US Bank Directory
Banks in Columbia, TN
8 FDIC-insured banks operate 18 offices in Columbia, Tennessee, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Columbia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 21 locations in Columbia, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
21 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Columbia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Farmers and Merchants Bank has the most locations in Columbia, with 5. It is followed by United Community (3), TriStar Bank (3), Regions Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Farmers and Merchants Bank Bank · 5
First Farmers and Merchants Bank has 5 branches in Columbia, 23 across Tennessee and 23 nationwide. FDIC records list its main office in Columbia, TN and show it operating since 1909. With $1.76 billion in total assets on June 30, 2026, it ranks No. 656 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is its main office at 816 S Garden St, dating to 1909; the newest, at 1202 S James M Campbell Blvd, to 1986. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office816 S Garden St, 38401
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Campbell Plaza Branch1202 S James M Campbell Blvd, 38401
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Hatcher Lane Branch1501 S James M Campbell Blvd, 38401
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High Street Branch515 N High St, 38401
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Northside Bankcenter901 Nashville Hwy, 38401
TriStar Bank Bank · 3
TriStar Bank has 3 branches in Columbia, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Dickson, TN and show it operating since 2000. With $562.7 million in total assets on June 30, 2026, it ranks No. 1,648 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is the James Campbell Branch at 601 S James Campbell Blvd, dating to 1999; the newest, at 2567 Nashville Hwy, to 2022. It does not publish hours in the sources this page uses; check its site before you go.
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Neapolis Spring Hill Branch2567 Nashville Hwy, 38401
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James Campbell Branch601 S James Campbell Blvd, 38402
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Tristar Bank Columbia Main Branch815 S Garden St, 38401
United Community Bank · 3
United Community has 3 branches in Columbia, 26 across Tennessee and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is the Columbia Branch at 501 S James M Campbell Blvd, dating to 1999; the newest, at 601 N Garden St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Neely'S Mill Limited Service Branch1412 Trotwood Ave, 38401
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Columbia Branch501 S James M Campbell Blvd, 38401
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Downtown Branch601 N Garden St, 38401
First Horizon Bank · 2
First Horizon has 2 branches in Columbia, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is the Columbia Downtown Branch at 200 W 7th St, dating to 1923; the newest, at 1404 S James M Campbell Blvd, to 1986. Its published hours do not list Saturday.
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Hatcher Lane Branch1404 S James M Campbell Blvd, 38401
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Columbia Downtown Branch200 W 7th St, 38401
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Regions Bank Bank · 2
Regions Bank has 2 branches in Columbia, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Columbia location is the Columbia Main Branch at 610 N Garden St, dating to 1930; the newest, at 884 S. James Campbell Boulevard, to 1987. It does not publish hours in the sources this page uses; check its site before you go.
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Columbia Main Branch610 N Garden St, 38401
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Shadybrook Branch884 S. James Campbell Boulevard, 38401
Ascend Credit Union Credit union · 1
Ascend Credit Union has 1 office in Columbia, 30 across Tennessee. It is based in Tullahoma, TN and $4.75 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Columbia981 W James M Campbell Blvd, 38401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Family Advantage Credit Union Credit union · 1
Family Advantage Credit Union has 1 office in Columbia, 4 across Tennessee. It is based in Spring Hill, TN and $91.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Columbia Branch615 W 7Th St, 38401
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
FirstBank Bank · 1
FirstBank has 1 branch in Columbia, 85 across Tennessee and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The Columbia Lpo at 18 Public Sq dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Columbia Lpo18 Public Sq, 38401
Heritage Bank & Trust Bank · 1
Heritage Bank & Trust has 1 branch in Columbia, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Columbia, TN and show it operating since 2006. With $417.8 million in total assets on June 30, 2026, it ranks No. 2,018 of 4,232 U.S. banks by total assets. Its main office at 217 S James M Campbell Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office217 S James M Campbell Blvd, 38401
Listerhill Credit Union Credit union · 1
Listerhill Credit Union has 1 office in Columbia, 2 across Tennessee. It is based in Sheffield, AL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Columbia1623 Hatcher Ln, 38401
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Columbia, 55 across Tennessee and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Perimeter Place Branch at 901 West James Campbell Boulevard dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Perimeter Place Branch901 West James Campbell Boulevard, 38401
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Columbia
3 credit unions have 3 offices here: Ascend Credit Union, Listerhill Credit Union and Family Advantage Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Columbia page has every office in the state's directory.
Banking in Columbia: the local picture
Short answer: 8 banks run 18 branches in Columbia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 2 have their main office in Columbia, 3 elsewhere in Tennessee and 3 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Farmers and Merchants Bank's office at 816 S Garden St, dating to 1909; the newest is TriStar Bank's at 2567 Nashville Hwy, from 2022.
3 credit unions have 3 offices in Columbia, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 16 locations have no published hours in these sources.
