank's site
Schertz Bank & Trust: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Schertz, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Schertz Branch at 17460 I-35 North, Suite 300 dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Schertz Branch
    17460 I-35 North, Suite 300, 78154
    Hours: see the bank's site
Bank of America: profile, branches and contacts
Broadway National Bank 1 branch · main office San Antonio, TX Bank · 1

Broadway National Bank has 1 branch in Schertz, 31 across Texas and 33 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1941. With $5.42 billion in total assets on June 30, 2026, it ranks No. 271 of 4,232 U.S. banks by total assets. The Schertz Branch at 5557 Fm 3009 dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Broadway National Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Schertz, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Schertz Banking Center Branch at 6026 Fm 3009 dates to 2006 in FDIC branch records. It opens on Saturday.

  • Schertz Banking Center Branch
    6026 Fm 3009, 78154
    (210) 590-1244Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
First United Bank First United Bank and Trust Company · 1 branch · main office Durant, OK Bank · 1

First United Bank has 1 branch in Schertz, 43 across Texas and 85 nationwide. FDIC records list its main office in Durant, OK and show it operating since 1900. With $16.59 billion in total assets on June 30, 2026, it ranks No. 119 of 4,232 U.S. banks by total assets. The Schertz Branch at 4917 Fm 3009 dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First United Bank: profile, branches and contacts
Frost Bank Frost Bank · 1 branch · main office San Antonio, TX Bank · 1

Frost Bank has 1 branch in Schertz, 222 across Texas and 222 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1899. With $53.95 billion in total assets on June 30, 2026, it ranks No. 47 of 4,232 U.S. banks by total assets. The Schertz Branch at 16895 Interstate 35 N dates to 2009 in FDIC branch records. It opens on Saturday.

  • Schertz Branch
    16895 Interstate 35 N, 78154
    Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun closed

    Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026

Frost Bank: profile, branches and contacts
Security Service Credit Union 1 office · main office San Antonio, TX Credit union · 1

Security Service Credit Union has 1 office in Schertz, 43 across Texas. It is based in San Antonio, TX and $14.21 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Ih-35/3009
    17300 Interstate 35 N, 78154
    (800) 527-7328Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Security Service Credit Union: profile, branches and contacts
Soarion Credit Union 1 office · main office San Antonio, TX Credit union · 1

Soarion Credit Union has 1 office in Schertz, 8 across Texas. It is based in San Antonio, TX and $560.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Schertz/3009
    6000 Fm 3009 Ste 206, 78154
    (210) 673-5610Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Soarion Credit Union: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Schertz, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0352 Schertz Wal-Mart Branch at 6102 Fm 3009 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0352 Schertz Wal-Mart Branch
    6102 Fm 3009, 78154
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Schertz

3 credit unions have 4 offices here: Randolph-brooks Credit Union, Security Service Credit Union and Soarion Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Schertz page has every office in the state's directory.

Banking in Schertz: the local picture

Short answer: 7 banks run 8 branches in Schertz according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 1 has its main office in Schertz, 3 elsewhere in Texas and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Schertz Bank & Trust's office at 519 Main St, dating to 1913; the newest is Frost Bank's at 16895 Interstate 35 N, from 2009.

3 credit unions have 4 offices in Schertz, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 5 open on Saturday. 6 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Schertz

Short answer: 5 of the 6 Schertz locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Schertz, and where the nearest one is if they do not.

Short answer: In Schertz: Chase (1), Bank of America (1). No branches in Schertz: Wells Fargo (nearest in Cibolo, 2 mi), PNC Bank (nearest in Selma, 3 mi), U.S. Bank (nearest in Houston, 165 mi), Truist (nearest in San Antonio, 13 mi), Fifth Third Bank (nearest in San Antonio, 12 mi), Huntington (nearest in Buda, 44 mi), Regions Bank (nearest in Austin, 48 mi), TD Bank, BMO (nearest in Dallas, 238 mi).

BankIn SchertzNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
Wells FargoNoneCibolo, 2 miles away
PNC BankNoneSelma, 3 miles away
U.S. BankNoneHouston, 165 miles away
TruistNoneSan Antonio, 13 miles away
Fifth Third BankNoneSan Antonio, 12 miles away
HuntingtonNoneBuda, 44 miles away
Regions BankNoneAustin, 48 miles away
TD BankNonenone in Texas
BMONoneDallas, 238 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Schertz to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Schertz residents like anyone else.

Banks near Schertz

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Universal City (3 miles) and Selma (3 miles). San Antonio, 16 miles away, has the most banks nearby: 49.

Bank branch openings and closings in Schertz

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Schertz between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Schertz

Short answer: 1 institution has its main office in Schertz: Schertz Bank & Trust.

InstitutionTypeTotal assets, June 30, 2026Offices here
Schertz Bank & TrustBank$770.1 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Schertz by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Schertz offices.

Short answer: Chase is the largest bank with offices in Schertz, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Frost Bank$53.95 billionNo. 471San Antonio, TX
First United Bank$16.59 billionNo. 1191Durant, OK
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Broadway National Bank$5.42 billionNo. 2711San Antonio, TX
Schertz Bank & Trust$770.1 millionNo. 1,3012Schertz, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Schertz: FAQ

How many banks are in Schertz, TX?

Schertz has 7 banks with 8 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Schertz?

Schertz Bank & Trust, with 2. Chase has 1 and Bank of America has 1.

Is there a Chase in Schertz, TX?

Yes. FDIC data lists 1 Chase branch in Schertz as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Schertz, TX?

Yes. FDIC data lists 1 Bank of America branch in Schertz as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Schertz, TX?

No. FDIC data lists no Wells Fargo branch in Schertz as of September 5, 2026. The nearest is in Cibolo, about 2 miles away in a straight line.

Which banks in Schertz are open on Saturday?

Chase, Frost Bank, Randolph-brooks Credit Union and Security Service Credit Union publish Saturday hours for one or more Schertz locations. The Saturday section above lists each one with its hours. 6 of the 12 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Schertz?

Schertz Bank & Trust has its main office in Schertz, according to the FDIC.

What is the oldest bank in Schertz?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Schertz?

Randolph-brooks Credit Union, Security Service Credit Union and Soarion Credit Union have offices in Schertz. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Schertz in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Schertz?

Nearby cities with more banks include Universal City, Selma, Converse. Universal City is 3 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 8 branches: Chase, Frost Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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