US Bank Directory
Banks in Odessa, TX
18 FDIC-insured banks operate 38 offices in Odessa, Texas, and 8 credit unions have 22 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Odessa
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 26 banks and credit unions operate 60 locations in Odessa, according to the FDIC and the NCUA. 59 of them have coordinates on record and are on the map. 35 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
59 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Odessa
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Odessa, with 4 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Momentum Bank Bank · 4
American Momentum Bank has 4 branches in Odessa, 20 across Texas and 31 nationwide. FDIC records list its main office in College Station, TX and show it operating since 2006. With $2.85 billion in total assets on June 30, 2026, it ranks No. 453 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the Odessa Branch at 4040 E 42nd St, dating to 2001; the newest, at 4100 Billy Hext Rd, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa Grandview Branch2525 N Grandview Ave, 79761
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North Country Road Branch2752 N County Rd W, 79764
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Odessa Branch4040 E 42nd St, 79762
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Billy Hext Branch4100 Billy Hext Rd, 79765
Complex Community Credit Union Credit union · 4
Complex Community Credit Union has 4 officees in Odessa, 11 across Texas. It is based in Odessa, TX and $811.9 million in assets on March 31, 2026, according to its NCUA call report. 2 of its 4 Odessa locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office4519 E 51St St, 79762
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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West Odessa2200 Linda Ave, 79763
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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South Odessa2201 S Grandview Ave, 79766
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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North Office4900 E 52Nd St, 79762
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
First Basin Credit Union Credit union · 4
First Basin Credit Union has 4 officees in Odessa, 7 across Texas. It is based in Odessa, TX and $340.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 4 Odessa locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office7100 E Highway 191, 79765
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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First Basin Credit Union2740 N County Rd W, 79764
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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First Basin Credit Union4217 N Grandview Ave, 79762
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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First Basin Credit Union713 Golder Ave, 79761
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Frost Bank Bank · 4
Frost Bank has 4 branches in Odessa, 222 across Texas and 222 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1899. With $53.95 billion in total assets on June 30, 2026, it ranks No. 47 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the West County Branch at 2700 N County Rd W, dating to 1977; the newest, at 3501 Faudree Rd, to 2011. 1 of its 4 Odessa locations with published hours open on Saturday.
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West County Branch2700 N County Rd W, 79764
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
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Grandview Branch2710 N Grandview Ave, 79762
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
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Faudree Branch3501 Faudree Rd, 79765
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
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Downtown Odessa Branch801 N Texas Ave, 79761
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
Prosperity Bank Bank · 4
Prosperity Bank has 4 branches in Odessa, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the Texas Avenue Branch at 600 N Texas Ave, dating to 1956; the newest, at 2975 Jbs Pkwy, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa Branch2975 Jbs Pkwy, 79762
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Kermit Hwy Branch3000 Kermit Hwy, 79764
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Texas Avenue Branch600 N Texas Ave, 79761
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Odessa Grant Branch600 N. Texas Ave, 79761
Southwest Bank Bank · 4
Southwest Bank has 4 branches in Odessa, 8 across Texas and 8 nationwide. FDIC records list its main office in Odessa, TX and show it operating since 1947. With $693.7 million in total assets on June 30, 2026, it ranks No. 1,383 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is its main office at 4800 E 42nd St, dating to 1947; the newest, at 4692 E University Blvd, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4800 E 42nd St, 79762
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Odessa Lpo4692 E University Blvd, 79762
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Convenience Center Branch5201 John Ben Shepperd Pkwy, 79762
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Odessa Downtown Branch600 W 8th St, 79761
Southwest Heritage Credit Union Credit union · 4
Southwest Heritage Credit Union has 4 officees in Odessa, 5 across Texas. It is based in Odessa, TX and $262.5 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 4 Odessa locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office4100 N Faudree Rd, 79765
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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West Loop Branch2489 W University Blvd, 79764
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Main Office2809 John Ben Shepperd Pkwy, 79762
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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West Branch930 W University Blvd, 79764
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 3
Chase has 3 branches in Odessa, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the Odessa Branch at 3800 E 42nd St, dating to 1945; the newest, at 1607 N County Rd W, to 2003. All 2 of its Odessa locations with published hours open on Saturday.