Banks by ZIP code in Columbia
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 38401 has the most bank and credit union offices in Columbia (20), followed by 38402 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 38401 | 20 | 11 | First Farmers and Merchants Bank, United Community, First Horizon |
| 38402 | 1 | 1 | TriStar Bank |
Credit unions open on Saturday in Columbia
Short answer: 2 of the 5 Columbia locations with published hours open on Saturday, run by 2 institutions.
- Ascend Credit Union: 1 of 1 office (981 W James M Campbell Blvd: Saturday 9 am to 1 pm)
- Family Advantage Credit Union: 1 of 1 office (615 W 7Th St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 16 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Columbia, and where the nearest one is if they do not.
Short answer: In Columbia: U.S. Bank (1), Regions Bank (2). No branches in Columbia: Chase (nearest in Spring Hill, 13 mi), Wells Fargo (nearest in Franklin, 24 mi), Bank of America (nearest in Spring Hill, 13 mi), PNC Bank (nearest in Franklin, 25 mi), Truist (nearest in Spring Hill, 13 mi), Fifth Third Bank (nearest in Spring Hill, 12 mi), Huntington (nearest in Franklin, 24 mi), TD Bank, BMO.
| Bank | In Columbia | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Regions Bank | 2 branches | here |
| Chase | None | Spring Hill, 13 miles away |
| Wells Fargo | None | Franklin, 24 miles away |
| Bank of America | None | Spring Hill, 13 miles away |
| PNC Bank | None | Franklin, 25 miles away |
| Truist | None | Spring Hill, 13 miles away |
| Fifth Third Bank | None | Spring Hill, 12 miles away |
| Huntington | None | Franklin, 24 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Columbia to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Columbia residents like anyone else.
Banks near Columbia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mount Pleasant (12 miles) and Spring Hill (13 miles). Franklin, 25 miles away, has the most banks nearby: 26.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mount Pleasant, TN | 12 mi | 5 | 5 |
| Banks in Spring Hill, TN | 13 mi | 11 | 14 |
| Banks in Lewisburg, TN | 18 mi | 5 | 6 |
| Banks in Chapel Hill, TN | 20 mi | 2 | 2 |
| Banks in Franklin, TN | 25 mi | 26 | 57 |
| Banks in Fairview, TN | 26 mi | 4 | 4 |
| Banks in Centerville, TN | 26 mi | 4 | 4 |
| Banks in Hohenwald, TN | 28 mi | 5 | 5 |
Bank branch openings and closings in Columbia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Columbia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Columbia
Short answer: 2 institutions have their main office in Columbia: First Farmers and Merchants Bank and Heritage Bank & Trust.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Farmers and Merchants Bank | Bank | $1.76 billion | 5 |
| Heritage Bank & Trust | Bank | $417.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Columbia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Columbia offices.
Short answer: U.S. Bank is the largest bank with offices in Columbia, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. 2 of the 8 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| First Horizon | $84.12 billion | No. 38 | 2 | Memphis, TN |
| United Community | $28.99 billion | No. 73 | 3 | Greenville, SC |
| FirstBank | $16.76 billion | No. 118 | 1 | Nashville, TN |
| First Farmers and Merchants Bank | $1.76 billion | No. 656 | 5 | Columbia, TN |
| TriStar Bank | $562.7 million | No. 1,648 | 3 | Dickson, TN |
| Heritage Bank & Trust | $417.8 million | No. 2,018 | 1 | Columbia, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Columbia: FAQ
How many banks are in Columbia, TN?
Columbia has 8 banks with 18 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Columbia?
First Farmers and Merchants Bank, with 5. United Community has 3 and TriStar Bank has 3.
Is there a First Farmers and Merchants Bank in Columbia, TN?
Yes. FDIC data lists 5 First Farmers and Merchants Bank branches in Columbia as of September 5, 2026, the main office at 816 S Garden St. Its branches are listed under First Farmers and Merchants Bank above, with the address and directions for each.
Is there a United Community in Columbia, TN?
Yes. FDIC data lists 3 United Community branches in Columbia as of September 5, 2026. Its branches are listed under United Community above, with the address and directions for each.
Is there a TriStar Bank in Columbia, TN?
Yes. FDIC data lists 3 TriStar Bank branches in Columbia as of September 5, 2026. Its branches are listed under TriStar Bank above, with the address and directions for each.
Is there a Chase in Columbia, TN?
No. FDIC data lists no Chase branch in Columbia as of September 5, 2026. The nearest is in Spring Hill, about 13 miles away in a straight line.
Which banks in Columbia are open on Saturday?
Ascend Credit Union and Family Advantage Credit Union publish Saturday hours for one or more Columbia locations. The Saturday section above lists each one with its hours. 16 of the 21 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Columbia?
First Farmers and Merchants Bank and Heritage Bank & Trust have their main office in Columbia, according to the FDIC.
What is the oldest bank in Columbia?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Columbia?
Ascend Credit Union, Listerhill Credit Union and Family Advantage Credit Union have offices in Columbia. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Columbia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Columbia?
Nearby cities with more banks include Mount Pleasant, Spring Hill, Lewisburg. Mount Pleasant is 12 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 18 branches: First Horizon, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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