US Bank Directory

Banks in Elizabethton, TN

6 FDIC-insured banks operate 10 offices in Elizabethton, Tennessee, and 3 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Elizabethton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 15 locations in Elizabethton, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

14 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Elizabethton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Tennessee has the most locations in Elizabethton, with 3. It is followed by Citizens Bank (2), Elizabethton Federal Savings Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Tennessee 3 branches · main office Kingsport, TN Bank · 3

Bank of Tennessee has 3 branches in Elizabethton, 23 across Tennessee and 25 nationwide. FDIC records list its main office in Kingsport, TN and show it operating since 1974. With $2.25 billion in total assets on June 30, 2026, it ranks No. 552 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elizabethton location is the East Elk Branch at 601 Elk Ave, dating to 1939; the newest, at 800 Broad St, to 1976. It does not publish hours in the sources this page uses; check its site before you go.

Bank of Tennessee: profile, branches and contacts
Citizens Bank 2 branches · main office Elizabethton, TN Bank · 2

Citizens Bank has 2 branches in Elizabethton, 14 across Tennessee and 14 nationwide. FDIC records list its main office in Elizabethton, TN and show it operating since 1934. With $1.42 billion in total assets on June 30, 2026, it ranks No. 779 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elizabethton location is its main office at 300 Broad St, dating to 1934; the newest, at 301 Bemberg Rd, to 1973. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    300 Broad St, 37643
    Hours: see the bank's site
  • Bemberg Road Branch
    301 Bemberg Rd, 37643
    Hours: see the bank's site
Citizens Bank: profile, branches and contacts
Elizabethton Federal Savings Bank 2 branches · main office Elizabethton, TN Bank · 2

Elizabethton Federal Savings Bank has 2 branches in Elizabethton, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Elizabethton, TN and show it operating since 1937. With $326.0 million in total assets on June 30, 2026, it ranks No. 2,365 of 4,232 U.S. banks by total assets. Its main office at 112 N Sycamore St dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    112 N Sycamore St, 37643
    Hours: see the bank's site
  • 400 Bemberg Road Branch
    400 Bemberg Rd, 37643
    Hours: see the bank's site
Elizabethton Federal Savings Bank: profile, branches and contacts
Happy Valley Credit Union 2 offices · main office Elizabethton, TN Credit union · 2

Happy Valley Credit Union has 2 officees in Elizabethton, 2 across Tennessee. It is based in Elizabethton, TN and $36.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Elizabethton locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    210 E C St, 37643
    (423) 542-6078Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Citizens Bank
    300 Broad St, 37643
    (866) 882-2265Today 9 am to 4:30 pm
    All hours

    Mon to Fri 9 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Happy Valley Credit Union: profile, branches and contacts
Northeast Community Credit Union 2 offices · main office Elizabethton, TN Credit union · 2

Northeast Community Credit Union has 2 officees in Elizabethton, 4 across Tennessee. It is based in Elizabethton, TN and $188.7 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Elizabethton locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    980 Jason Witten Way, 37643
    (423) 547-3820Today 8:30 am to 4:30 pm
    All hours

    Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • 19E Branch
    1321 Hwy 19 E, 37643
    (423) 543-7777Today 8:30 am to 4:30 pm
    All hours

    Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Northeast Community Credit Union: profile, branches and contacts
Eastman Credit Union 1 office · main office Kingsport, TN Credit union · 1

Eastman Credit Union has 1 office in Elizabethton, 22 across Tennessee. It is based in Kingsport, TN and $10.14 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • West Elk
    1530 W Elk Ave, 37643
    (423) 229-8200Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Eastman Credit Union: profile, branches and contacts
FSNB 1 branch · main office Lawton, OK Bank · 1

FSNB has 1 branch in Elizabethton, 28 across Tennessee and 68 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1946. With $478.3 million in total assets on June 30, 2026, it ranks No. 1,851 of 4,232 U.S. banks by total assets. The Fsnb - Elizabethton Branch at 1001 Over Mountain Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fsnb - Elizabethton Branch
    1001 Over Mountain Dr, 37643
    Hours: see the bank's site
FSNB: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Elizabethton, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Elizabethton Branch at 301 Broad St dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elizabethton Branch
    301 Broad St, 37643
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
TowneBank 1 branch · main office Portsmouth, VA Bank · 1

TowneBank has 1 branch in Elizabethton, 1 across Tennessee and 81 nationwide. FDIC records list its main office in Portsmouth, VA and show it operating since 1999. With $22.62 billion in total assets on June 30, 2026, it ranks No. 94 of 4,232 U.S. banks by total assets. The Security Federal Bank Branch at 632 Elk Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Security Federal Bank Branch
    632 Elk Ave, 37643
    Hours: see the bank's site
TowneBank: profile, branches and contacts

Join a credit union in Elizabethton

3 credit unions have 5 offices here: Northeast Community Credit Union, Happy Valley Credit Union and Eastman Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elizabethton page has every office in the state's directory.

