Banks in Eldorado, TX

Bank branch map: Eldorado

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Eldorado, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Eldorado

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Lone Oak Bank is the only bank with an office in Eldorado. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

1st Community Credit Union 1 office · main office San Angelo, TX Credit union · 1

1st Community Credit Union has 1 office in Eldorado, 11 across Texas. It is based in San Angelo, TX and $422.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Eldorado

  107 S Divide St 107 South Divide St., 76936

  (325) 853-2538Today 2 pm to 5:30 pm

  All hours

  Mon to Fri 2 pm to 5:30 pm; Sat 8 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

1st Community Credit Union: profile, branches and contacts

Lone Oak Bank 1 branch · main office Eldorado, TX Bank · 1

Lone Oak Bank has 1 branch in Eldorado, 2 across Texas and 2 nationwide. FDIC records list its main office in Eldorado, TX and show it operating since 1907. With $119.6 million in total assets on June 30, 2026, it ranks No. 3,553 of 4,232 U.S. banks by total assets. Its main office at 100 Ne Main St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  100 Ne Main St, 76936

  Hours: see the bank's site
  DirectionsWebsite

Lone Oak Bank: profile, branches and contacts

Join a credit union in Eldorado

1 credit union has 1 office here: 1st Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Eldorado page has every office in the state's directory.

Banking in Eldorado: the local picture

Short answer: 1 bank runs 1 branch in Eldorado according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Lone Oak Bank has its main office in Eldorado, according to the FDIC.

The bank with the longest record here is Lone Oak Bank, operating since 1907 according to the FDIC.

The only credit union with an office here is 1st Community Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Eldorado

Short answer: 1 of the 1 Eldorado location with published hours opens on Saturday, run by 1 institution.

• 1st Community Credit Union: 1 of 1 office (107 S Divide St 107 South Divide St.: Saturday 8 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Eldorado, and where the nearest one is if they do not.

Short answer: No branches in Eldorado: Chase (nearest in Fredericksburg, 111 mi), Wells Fargo (nearest in San Angelo, 39 mi), Bank of America (nearest in Midland, 117 mi), PNC Bank (nearest in Del Rio, 103 mi), U.S. Bank (nearest in Dallas, 264 mi), Truist (nearest in Midland, 119 mi), Fifth Third Bank (nearest in Ingram, 98 mi), Huntington (nearest in Mason, 81 mi), Regions Bank (nearest in Cedar Park, 166 mi), TD Bank, BMO (nearest in Dallas, 260 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eldorado to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eldorado residents like anyone else.

Banks near Eldorado

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sonora (20 miles) and Ozona (37 miles). San Angelo, 41 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Eldorado

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Eldorado between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Eldorado

Short answer: 1 institution has its main office in Eldorado: Lone Oak Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Eldorado by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eldorado offices.

Short answer: Lone Oak Bank is the largest bank with offices in Eldorado, with $119.6 million in total assets on June 30, 2026, No. 3,553 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Eldorado: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.