US Bank Directory
Banks in Chico, TX
1 FDIC-insured bank operates 1 office in Chico, Texas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Chico
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Chico, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Chico
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Investar Bank is the only bank with an office in Chico. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Investar Bank Bank · 1
Investar Bank has 1 branch in Chico, 11 across Texas and 38 nationwide. FDIC records list its main office in Baton Rouge, LA and show it operating since 2006. With $3.85 billion in total assets on June 30, 2026, it ranks No. 347 of 4,232 U.S. banks by total assets. The Old First State Bank Branch at 201 S Weatherford St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Old First State Bank Branch201 S Weatherford St, 76431
Banking in Chico: the local picture
Short answer: 1 bank runs 1 branch in Chico according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Investar Bank has its main office in Baton Rouge, LA, according to the FDIC.
The bank with the longest record here is Investar Bank, operating since 2006 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Chico, and where the nearest one is if they do not.
Short answer: No branches in Chico: Chase (nearest in Azle, 31 mi), Wells Fargo (nearest in Decatur, 13 mi), Bank of America (nearest in Hudson Oaks, 38 mi), PNC Bank (nearest in Azle, 31 mi), U.S. Bank (nearest in Dallas, 62 mi), Truist (nearest in Denton, 41 mi), Fifth Third Bank (nearest in Fort Worth, 42 mi), Huntington (nearest in Fort Worth, 44 mi), Regions Bank (nearest in Keller, 41 mi), TD Bank, BMO (nearest in Dallas, 67 mi).
| Bank | In Chico | Nearest branch if none here |
|---|---|---|
| Chase | None | Azle, 31 miles away |
| Wells Fargo | None | Decatur, 13 miles away |
| Bank of America | None | Hudson Oaks, 38 miles away |
| PNC Bank | None | Azle, 31 miles away |
| U.S. Bank | None | Dallas, 62 miles away |
| Truist | None | Denton, 41 miles away |
| Fifth Third Bank | None | Fort Worth, 42 miles away |
| Huntington | None | Fort Worth, 44 miles away |
| Regions Bank | None | Keller, 41 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 67 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chico to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chico residents like anyone else.
Banks near Chico
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bridgeport (6 miles) and Runaway Bay (9 miles). Decatur, 13 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bridgeport, TX | 6 mi | 3 | 3 |
| Banks in Runaway Bay, TX | 9 mi | 2 | 2 |
| Banks in Decatur, TX | 13 mi | 8 | 9 |
| Banks in Bowie, TX | 19 mi | 4 | 4 |
| Banks in Jacksboro, TX | 22 mi | 3 | 3 |
| Banks in Springtown, TX | 24 mi | 4 | 4 |
| Banks in Rhome, TX | 25 mi | 2 | 2 |
| Banks in Azle, TX | 31 mi | 7 | 7 |
Bank branch openings and closings in Chico
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chico between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chico by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chico offices.
Short answer: Investar Bank is the largest bank with offices in Chico, with $3.85 billion in total assets on June 30, 2026, No. 347 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Investar Bank | $3.85 billion | No. 347 | 1 | Baton Rouge, LA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chico: FAQ
How many banks are in Chico, TX?
Chico has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Investar Bank in Chico, TX?
Yes. FDIC data lists 1 Investar Bank branch in Chico as of September 5, 2026. The address and directions are under Investar Bank above.
Is there a Chase in Chico, TX?
No. FDIC data lists no Chase branch in Chico as of September 5, 2026. The nearest is in Azle, about 31 miles away in a straight line.
What is the oldest bank in Chico?
Investar Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2006.
Did any bank branches open or close in Chico in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chico?
Nearby cities with more banks include Bridgeport, Runaway Bay, Decatur. Bridgeport is 6 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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