US Bank Directory

Banks in Waynesboro, TN

3 FDIC-insured banks operate 5 offices in Waynesboro, Tennessee, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Waynesboro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 6 locations in Waynesboro, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Waynesboro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wayne County Bank has the most locations in Waynesboro, with 3. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Wayne County Bank 3 branches · main office Waynesboro, TN Bank · 3

Wayne County Bank has 3 branches in Waynesboro, 8 across Tennessee and 8 nationwide. FDIC records list its main office in Waynesboro, TN and show it operating since 1914. With $595.1 million in total assets on June 30, 2026, it ranks No. 1,575 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waynesboro location is its main office at 216 S High St, dating to 1914; the newest, at 312 Highway 64 E, to 1998. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    216 S High St, 38485
    Hours: see the bank's site
  • 64 East Express Branch
    312 Highway 64 E, 38485
    Hours: see the bank's site
  • Court Square Branch
    Public Square, 38485
    Hours: see the bank's site
Wayne County Bank: profile, branches and contacts
Employee Resources Credit Union 1 office · main office Lawrenceburg, TN Credit union · 1

Employee Resources Credit Union has 1 office in Waynesboro, 6 across Tennessee. It is based in Lawrenceburg, TN and $184.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Waynesboro Branch Office
    321 Dexter L Woods Memorial Blvd Ste A, 38485
    (931) 722-9110Today 8 am to 4:30 pm
    All hours

    Mon to Fri 8 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Employee Resources Credit Union: profile, branches and contacts
Old National Old National Bank · 1 branch · main office Evansville, IN Bank · 1

Old National has 1 branch in Waynesboro, 21 across Tennessee and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Bank Of Waynesboro Main Office Branch at 201 S Main St dates to 2020 in FDIC branch records. Its published hours do not list Saturday.

  • Bank Of Waynesboro Main Office Branch
    201 S Main St, 38485
    (931) 253-6013Today 8:30 am to 4 pm
    All hours

    Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: Old National branch locator (All The Places), checked Oct 10, 2026

Old National: profile, branches and contacts
Peoples Bank 1 branch · main office Clifton, TN Bank · 1

Peoples Bank has 1 branch in Waynesboro, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Clifton, TN and show it operating since 1890. With $445.3 million in total assets on June 30, 2026, it ranks No. 1,937 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 210 Dexter Woods Boulevard dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waynesboro Branch
    210 Dexter Woods Boulevard, 38485
    Hours: see the bank's site
Peoples Bank: profile, branches and contacts

Join a credit union in Waynesboro

1 credit union has 1 office here: Employee Resources Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waynesboro page has every office in the state's directory.

Banking in Waynesboro: the local picture

Short answer: 3 banks run 5 branches in Waynesboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Waynesboro, 1 elsewhere in Tennessee and 1 out of state, according to the FDIC.

The bank with the longest record here is Peoples Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is Wayne County Bank's office at 216 S High St, dating to 1914; the newest is Old National's at 201 S Main St, from 2020.

The only credit union with an office here is Employee Resources Credit Union.

Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Waynesboro

Short answer: None of the 2 Waynesboro locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waynesboro, and where the nearest one is if they do not.

Short answer: No branches in Waynesboro: Chase (nearest in Spring Hill, 57 mi), Wells Fargo (nearest in Franklin, 66 mi), Bank of America (nearest in Spring Hill, 57 mi), PNC Bank (nearest in Franklin, 67 mi), U.S. Bank (nearest in Columbia, 44 mi), Truist (nearest in Lawrenceburg, 25 mi), Fifth Third Bank (nearest in Spring Hill, 57 mi), Huntington (nearest in Selmer, 48 mi), Regions Bank (nearest in Hohenwald, 19 mi), TD Bank, BMO.

BankIn WaynesboroNearest branch if none here
ChaseNoneSpring Hill, 57 miles away
Wells FargoNoneFranklin, 66 miles away
Bank of AmericaNoneSpring Hill, 57 miles away
PNC BankNoneFranklin, 67 miles away
U.S. BankNoneColumbia, 44 miles away
TruistNoneLawrenceburg, 25 miles away
Fifth Third BankNoneSpring Hill, 57 miles away
HuntingtonNoneSelmer, 48 miles away
Regions BankNoneHohenwald, 19 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waynesboro to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waynesboro residents like anyone else.

Banks near Waynesboro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Collinwood (10 miles) and Clifton (14 miles). Lawrenceburg, 25 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Waynesboro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waynesboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Waynesboro

Short answer: 1 institution has its main office in Waynesboro: Wayne County Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Wayne County BankBank$595.1 million3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Waynesboro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waynesboro offices.

Short answer: Old National is the largest bank with offices in Waynesboro, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. Wayne County Bank is second with $595.1 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Old National$73.86 billionNo. 391Evansville, IN
Wayne County Bank$595.1 millionNo. 1,5753Waynesboro, TN
Peoples Bank$445.3 millionNo. 1,9371Clifton, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waynesboro: FAQ

How many banks are in Waynesboro, TN?

Waynesboro has 3 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Waynesboro?

Wayne County Bank, with 3. Old National has 1 and Peoples Bank has 1.

Is there a Wayne County Bank in Waynesboro, TN?

Yes. FDIC data lists 3 Wayne County Bank branches in Waynesboro as of September 5, 2026, the main office at 216 S High St. Its branches are listed under Wayne County Bank above, with the address and directions for each.

Is there a Old National in Waynesboro, TN?

Yes. FDIC data lists 1 Old National branch in Waynesboro as of September 5, 2026. The address and directions are under Old National above.

Is there a Peoples Bank in Waynesboro, TN?

Yes. FDIC data lists 1 Peoples Bank branch in Waynesboro as of September 5, 2026. The address and directions are under Peoples Bank above.

Is there a Chase in Waynesboro, TN?

No. FDIC data lists no Chase branch in Waynesboro as of September 5, 2026. The nearest is in Spring Hill, about 57 miles away in a straight line.

Which banks in Waynesboro are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Waynesboro?

Wayne County Bank has its main office in Waynesboro, according to the FDIC.

What is the oldest bank in Waynesboro?

Peoples Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.

Which credit unions can I join in Waynesboro?

Employee Resources Credit Union has an office in Waynesboro. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Waynesboro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waynesboro?

Nearby cities with more banks include Collinwood, Clifton, Hohenwald. Collinwood is 10 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 5 branches: Old National)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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