Banks in Mountain City, TN

Bank branch map: Mountain City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Mountain City, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mountain City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers State Bank has the most locations in Mountain City, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers State Bank 2 branches · main office Mountain City, TN Bank · 2

Farmers State Bank has 2 branches in Mountain City, 3 across Tennessee and 3 nationwide. FDIC records list its main office in Mountain City, TN and show it operating since 1934. With $232.6 million in total assets on June 30, 2026, it ranks No. 2,811 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mountain City location is its main office at 100 W Main St, dating to 1934; the newest, at 889 S Shady St, to 1973. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  100 W Main St, 37683

  Hours: see the bank's site
  DirectionsWebsite
• 421 Branch

  889 S Shady St, 37683

  Hours: see the bank's site
  DirectionsWebsite

Farmers State Bank: profile, branches and contacts

Elizabethton Federal Savings Bank 1 branch · main office Elizabethton, TN Bank · 1

Elizabethton Federal Savings Bank has 1 branch in Mountain City, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Elizabethton, TN and show it operating since 1937. With $326.0 million in total assets on June 30, 2026, it ranks No. 2,365 of 4,232 U.S. banks by total assets. The 404 South Shady Street Branch at 404 South Shadt Street dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 404 South Shady Street Branch

  404 South Shadt Street, 37683

  Hours: see the bank's site
  DirectionsWebsite

Elizabethton Federal Savings Bank: profile, branches and contacts

SKYLINE NATIONAL BANK 1 branch · main office Independence, VA Bank · 1

SKYLINE NATIONAL BANK has 1 branch in Mountain City, 1 across Tennessee and 28 nationwide. FDIC records list its main office in Independence, VA and show it operating since 1900. With $1.33 billion in total assets on June 30, 2026, it ranks No. 829 of 4,232 U.S. banks by total assets. The Mountain City Branch at 241 W Main St dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Mountain City Branch

  241 W Main St, 37683

  Hours: see the bank's site
  DirectionsWebsite

SKYLINE NATIONAL BANK: profile, branches and contacts

Banking in Mountain City: the local picture

Short answer: 3 banks run 4 branches in Mountain City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Mountain City, 1 elsewhere in Tennessee and 1 out of state, according to the FDIC.

The bank with the longest record here is SKYLINE NATIONAL BANK, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers State Bank's office at 100 W Main St, dating to 1934; the newest is SKYLINE NATIONAL BANK's at 241 W Main St, from 2024.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mountain City, and where the nearest one is if they do not.

Short answer: No branches in Mountain City: Chase (nearest in Sevierville, 106 mi), Wells Fargo (nearest in Murfreesboro, 258 mi), Bank of America (nearest in Knoxville, 123 mi), PNC Bank (nearest in Murfreesboro, 262 mi), U.S. Bank (nearest in Church Hill, 50 mi), Truist (nearest in Bristol, 23 mi), Fifth Third Bank (nearest in Knoxville, 119 mi), Huntington (nearest in Cleveland, 193 mi), Regions Bank (nearest in Bristol, 23 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mountain City to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mountain City residents like anyone else.

Banks near Mountain City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bristol (24 miles) and Elizabethton (25 miles). Johnson City, 33 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Mountain City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mountain City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Mountain City

Short answer: 1 institution has its main office in Mountain City: Farmers State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Mountain City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mountain City offices.

Short answer: SKYLINE NATIONAL BANK is the largest bank with offices in Mountain City, with $1.33 billion in total assets on June 30, 2026, No. 829 among U.S. banks by total assets. Elizabethton Federal Savings Bank is second with $326.0 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mountain City: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.