US Bank Directory
Banks in Johnson City, TN
18 FDIC-insured banks operate 30 offices in Johnson City, Tennessee, and 10 credit unions have 16 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Johnson City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 28 banks and credit unions operate 46 locations in Johnson City, according to the FDIC and the NCUA. 44 of them have coordinates on record and are on the map. 21 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
44 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Johnson City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Tennessee has the most locations in Johnson City, with 4. It is followed by First Horizon (3), Centennial Bank (3), Truist (2). 10 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Tennessee Bank · 4
Bank of Tennessee has 4 branches in Johnson City, 23 across Tennessee and 25 nationwide. FDIC records list its main office in Kingsport, TN and show it operating since 1974. With $2.25 billion in total assets on June 30, 2026, it ranks No. 552 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the Pinecrest Branch at 1254 Milligan Hwy, dating to 1969; the newest, at 100 Med Tech Pkwy, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Medtech Branch100 Med Tech Pkwy, 37604
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Mountcastle Branch112 E Mountcastle Dr, 37601
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Pinecrest Branch1254 Milligan Hwy, 37601
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University Branch1328 W State Of Franklin Rd, 37604
Eastman Credit Union Credit union · 4
Eastman Credit Union has 4 officees in Johnson City, 22 across Tennessee. It is based in Kingsport, TN and $10.14 billion in assets on March 31, 2026, according to its NCUA call report. None of its 4 Johnson City locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Broyles Drive113 Broyles Dr, 37601
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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State Of Franklin255 Market Place Blvd, 37604
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Market Corner421 N State Of Franklin Rd Ste 400, 37604
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Boones Creek4309 N Roan St, 37615
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Centennial Bank Bank · 3
Centennial Bank has 3 branches in Johnson City, 8 across Tennessee and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the Bristol Hwy Branch at 3122 Bristol Hwy, dating to 2007; the newest, at 50 Gray Commons Cir, to 2026. It does not publish hours in the sources this page uses; check its site before you go.
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Memory Gardens Road Branch109 Memory Gardens Road, 37615
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Bristol Hwy Branch3122 Bristol Hwy, 37601
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Gray Branch50 Gray Commons Cir, 37615
First Horizon Bank · 3
First Horizon has 3 branches in Johnson City, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the Johnson City Main Branch at 2112 N Roan St, dating to 1925; the newest, at 1500 W State Of Franklin Rd, to 2001. None of its 2 Johnson City locations with published hours lists Saturday hours.
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University Branch1500 W State Of Franklin Rd, 37604
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
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Johnson City Main Branch2112 N Roan St, 37601
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
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Johnson City Crossings Financial Center Branch3230 Peoples St, 37604
Beacon Financial Credit Union Credit union · 2
Beacon Financial Credit Union has 2 officees in Johnson City, 2 across Tennessee. It is based in Johnson City, TN and $28.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Johnson City locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office400 N State Of Franklin Rd, 37604
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Beacon Financial Credit Union1102 W Market St Ste 20, 37604
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Elizabethton Federal Savings Bank Bank · 2
Elizabethton Federal Savings Bank has 2 branches in Johnson City, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Elizabethton, TN and show it operating since 1937. With $326.0 million in total assets on June 30, 2026, it ranks No. 2,365 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the 304 Sunset Drive Branch at 304 Sunset Dr, dating to 1987; the newest, at 1190 W State Of Franklin Rd, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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West State Of Franklin Rd. Banch1190 W State Of Franklin Rd, 37604
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304 Sunset Drive Branch304 Sunset Dr, 37604
First Community Bank Bank · 2
First Community Bank has 2 branches in Johnson City, 2 across Tennessee and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the Poeple'S Community Branch at 300 Sunset Dr, dating to 1995; the newest, at 2681 Boones Creek Rd, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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Boones Creek Branch2681 Boones Creek Rd, 37615
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Poeple'S Community Branch300 Sunset Dr, 37604
Greater Experience Credit Union Credit union · 2
Greater Experience Credit Union has 2 officees in Johnson City, 3 across Tennessee. It is based in Johnson City, TN and $57.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Johnson City locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office2110 W Mountcastle Dr, 37604
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Va Office105 Mountain Home Dr, 37604
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
HomeTrust Bank Bank · 2
HomeTrust Bank has 2 branches in Johnson City, 5 across Tennessee and 33 nationwide. FDIC records list its main office in Asheville, NC and show it operating since 1926. With $4.44 billion in total assets on June 30, 2026, it ranks No. 314 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the Johnson City Branch at 862 Med Tech Pkwy, dating to 2007; the newest, at 1907 N Roan St, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch1907 N Roan St, 37601
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Johnson City Branch862 Med Tech Pkwy, 37604
Regions Bank Bank · 2
Regions Bank has 2 branches in Johnson City, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the North Johnson City Branch at 208 Sunset Dr, dating to 1957; the newest, at 1408 W State Of Franklin Rd, to 1965. It does not publish hours in the sources this page uses; check its site before you go.
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University Johnson City Branch1408 W State Of Franklin Rd, 37604
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North Johnson City Branch208 Sunset Dr, 37604
Select Seven Credit Union Credit union · 2
Select Seven Credit Union has 2 officees in Johnson City, 3 across Tennessee. It is based in Johnson City, TN and $62.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Johnson City locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office181 Marketplace Blvd, 37604
All hours
Mon 8 am to 5 pm; Tue not published; Wed 9 am to 5 pm; Thu not published; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Market Street716 W Market St, 37604
All hours
Mon 8 am to 5 pm; Tue not published; Wed 9 am to 5 pm; Thu not published; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 2
Truist has 2 branches in Johnson City, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Johnson City location is the Johnson City Main Branch at 207 Mockingbird Ln, dating to 1932; the newest, at 1806 W Market St, to 1958. All 2 of its Johnson City locations with published hours open on Saturday.
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Market Street Branch1806 W Market St, 37604
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Johnson City Main Branch207 Mockingbird Ln, 37604
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Andrew Johnson Bank Bank · 1
Andrew Johnson Bank has 1 branch in Johnson City, 8 across Tennessee and 8 nationwide. FDIC records list its main office in Greeneville, TN and show it operating since 1975. With $611.9 million in total assets on June 30, 2026, it ranks No. 1,544 of 4,232 U.S. banks by total assets. The Johnson City Branch at 2105 W Mountcastle Dr dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch2105 W Mountcastle Dr, 37604
Appalachian Community Credit Union Credit union · 1
Appalachian Community Credit Union has 1 office in Johnson City, 5 across Tennessee. It is based in Kingsport, TN and $183.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Johnson City Br3101 Peoples St, 37604
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Citizens Bank Bank · 1
Citizens Bank has 1 branch in Johnson City, 14 across Tennessee and 14 nationwide. FDIC records list its main office in Elizabethton, TN and show it operating since 1934. With $1.42 billion in total assets on June 30, 2026, it ranks No. 779 of 4,232 U.S. banks by total assets. The Peoples Street Branch at 3028 Peoples St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Peoples Street Branch3028 Peoples St, 37604
Commercial Bank Bank · 1
Commercial Bank has 1 branch in Johnson City, 21 across Tennessee and 40 nationwide. FDIC records list its main office in Harrogate, TN and show it operating since 1976. With $2.36 billion in total assets on June 30, 2026, it ranks No. 528 of 4,232 U.S. banks by total assets. The Johnson City Branch at 1616 W Market St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch1616 W Market St, 37604
Consumer Credit Union Credit union · 1
Consumer Credit Union has 1 office in Johnson City, 8 across Tennessee. It is based in Greeneville, TN and $651.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Johnson City Service Center1919 N Roan St, 37601
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Eclipse Bank Bank · 1
Eclipse Bank has 1 branch in Johnson City, 1 across Tennessee and 4 nationwide. FDIC records list its main office in Louisville, KY and show it operating since 2005. With $485.7 million in total assets on June 30, 2026, it ranks No. 1,834 of 4,232 U.S. banks by total assets. The Johnson City Main Branch at 203 Broyles Dr dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Main Branch203 Broyles Dr, 37601
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Johnson City, 6 across Tennessee and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Johnson City Branch at 916 N State Of Franklin Rd dates to 2022 in FDIC branch records. Its published hours do not list Saturday.
