US Bank Directory
Banks in Garden City, TX
1 FDIC-insured bank operates 1 office in Garden City, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Garden City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Garden City, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Garden City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank of Sterling City is the only bank with an office in Garden City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The First National Bank of Sterling City Bank · 1
The First National Bank of Sterling City has 1 branch in Garden City, 3 across Texas and 3 nationwide. FDIC records list its main office in Sterling City, TX and show it operating since 1910. With $240.1 million in total assets on June 30, 2026, it ranks No. 2,784 of 4,232 U.S. banks by total assets. The Glasscock County Branch at 333 N Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Glasscock County Branch333 N Main St, 79739
Banking in Garden City: the local picture
Short answer: 1 bank runs 1 branch in Garden City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The First National Bank of Sterling City has its main office in Sterling City, TX, according to the FDIC.
The bank with the longest record here is The First National Bank of Sterling City, operating since 1910 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Garden City, and where the nearest one is if they do not.
Short answer: No branches in Garden City: Chase (nearest in Midland, 36 mi), Wells Fargo (nearest in Big Spring, 27 mi), Bank of America (nearest in Midland, 36 mi), PNC Bank (nearest in Big Spring, 26 mi), U.S. Bank (nearest in Dallas, 282 mi), Truist (nearest in Midland, 38 mi), Fifth Third Bank (nearest in Ingram, 182 mi), Huntington (nearest in Mason, 154 mi), Regions Bank (nearest in Cedar Park, 235 mi), TD Bank, BMO (nearest in Dallas, 280 mi).
| Bank | In Garden City | Nearest branch if none here |
|---|---|---|
| Chase | None | Midland, 36 miles away |
| Wells Fargo | None | Big Spring, 27 miles away |
| Bank of America | None | Midland, 36 miles away |
| PNC Bank | None | Big Spring, 26 miles away |
| U.S. Bank | None | Dallas, 282 miles away |
| Truist | None | Midland, 38 miles away |
| Fifth Third Bank | None | Ingram, 182 miles away |
| Huntington | None | Mason, 154 miles away |
| Regions Bank | None | Cedar Park, 235 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 280 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garden City to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garden City residents like anyone else.
Banks near Garden City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Big Spring (26 miles) and Stanton (26 miles). Odessa, 51 miles away, has the most banks nearby: 18.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Big Spring, TX | 26 mi | 7 | 8 |
| Banks in Stanton, TX | 26 mi | 2 | 2 |
| Banks in Midland, TX | 38 mi | 15 | 37 |
| Banks in Big Lake, TX | 47 mi | 2 | 2 |
| Banks in Odessa, TX | 51 mi | 18 | 38 |
| Banks in Colorado City, TX | 52 mi | 2 | 2 |
| Banks in Crane, TX | 61 mi | 2 | 2 |
| Banks in Lamesa, TX | 66 mi | 3 | 3 |
Bank branch openings and closings in Garden City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Garden City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Garden City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garden City offices.
Short answer: The First National Bank of Sterling City is the largest bank with offices in Garden City, with $240.1 million in total assets on June 30, 2026, No. 2,784 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The First National Bank of Sterling City | $240.1 million | No. 2,784 | 1 | Sterling City, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Garden City: FAQ
How many banks are in Garden City, TX?
Garden City has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a The First National Bank of Sterling City in Garden City, TX?
Yes. FDIC data lists 1 The First National Bank of Sterling City branch in Garden City as of September 5, 2026. The address and directions are under The First National Bank of Sterling City above.
Is there a Chase in Garden City, TX?
No. FDIC data lists no Chase branch in Garden City as of September 5, 2026. The nearest is in Midland, about 36 miles away in a straight line.
What is the oldest bank in Garden City?
The First National Bank of Sterling City has the longest record among banks with a branch here: the FDIC shows it operating since 1910.
Did any bank branches open or close in Garden City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Garden City?
Nearby cities with more banks include Big Spring, Stanton, Midland. Big Spring is 26 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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