Banking in Elizabethton: the local picture

Short answer: 6 banks run 10 branches in Elizabethton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 2 have their main office in Elizabethton, 1 elsewhere in Tennessee and 3 out of state, according to the FDIC.

The bank with the longest record here is Regions Bank, operating since 1928 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 301 Broad St, dating to 1930; the newest is TowneBank's at 632 Elk Ave, from 2021.

3 credit unions have 5 offices in Elizabethton, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 2 open on Saturday. 10 locations have no published hours in these sources.

Credit unions open on Saturday in Elizabethton

Short answer: 2 of the 5 Elizabethton locations with published hours open on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Elizabethton, and where the nearest one is if they do not.

Short answer: In Elizabethton: Regions Bank (1). No branches in Elizabethton: Chase (nearest in Sevierville, 82 mi), Wells Fargo (nearest in Murfreesboro, 234 mi), Bank of America (nearest in Knoxville, 98 mi), PNC Bank (nearest in Murfreesboro, 238 mi), U.S. Bank (nearest in Church Hill, 29 mi), Truist (nearest in Johnson City, 8 mi), Fifth Third Bank (nearest in Knoxville, 95 mi), Huntington (nearest in Cleveland, 169 mi), TD Bank, BMO.

BankIn ElizabethtonNearest branch if none here
Regions Bank1 branchhere
ChaseNoneSevierville, 82 miles away
Wells FargoNoneMurfreesboro, 234 miles away
Bank of AmericaNoneKnoxville, 98 miles away
PNC BankNoneMurfreesboro, 238 miles away
U.S. BankNoneChurch Hill, 29 miles away
TruistNoneJohnson City, 8 miles away
Fifth Third BankNoneKnoxville, 95 miles away
HuntingtonNoneCleveland, 169 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elizabethton to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elizabethton residents like anyone else.

Banks near Elizabethton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Johnson City (9 miles) and Jonesborough (13 miles). Johnson City, 9 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Elizabethton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elizabethton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Elizabethton

Short answer: 4 institutions have their main office in Elizabethton: Citizens Bank, Elizabethton Federal Savings Bank, Northeast Community Credit Union and Happy Valley Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Citizens BankBank$1.42 billion2
Elizabethton Federal Savings BankBank$326.0 million2
Northeast Community Credit UnionCredit union$188.7 million2
Happy Valley Credit UnionCredit union$36.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Elizabethton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elizabethton offices.

Short answer: Regions Bank is the largest bank with offices in Elizabethton, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. TowneBank is second with $22.62 billion. 2 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
TowneBank$22.62 billionNo. 941Portsmouth, VA
Bank of Tennessee$2.25 billionNo. 5523Kingsport, TN
Citizens Bank$1.42 billionNo. 7792Elizabethton, TN
FSNB$478.3 millionNo. 1,8511Lawton, OK
Elizabethton Federal Savings Bank$326.0 millionNo. 2,3652Elizabethton, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elizabethton: FAQ

How many banks are in Elizabethton, TN?

Elizabethton has 6 banks with 10 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Elizabethton?

Bank of Tennessee, with 3. Citizens Bank has 2 and Elizabethton Federal Savings Bank has 2.

Is there a Bank of Tennessee in Elizabethton, TN?

Yes. FDIC data lists 3 Bank of Tennessee branches in Elizabethton as of September 5, 2026. Its branches are listed under Bank of Tennessee above, with the address and directions for each.

Is there a Citizens Bank in Elizabethton, TN?

Yes. FDIC data lists 2 Citizens Bank branches in Elizabethton as of September 5, 2026, the main office at 300 Broad St. Its branches are listed under Citizens Bank above, with the address and directions for each.

Is there a Chase in Elizabethton, TN?

No. FDIC data lists no Chase branch in Elizabethton as of September 5, 2026. The nearest is in Sevierville, about 82 miles away in a straight line.

Which banks in Elizabethton are open on Saturday?

Northeast Community Credit Union publishes Saturday hours for one or more Elizabethton locations. The Saturday section above lists each one with its hours. 10 of the 15 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Elizabethton?

Citizens Bank, Elizabethton Federal Savings Bank, Northeast Community Credit Union and Happy Valley Credit Union have their main office in Elizabethton, according to the FDIC and the NCUA.

What is the oldest bank in Elizabethton?

Regions Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1928.

Which credit unions can I join in Elizabethton?

Northeast Community Credit Union, Happy Valley Credit Union and Eastman Credit Union have offices in Elizabethton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Elizabethton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elizabethton?

Nearby cities with more banks include Johnson City, Jonesborough, Blountville. Johnson City is 9 miles away with 18 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds