US Bank Directory
Banks in Lawrenceburg, TN
9 FDIC-insured banks operate 11 offices in Lawrenceburg, Tennessee, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lawrenceburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 13 locations in Lawrenceburg, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lawrenceburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Farmers and Merchants Bank and Heritage Bank & Trust have the most locations in Lawrenceburg, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Employee Resources Credit Union Credit union · 2
Employee Resources Credit Union has 2 officees in Lawrenceburg, 6 across Tennessee. It is based in Lawrenceburg, TN and $184.8 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Lawrenceburg locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office2135 N Locust Ave, 38464
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lawrenceburg1604 Remke Ave, 38464
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Farmers and Merchants Bank Bank · 2
First Farmers and Merchants Bank has 2 branches in Lawrenceburg, 23 across Tennessee and 23 nationwide. FDIC records list its main office in Columbia, TN and show it operating since 1909. With $1.76 billion in total assets on June 30, 2026, it ranks No. 656 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lawrenceburg location is the Lawrenceburg Branch at 1501 N Locust Ave, dating to 1980; the newest, at 116 W Gaines St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Crockett Branch116 W Gaines St, 38464
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Lawrenceburg Branch1501 N Locust Ave, 38464
Heritage Bank & Trust Bank · 2
Heritage Bank & Trust has 2 branches in Lawrenceburg, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Columbia, TN and show it operating since 2006. With $417.8 million in total assets on June 30, 2026, it ranks No. 2,018 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lawrenceburg location is the Heritage Bank & Trust Atm/Dpo/Lpo at 106 Weakley Creek Rd, dating to 2017; the newest, at 2305 Highway 43 N, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Heritage Bank & Trust Atm/Dpo/Lpo106 Weakley Creek Rd, 38464
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North Locust Avenue Branch2305 Highway 43 N, 38464
Bank of Frankewing Bank · 1
Bank of Frankewing has 1 branch in Lawrenceburg, 3 across Tennessee and 4 nationwide. FDIC records list its main office in Frankewing, TN and show it operating since 1920. With $413.1 million in total assets on June 30, 2026, it ranks No. 2,037 of 4,232 U.S. banks by total assets. The Lawrenceburg Branch at 1200 N Locust Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lawrenceburg Branch1200 N Locust Ave, 38464
Builtwell Bank Bank · 1
Builtwell Bank has 1 branch in Lawrenceburg, 27 across Tennessee and 36 nationwide. FDIC records list its main office in Chattanooga, TN and show it operating since 1904. With $2.28 billion in total assets on June 30, 2026, it ranks No. 545 of 4,232 U.S. banks by total assets. The North Locust Branch at 1401 N Locust Ave dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Locust Branch1401 N Locust Ave, 38464
First Horizon Bank · 1
First Horizon has 1 branch in Lawrenceburg, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Lawrenceburg Branch at 101 N Locust Ave dates to 2007 in FDIC branch records. It opens on Saturday.
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Lawrenceburg Branch101 N Locust Ave, 38464
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Lawrenceburg Federal Bank Bank · 1
Lawrenceburg Federal Bank has 1 branch in Lawrenceburg, 1 across Tennessee and 1 nationwide. FDIC records list its main office in Lawrenceburg, TN and show it operating since 1934. With $95.2 million in total assets on June 30, 2026, it ranks No. 3,728 of 4,232 U.S. banks by total assets. Its main office at 118 W Gaines St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office118 W Gaines St, 38464
Old National Bank · 1
Old National has 1 branch in Lawrenceburg, 21 across Tennessee and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Community Bank Of Lawrence Co. Branch at 2102 N Locust Ave dates to 2003 in FDIC branch records. Its published hours do not list Saturday.
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Community Bank Of Lawrence Co. Branch2102 N Locust Ave, 38464
All hours
Mon to Thu 8 am to 4 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 1
Truist has 1 branch in Lawrenceburg, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The North Locust Branch at 2021 N Locust Ave dates to 1975 in FDIC branch records. It opens on Saturday.
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North Locust Branch2021 N Locust Ave, 38464
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wayne County Bank Bank · 1
Wayne County Bank has 1 branch in Lawrenceburg, 8 across Tennessee and 8 nationwide. FDIC records list its main office in Waynesboro, TN and show it operating since 1914. With $595.1 million in total assets on June 30, 2026, it ranks No. 1,575 of 4,232 U.S. banks by total assets. The Citizens Bank Of Lawrence County, A Branch Of Wayne County Bank at 2144 N Locust Ave dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Citizens Bank Of Lawrence County, A Branch Of Wayne County Bank2144 N Locust Ave, 38464
Join a credit union in Lawrenceburg
1 credit union has 2 offices here: Employee Resources Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lawrenceburg page has every office in the state's directory.
Banking in Lawrenceburg: the local picture
Short answer: 9 banks run 11 branches in Lawrenceburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Lawrenceburg, 6 elsewhere in Tennessee and 2 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Lawrenceburg Federal Bank's office at 118 W Gaines St, dating to 1934; the newest is Wayne County Bank's at 2144 N Locust Ave, from 2022.
The only credit union with an office here is Employee Resources Credit Union.
