Banks in Tracy City, TN

Bank branch map: Tracy City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in Tracy City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Tracy City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Tri-County Bank is the only bank with offices in Tracy City, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Tri-County Bank 2 branches · main office Dunlap, TN Bank · 2

Citizens Tri-County Bank has 2 branches in Tracy City, 24 across Tennessee and 24 nationwide. FDIC records list its main office in Dunlap, TN and show it operating since 1972. With $1.64 billion in total assets on June 30, 2026, it ranks No. 688 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Tracy City location is the Tracy City Branch at 416 Railroad Avenue, dating to 1904; the newest, at Oak And Colyar Streets, to 1977. It does not publish hours in the sources this page uses; check its site before you go.

• Tracy City Branch

  416 Railroad Avenue, 37387

  Hours: see the bank's site
  DirectionsWebsite
• Tracy City Branch

  Oak And Colyar Streets, 37387

  Hours: see the bank's site
  DirectionsWebsite

Citizens Tri-County Bank: profile, branches and contacts

Banking in Tracy City: the local picture

Short answer: 1 bank runs 2 branches in Tracy City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens Tri-County Bank has its main office in Dunlap, TN, according to the FDIC.

The bank with the longest record here is Citizens Tri-County Bank, operating since 1972 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens Tri-County Bank's office at 416 Railroad Avenue, dating to 1904; the newest is Citizens Tri-County Bank's at Oak And Colyar Streets, from 1977.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Tracy City, and where the nearest one is if they do not.

Short answer: No branches in Tracy City: Chase (nearest in Chattanooga, 28 mi), Wells Fargo (nearest in Murfreesboro, 56 mi), Bank of America (nearest in Chattanooga, 29 mi), PNC Bank (nearest in Murfreesboro, 58 mi), U.S. Bank (nearest in Manchester, 24 mi), Truist (nearest in Decherd, 20 mi), Fifth Third Bank (nearest in Murfreesboro, 52 mi), Huntington (nearest in Chattanooga, 28 mi), Regions Bank (nearest in Sewanee, 11 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tracy City to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tracy City residents like anyone else.

Banks near Tracy City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Monteagle (6 miles) and Whitwell (13 miles). Manchester, 24 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Tracy City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Tracy City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Tracy City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tracy City offices.

Short answer: Citizens Tri-County Bank is the largest bank with offices in Tracy City, with $1.64 billion in total assets on June 30, 2026, No. 688 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Tracy City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.