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Odessa Westside Branch1607 N County Rd W, 79763
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Odessa Branch3800 E 42nd St, 79762
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Drive-In Facility Branch3800 E 42nd St, 79762
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
First National Bank Texas Bank · 3
First National Bank Texas has 3 branches in Odessa, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the Odessa Sheppard Banking Center - Rc 652 at 4210 John Ben Shepperd Pkwy, dating to 2000; the newest, at 3801 E 42nd St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa W. Loop Banking Center - Rc 6572450 W Loop 338, 79763
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Odessa Heb 42Nd St Banking Center - Rc 6493801 E 42nd St, 79762
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Odessa Sheppard Banking Center - Rc 6524210 John Ben Shepperd Pkwy, 79762
Odessa Employees Credit Union Credit union · 3
Odessa Employees Credit Union has 3 officees in Odessa, 3 across Texas. It is based in Odessa, TX and $21.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Odessa locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1006 E 7Th St, 79761
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Odessa Employees' Credit Union1006 E 7Th St, 79761
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Complex Community Fcu2200 Linda Ave, 79763
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
West Texas Credit Union Credit union · 3
West Texas Credit Union has 3 officees in Odessa, 3 across Texas. It is based in Odessa, TX and $70.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Odessa locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office4301 Mission Blvd, 79765
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lee St. Office1001 N Lee Ave, 79761
All hours
Mon to Fri 8 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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52Nd St. Office4440 E 52Nd St, 79762
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 2
Bank of America has 2 branches in Odessa, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the Odessa Branch at 700 N Grant Ave, dating to 1932; the newest, at 3814 E 42nd St, to 2022. 1 of its 2 Odessa locations with published hours open on Saturday.
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42Nd And Grandview Branch3814 E 42nd St, 79762
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Odessa Branch700 N Grant Ave, 79761
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
City Bank Bank · 2
City Bank has 2 branches in Odessa, 35 across Texas and 36 nationwide. FDIC records list its main office in Lubbock, TX and show it operating since 1984. With $5.39 billion in total assets on June 30, 2026, it ranks No. 274 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the West Texas State Bank Branch at 1501 W University Blvd, dating to 1937; the newest, at 2426 N Grandview Ave, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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West Texas State Bank Branch1501 W University Blvd, 79764
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North Grandview Branch2426 N Grandview Ave, 79761
Southwest 66 Credit Union Credit union · 2
Southwest 66 Credit Union has 2 officees in Odessa, 3 across Texas. It is based in Odessa, TX and $114.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Odessa locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office4041 E 52Nd St, 79762
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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West Branch1315 W University Blvd, 79764
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 2
Truist has 2 branches in Odessa, 96 across Texas and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Kermit Highway Branch at 3131 Kermit Hwy dates to 1953 in FDIC branch records. All 2 of its Odessa locations with published hours open on Saturday.
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Kermit Highway Branch3131 Kermit Hwy, 79764
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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42Nd Street Branch4900 E 42nd St, 79762
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Odessa, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Odessa location is the Odessa Parkway Branch at 4101 John Ben Shepperd Pkwy, dating to 1982; the newest, at 2501 W University Blvd, to 2015. All 2 of its Odessa locations with published hours open on Saturday.
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Odessa West Branch2501 W University Blvd, 79764
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Odessa Parkway Branch4101 John Ben Shepperd Pkwy, 79762
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Community National Bank Bank · 1
Community National Bank has 1 branch in Odessa, 12 across Texas and 12 nationwide. FDIC records list its main office in Midland, TX and show it operating since 1984. With $2.54 billion in total assets on June 30, 2026, it ranks No. 498 of 4,232 U.S. banks by total assets. The Odessa Headquarters Branch at 8040 E Highway 191 dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa Headquarters Branch8040 E Highway 191, 79765
First Financial Bank Bank · 1
First Financial Bank has 1 branch in Odessa, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The Odessa Branch at 3555 Billy Hext Rd dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa Branch3555 Billy Hext Rd, 79765
Maverick Bank Bank · 1
Maverick Bank has 1 branch in Odessa, 9 across Texas and 9 nationwide. FDIC records list its main office in Fort Davis, TX and show it operating since 1911. With $809.1 million in total assets on June 30, 2026, it ranks No. 1,253 of 4,232 U.S. banks by total assets. The Odessa Banking Office Branch at 6132 Eastridge Road dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa Banking Office Branch6132 Eastridge Road, 79762
My Community Credit Union Credit union · 1
My Community Credit Union has 1 office in Odessa, 7 across Texas. It is based in Midland, TX and $559.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Odessa 42Nd Street4037 E 42Nd St, 79762
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Odessa, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Winwood Branch at 3809 E 42nd St dates to 1993 in FDIC branch records. It opens on Saturday.