Of the 5 locations with published hours. 2 open on Saturday. 8 locations have no published hours in these sources.
Banks open on Saturday in Lawrenceburg
Short answer: 2 of the 5 Lawrenceburg locations with published hours open on Saturday, run by 2 institutions.
- Truist: 1 of 1 branch (2021 N Locust Ave: Saturday 9 am to 12 pm)
- First Horizon: 1 of 1 branch (101 N Locust Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lawrenceburg, and where the nearest one is if they do not.
Short answer: In Lawrenceburg: Truist (1). No branches in Lawrenceburg: Chase (nearest in Spring Hill, 43 mi), Wells Fargo (nearest in Franklin, 53 mi), Bank of America (nearest in Spring Hill, 43 mi), PNC Bank (nearest in Franklin, 54 mi), U.S. Bank (nearest in Columbia, 29 mi), Fifth Third Bank (nearest in Spring Hill, 41 mi), Huntington (nearest in Ardmore, 33 mi), Regions Bank (nearest in Hohenwald, 24 mi), TD Bank, BMO.
| Bank | In Lawrenceburg | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Spring Hill, 43 miles away |
| Wells Fargo | None | Franklin, 53 miles away |
| Bank of America | None | Spring Hill, 43 miles away |
| PNC Bank | None | Franklin, 54 miles away |
| U.S. Bank | None | Columbia, 29 miles away |
| Fifth Third Bank | None | Spring Hill, 41 miles away |
| Huntington | None | Ardmore, 33 miles away |
| Regions Bank | None | Hohenwald, 24 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lawrenceburg to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lawrenceburg residents like anyone else.
Banks near Lawrenceburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Loretto (14 miles) and Pulaski (17 miles). Columbia, 29 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Loretto, TN | 14 mi | 2 | 2 |
| Banks in Pulaski, TN | 17 mi | 5 | 8 |
| Banks in Mount Pleasant, TN | 19 mi | 5 | 5 |
| Banks in Collinwood, TN | 23 mi | 3 | 3 |
| Banks in Hohenwald, TN | 24 mi | 5 | 5 |
| Banks in Waynesboro, TN | 25 mi | 3 | 5 |
| Banks in Columbia, TN | 29 mi | 8 | 18 |
| Banks in Ardmore, TN | 33 mi | 3 | 3 |
Bank branch openings and closings in Lawrenceburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lawrenceburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lawrenceburg
Short answer: 2 institutions have their main office in Lawrenceburg: Employee Resources Credit Union and Lawrenceburg Federal Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Employee Resources Credit Union | Credit union | $184.8 million | 2 |
| Lawrenceburg Federal Bank | Bank | $95.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lawrenceburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lawrenceburg offices.
Short answer: Truist is the largest bank with offices in Lawrenceburg, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Horizon is second with $84.12 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| Builtwell Bank | $2.28 billion | No. 545 | 1 | Chattanooga, TN |
| First Farmers and Merchants Bank | $1.76 billion | No. 656 | 2 | Columbia, TN |
| Wayne County Bank | $595.1 million | No. 1,575 | 1 | Waynesboro, TN |
| Heritage Bank & Trust | $417.8 million | No. 2,018 | 2 | Columbia, TN |
| Bank of Frankewing | $413.1 million | No. 2,037 | 1 | Frankewing, TN |
| Lawrenceburg Federal Bank | $95.2 million | No. 3,728 | 1 | Lawrenceburg, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lawrenceburg: FAQ
How many banks are in Lawrenceburg, TN?
Lawrenceburg has 9 banks with 11 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lawrenceburg?
First Farmers and Merchants Bank, with 2. Heritage Bank & Trust has 2 and Truist has 1.
Is there a First Farmers and Merchants Bank in Lawrenceburg, TN?
Yes. FDIC data lists 2 First Farmers and Merchants Bank branches in Lawrenceburg as of September 5, 2026. Its branches are listed under First Farmers and Merchants Bank above, with the address and directions for each.
Is there a Heritage Bank & Trust in Lawrenceburg, TN?
Yes. FDIC data lists 2 Heritage Bank & Trust branches in Lawrenceburg as of September 5, 2026. Its branches are listed under Heritage Bank & Trust above, with the address and directions for each.
Is there a Truist in Lawrenceburg, TN?
Yes. FDIC data lists 1 Truist branch in Lawrenceburg as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Lawrenceburg, TN?
No. FDIC data lists no Chase branch in Lawrenceburg as of September 5, 2026. The nearest is in Spring Hill, about 43 miles away in a straight line.
Which banks in Lawrenceburg are open on Saturday?
Truist and First Horizon publish Saturday hours for one or more Lawrenceburg locations. The Saturday section above lists each one with its hours. 8 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Lawrenceburg?
Employee Resources Credit Union and Lawrenceburg Federal Bank have their main office in Lawrenceburg, according to the FDIC and the NCUA.
What is the oldest bank in Lawrenceburg?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Lawrenceburg?
Employee Resources Credit Union has an office in Lawrenceburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lawrenceburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lawrenceburg?
Nearby cities with more banks include Loretto, Pulaski, Mount Pleasant. Loretto is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 11 branches: First Horizon, Old National, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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