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Johnson City Branch916 N State Of Franklin Rd, 37604
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
FSNB Bank · 1
FSNB has 1 branch in Johnson City, 28 across Tennessee and 68 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1946. With $478.3 million in total assets on June 30, 2026, it ranks No. 1,851 of 4,232 U.S. banks by total assets. The Fsnb - Johnson City Browns Mill Branch at 3111 Browns Mill Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fsnb - Johnson City Browns Mill Branch3111 Browns Mill Rd, 37604
Knoxville Tva Employees Credit Union Credit union · 1
Knoxville Tva Employees Credit Union has 1 office in Johnson City, 25 across Tennessee. It is based in Knoxville, TN and $5.23 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Johnson City2004 N Roan St, 37601
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northeast Community Credit Union Credit union · 1
Northeast Community Credit Union has 1 office in Johnson City, 4 across Tennessee. It is based in Elizabethton, TN and $188.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Johnson City Branch313 W Oakland Ave, 37604
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Renasant Bank · 1
Renasant has 1 branch in Johnson City, 21 across Tennessee and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Johnson City Branch at 105 W King St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch105 W King St, 37604
Ten Credit Union Credit union · 1
Ten Credit Union has 1 office in Johnson City, 7 across Tennessee. It is based in Nashville, TN and $394.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sunset Branch310 Sunset Dr, 37604
All hours
Mon to Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Bank of Marion Bank · 1
The Bank of Marion has 1 branch in Johnson City, 1 across Tennessee and 17 nationwide. FDIC records list its main office in Marion, VA and show it operating since 1874. With $634.1 million in total assets on June 30, 2026, it ranks No. 1,500 of 4,232 U.S. banks by total assets. The Boones Creek Branch at 2867 Boones Creek Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Boones Creek Branch2867 Boones Creek Rd, 37615
The First Bank Bank · 1
The First Bank has 1 branch in Johnson City, 7 across Tennessee and 35 nationwide. FDIC records list its main office in Lebanon, VA and show it operating since 1979. With $4.28 billion in total assets on June 30, 2026, it ranks No. 323 of 4,232 U.S. banks by total assets. The Johnson City Branch at 1185 N State Of Franklin Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch1185 N State Of Franklin Rd, 37604
TruPoint Bank Bank · 1
TruPoint Bank has 1 branch in Johnson City, 5 across Tennessee and 16 nationwide. FDIC records list its main office in Grundy, VA and show it operating since 1975. With $690.8 million in total assets on June 30, 2026, it ranks No. 1,389 of 4,232 U.S. banks by total assets. The Johnson City Branch at 709 Med Tech Pkwy dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Johnson City Branch709 Med Tech Pkwy, 37604
United Southeast Credit Union Credit union · 1
United Southeast Credit Union has 1 office in Johnson City, 2 across Tennessee. It is based in Bristol, TN and $256.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Boones Creek Branch4718 N Roan St, 37615
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Johnson City
10 credit unions have 16 offices here: Eastman Credit Union, Select Seven Credit Union, Greater Experience Credit Union, Beacon Financial Credit Union, Knoxville Tva Employees Credit Union and Consumer Credit Union and 4 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Johnson City page has every office in the state's directory.
Banking in Johnson City: the local picture
Short answer: 18 banks run 30 branches in Johnson City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 18 banks, 0 have their main office in Johnson City, 6 elsewhere in Tennessee and 12 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 2112 N Roan St, dating to 1925; the newest is Centennial Bank's at 50 Gray Commons Cir, from 2026.
10 credit unions have 16 offices in Johnson City, according to the NCUA. Who can join each one is on the credit unions page.
Of the 21 locations with published hours. 2 open on Saturday. 25 locations have no published hours in these sources.
Banks by ZIP code in Johnson City
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 37604 has the most bank and credit union offices in Johnson City (31), followed by 37601 (9) and 37615 (6). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 37604 | 31 | 22 | Bank of Tennessee, Beacon Financial Credit Union, Eastman Credit Union |
| 37601 | 9 | 8 | Bank of Tennessee, Centennial Bank, Consumer Credit Union |
| 37615 | 6 | 5 | Centennial Bank, Eastman Credit Union, First Community Bank |
Banks open on Saturday in Johnson City
Short answer: 2 of the 21 Johnson City locations with published hours open on Saturday, run by 1 institution.
- Truist: 2 of 2 branches (1806 W Market St: Saturday 9 am to 12 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 25 of the 46 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Johnson City, and where the nearest one is if they do not.
Short answer: In Johnson City: Truist (2), Regions Bank (2). No branches in Johnson City: Chase (nearest in Sevierville, 73 mi), Wells Fargo (nearest in Murfreesboro, 225 mi), Bank of America (nearest in Knoxville, 89 mi), PNC Bank (nearest in Murfreesboro, 229 mi), U.S. Bank (nearest in Church Hill, 22 mi), Fifth Third Bank (nearest in Knoxville, 86 mi), Huntington (nearest in Cleveland, 161 mi), TD Bank, BMO.
| Bank | In Johnson City | Nearest branch if none here |
|---|---|---|
| Truist | 2 branches | here |
| Regions Bank | 2 branches | here |
| Chase | None | Sevierville, 73 miles away |
| Wells Fargo | None | Murfreesboro, 225 miles away |
| Bank of America | None | Knoxville, 89 miles away |
| PNC Bank | None | Murfreesboro, 229 miles away |
| U.S. Bank | None | Church Hill, 22 miles away |
| Fifth Third Bank | None | Knoxville, 86 miles away |
| Huntington | None | Cleveland, 161 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Johnson City to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Johnson City residents like anyone else.
Banks near Johnson City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jonesborough (5 miles) and Gray (7 miles). Kingsport, 16 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jonesborough, TN | 5 mi | 5 | 5 |
| Banks in Gray, TN | 7 mi | 2 | 2 |
| Banks in Elizabethton, TN | 9 mi | 6 | 10 |
| Banks in Erwin, TN | 13 mi | 2 | 2 |
| Banks in Blountville, TN | 14 mi | 2 | 2 |
| Banks in Kingsport, TN | 16 mi | 12 | 24 |
| Banks in Bristol, TN | 20 mi | 7 | 11 |
| Banks in Church Hill, TN | 22 mi | 2 | 2 |
Bank branch openings and closings in Johnson City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Johnson City between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Feb 2, 2026 | Opened | Centennial Bank | 50 Gray Commons Cir, 37615 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Johnson City
Short answer: 3 institutions have their main office in Johnson City: Select Seven Credit Union, Greater Experience Credit Union and Beacon Financial Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Select Seven Credit Union | Credit union | $62.8 million | 2 |
| Greater Experience Credit Union | Credit union | $57.0 million | 2 |
| Beacon Financial Credit Union | Credit union | $28.3 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Johnson City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Johnson City offices.
Short answer: Truist is the largest bank with offices in Johnson City, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| First Horizon | $84.12 billion | No. 38 | 3 | Memphis, TN |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Centennial Bank | $24.55 billion | No. 89 | 3 | Conway, AR |
| HomeTrust Bank | $4.44 billion | No. 314 | 2 | Asheville, NC |
| The First Bank | $4.28 billion | No. 323 | 1 | Lebanon, VA |
| First Community Bank | $3.61 billion | No. 365 | 2 | Bluefield, VA |
| Commercial Bank | $2.36 billion | No. 528 | 1 | Harrogate, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Johnson City: FAQ
How many banks are in Johnson City, TN?
Johnson City has 18 banks with 30 branches and 10 credit unions with 16 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Johnson City?
Bank of Tennessee, with 4. First Horizon has 3 and Centennial Bank has 3.
Is there a Bank of Tennessee in Johnson City, TN?
Yes. FDIC data lists 4 Bank of Tennessee branches in Johnson City as of September 5, 2026. Its branches are listed under Bank of Tennessee above, with the address and directions for each.
Is there a First Horizon in Johnson City, TN?
Yes. FDIC data lists 3 First Horizon branches in Johnson City as of September 5, 2026. Its branches are listed under First Horizon above, with the address and directions for each.
Is there a Centennial Bank in Johnson City, TN?
Yes. FDIC data lists 3 Centennial Bank branches in Johnson City as of September 5, 2026. Its branches are listed under Centennial Bank above, with the address and directions for each.
Is there a Chase in Johnson City, TN?
No. FDIC data lists no Chase branch in Johnson City as of September 5, 2026. The nearest is in Sevierville, about 73 miles away in a straight line.
Which banks in Johnson City are open on Saturday?
Truist publishes Saturday hours for one or more Johnson City locations. The Saturday section above lists each one with its hours. 25 of the 46 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Johnson City?
Select Seven Credit Union, Greater Experience Credit Union and Beacon Financial Credit Union have their main office in Johnson City, according to the FDIC and the NCUA.
What is the oldest bank in Johnson City?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Johnson City?
Eastman Credit Union, Select Seven Credit Union, Greater Experience Credit Union and Beacon Financial Credit Union and 6 more have offices in Johnson City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Johnson City in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Johnson City?
Nearby cities with more banks include Jonesborough, Gray, Elizabethton. Jonesborough is 5 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 14 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 30 branches: First Citizens Bank, First Horizon, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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