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Winwood Branch3809 E 42nd St, 79762
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Txdot Credit Union Credit union · 1
Txdot Credit Union has 1 office in Odessa, 3 across Texas. It is based in Abilene, TX and $17.6 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Txdot Credit Union Odessa4692 E University Blvd Ste 102, 79762
UMB Bank Bank · 1
UMB Bank has 1 branch in Odessa, 21 across Texas and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Odessa Branch at 7281 Tres Hermanas Blvd dates to 2012 in FDIC branch records. Its published hours do not list Saturday.
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Odessa Branch7281 Tres Hermanas Blvd, 79765
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
West Texas National Bank Bank · 1
West Texas National Bank has 1 branch in Odessa, 13 across Texas and 13 nationwide. FDIC records list its main office in Midland, TX and show it operating since 1979. With $2.88 billion in total assets on June 30, 2026, it ranks No. 445 of 4,232 U.S. banks by total assets. The Odessa Branch at 6010 E Highway 191 dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa Branch6010 E Highway 191, 79762
West Texas State Bank Bank · 1
West Texas State Bank has 1 branch in Odessa, 4 across Texas and 6 nationwide. FDIC records list its main office in Snyder, TX and show it operating since 1950. With $443.7 million in total assets on June 30, 2026, it ranks No. 1,946 of 4,232 U.S. banks by total assets. The West Texas State Bank - Odessa Branch at 1330 E 8th St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Texas State Bank - Odessa Branch1330 E 8th St, 79761
Yoakum Bank Bank · 1
Yoakum Bank has 1 branch in Odessa, 5 across Texas and 5 nationwide. FDIC records list its main office in Yoakum, TX and show it operating since 1890. With $385.8 million in total assets on June 30, 2026, it ranks No. 2,127 of 4,232 U.S. banks by total assets. The Odessa Branch at 3650 Billy Hext Rd dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Odessa Branch3650 Billy Hext Rd, 79765
Join a credit union in Odessa
8 credit unions have 22 offices here: Complex Community Credit Union, First Basin Credit Union, Southwest Heritage Credit Union, West Texas Credit Union, Odessa Employees Credit Union and Southwest 66 Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Odessa page has every office in the state's directory.
Banking in Odessa: the local picture
Short answer: 18 banks run 38 branches in Odessa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 18 banks, 1 has its main office in Odessa, 11 elsewhere in Texas and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 700 N Grant Ave, dating to 1932; the newest is Maverick Bank's at 6132 Eastridge Road, from 2025.
8 credit unions have 22 offices in Odessa, according to the NCUA. Who can join each one is on the credit unions page.
Of the 35 locations with published hours. 13 open on Saturday. 25 locations have no published hours in these sources.
Banks by ZIP code in Odessa
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 79762 has the most bank and credit union offices in Odessa (24), followed by 79761 (12) and 79764 (10). Offices are spread across 6 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 79762 | 24 | 19 | Southwest Bank, Chase, Complex Community Credit Union |
| 79761 | 12 | 10 | Odessa Employees Credit Union, Prosperity Bank, American Momentum Bank |
| 79764 | 10 | 9 | Southwest Heritage Credit Union, American Momentum Bank, City Bank |
| 79765 | 9 | 9 | American Momentum Bank, Community National Bank, First Basin Credit Union |
| 79763 | 4 | 4 | Chase, Complex Community Credit Union, First National Bank Texas |
| 79766 | 1 | 1 | Complex Community Credit Union |
Banks and credit unions open on Saturday in Odessa
Short answer: 13 of the 35 Odessa locations with published hours open on Saturday, run by 9 institutions.
- Frost Bank: 1 of 4 branches (2710 N Grandview Ave: Saturday 9 am to 1 pm)
- Chase: 2 of 3 branches (1607 N County Rd W: Saturday 9 am to 1 pm, and 1 more)
- Bank of America: 1 of 2 branches (700 N Grant Ave: Saturday 9 am to 2 pm)
- Wells Fargo: 2 of 2 branches (2501 W University Blvd: Saturday 9 am to 2 pm, and 1 more)
- Truist: 2 of 2 branches (3131 Kermit Hwy: Saturday 9 am to 12 pm, and 1 more)
- PNC Bank: 1 of 1 branch (3809 E 42nd St: Saturday 9 am to 1 pm)
- Complex Community Credit Union: 2 of 4 offices (2200 Linda Ave: Saturday 9 am to 1 pm, and 1 more)
- First Basin Credit Union: 1 of 4 offices (2740 N County Rd W: Saturday 9 am to 1 pm)
- Southwest Heritage Credit Union: 1 of 4 offices (2489 W University Blvd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 25 of the 60 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Odessa, and where the nearest one is if they do not.
Short answer: In Odessa: Chase (3), Wells Fargo (2), Bank of America (2), PNC Bank (1), Truist (2). No branches in Odessa: U.S. Bank (nearest in Dallas, 331 mi), Fifth Third Bank (nearest in Ingram, 223 mi), Huntington (nearest in Mason, 200 mi), Regions Bank (nearest in Cedar Park, 284 mi), TD Bank, BMO (nearest in Dallas, 330 mi).
| Bank | In Odessa | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 1 branch | here |
| Truist | 2 branches | here |
| U.S. Bank | None | Dallas, 331 miles away |
| Fifth Third Bank | None | Ingram, 223 miles away |
| Huntington | None | Mason, 200 miles away |
| Regions Bank | None | Cedar Park, 284 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 330 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Odessa to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Odessa residents like anyone else.
Banks near Odessa
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Midland (17 miles) and Andrews (33 miles). Midland, 17 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Midland, TX | 17 mi | 15 | 37 |
| Banks in Andrews, TX | 33 mi | 2 | 5 |
| Banks in Crane, TX | 33 mi | 2 | 2 |
| Banks in Stanton, TX | 37 mi | 2 | 2 |
| Banks in Monahans, TX | 38 mi | 3 | 4 |
| Banks in Kermit, TX | 43 mi | 2 | 2 |
| Banks in Big Spring, TX | 57 mi | 7 | 8 |
| Banks in Seminole, TX | 61 mi | 5 | 5 |
Bank branch openings and closings in Odessa
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Odessa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Odessa
Short answer: 7 institutions have their main office in Odessa: Complex Community Credit Union, Southwest Bank, First Basin Credit Union and Southwest Heritage Credit Union and 3 more.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Complex Community Credit Union | Credit union | $811.9 million | 4 |
| Southwest Bank | Bank | $693.7 million | 4 |
| First Basin Credit Union | Credit union | $340.1 million | 4 |
| Southwest Heritage Credit Union | Credit union | $262.5 million | 4 |
| West Texas Credit Union | Credit union | $70.3 million | 3 |
| Odessa Employees Credit Union | Credit union | $21.1 million | 3 |
| Southwest 66 Credit Union | Credit union | $114.4 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Odessa by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Odessa offices.
Short answer: Chase is the largest bank with offices in Odessa, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 18 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| Frost Bank | $53.95 billion | No. 47 | 4 | San Antonio, TX |
| Prosperity Bank | $43.88 billion | No. 54 | 4 | El Campo, TX |
| First Financial Bank | $15.23 billion | No. 127 | 1 | Abilene, TX |
| City Bank | $5.39 billion | No. 274 | 2 | Lubbock, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Odessa: FAQ
How many banks are in Odessa, TX?
Odessa has 18 banks with 38 branches and 8 credit unions with 22 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Odessa?
Frost Bank, with 4. Prosperity Bank has 4 and American Momentum Bank has 4.
Is there a Frost Bank in Odessa, TX?
Yes. FDIC data lists 4 Frost Bank branches in Odessa as of September 5, 2026. Its branches are listed under Frost Bank above, with the address and directions for each.
Is there a Prosperity Bank in Odessa, TX?
Yes. FDIC data lists 4 Prosperity Bank branches in Odessa as of September 5, 2026. Its branches are listed under Prosperity Bank above, with the address and directions for each.
Is there a American Momentum Bank in Odessa, TX?
Yes. FDIC data lists 4 American Momentum Bank branches in Odessa as of September 5, 2026. Its branches are listed under American Momentum Bank above, with the address and directions for each.
Is there a U.S. Bank in Odessa, TX?
No. FDIC data lists no U.S. Bank branch in Odessa as of September 5, 2026. The nearest is in Dallas, about 331 miles away in a straight line.
Which banks in Odessa are open on Saturday?
Frost Bank, Chase, Bank of America and Wells Fargo and 5 more publish Saturday hours for one or more Odessa locations. The Saturday section above lists each one with its hours. 25 of the 60 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Odessa?
Complex Community Credit Union, Southwest Bank, First Basin Credit Union, Southwest Heritage Credit Union and West Texas Credit Union and 2 more have their main office in Odessa, according to the FDIC and the NCUA.
What is the oldest bank in Odessa?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Odessa?
Complex Community Credit Union, First Basin Credit Union, Southwest Heritage Credit Union and West Texas Credit Union and 4 more have offices in Odessa. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Odessa in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Odessa?
Nearby cities with more banks include Midland, Andrews, Crane. Midland is 17 miles away with 15 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 21 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (14 of 38 branches: Bank of America, Chase, Frost Bank, PNC Bank, Truist, UMB Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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