US Bank Directory

Banks in Chapel Hill, TN

2 FDIC-insured banks operate 2 offices in Chapel Hill, Tennessee.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Chapel Hill

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Chapel Hill, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Chapel Hill

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Apex Bank and First Commerce Bank have the most locations in Chapel Hill, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Apex Bank 1 branch · main office Camden, TN Bank · 1

Apex Bank has 1 branch in Chapel Hill, 22 across Tennessee and 22 nationwide. FDIC records list its main office in Camden, TN and show it operating since 1931. With $1.46 billion in total assets on June 30, 2026, it ranks No. 764 of 4,232 U.S. banks by total assets. The First State Branch at 118 S Horton Pkwy dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First State Branch
    118 S Horton Pkwy, 37034
    Hours: see the bank's site
Apex Bank: profile, branches and contacts
First Commerce Bank 1 branch · main office Lewisburg, TN Bank · 1

First Commerce Bank has 1 branch in Chapel Hill, 6 across Tennessee and 6 nationwide. FDIC records list its main office in Lewisburg, TN and show it operating since 2002. With $935.1 million in total assets on June 30, 2026, it ranks No. 1,112 of 4,232 U.S. banks by total assets. The Chapel Hill Branch at 4641 Nashville Hwy dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chapel Hill Branch
    4641 Nashville Hwy, 37034
    Hours: see the bank's site
First Commerce Bank: profile, branches and contacts

Banking in Chapel Hill: the local picture

Short answer: 2 banks run 2 branches in Chapel Hill according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Chapel Hill, 2 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is Apex Bank, operating since 1931 according to the FDIC. In FDIC branch records, the longest-running branch is Apex Bank's office at 118 S Horton Pkwy, dating to 1931; the newest is First Commerce Bank's at 4641 Nashville Hwy, from 2005.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Chapel Hill, and where the nearest one is if they do not.

Short answer: No branches in Chapel Hill: Chase (nearest in Spring Hill, 16 mi), Wells Fargo (nearest in Franklin, 22 mi), Bank of America (nearest in Spring Hill, 17 mi), PNC Bank (nearest in Murfreesboro, 22 mi), U.S. Bank (nearest in Shelbyville, 16 mi), Truist (nearest in Spring Hill, 16 mi), Fifth Third Bank (nearest in Spring Hill, 14 mi), Huntington (nearest in Franklin, 22 mi), Regions Bank (nearest in Shelbyville, 16 mi), TD Bank, BMO.

BankIn Chapel HillNearest branch if none here
ChaseNoneSpring Hill, 16 miles away
Wells FargoNoneFranklin, 22 miles away
Bank of AmericaNoneSpring Hill, 17 miles away
PNC BankNoneMurfreesboro, 22 miles away
U.S. BankNoneShelbyville, 16 miles away
TruistNoneSpring Hill, 16 miles away
Fifth Third BankNoneSpring Hill, 14 miles away
HuntingtonNoneFranklin, 22 miles away
Regions BankNoneShelbyville, 16 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chapel Hill to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chapel Hill residents like anyone else.

Banks near Chapel Hill

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lewisburg (12 miles) and Spring Hill (16 miles). Murfreesboro, 23 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Chapel Hill

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chapel Hill between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Chapel Hill by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chapel Hill offices.

Short answer: Apex Bank is the largest bank with offices in Chapel Hill, with $1.46 billion in total assets on June 30, 2026, No. 764 among U.S. banks by total assets. First Commerce Bank is second with $935.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Apex Bank$1.46 billionNo. 7641Camden, TN
First Commerce Bank$935.1 millionNo. 1,1121Lewisburg, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chapel Hill: FAQ

How many banks are in Chapel Hill, TN?

Chapel Hill has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Chapel Hill?

Apex Bank, with 1. First Commerce Bank has 1.

Is there a Apex Bank in Chapel Hill, TN?

Yes. FDIC data lists 1 Apex Bank branch in Chapel Hill as of September 5, 2026. The address and directions are under Apex Bank above.

Is there a First Commerce Bank in Chapel Hill, TN?

Yes. FDIC data lists 1 First Commerce Bank branch in Chapel Hill as of September 5, 2026. The address and directions are under First Commerce Bank above.

Is there a Chase in Chapel Hill, TN?

No. FDIC data lists no Chase branch in Chapel Hill as of September 5, 2026. The nearest is in Spring Hill, about 16 miles away in a straight line.

What is the oldest bank in Chapel Hill?

Apex Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1931.

Did any bank branches open or close in Chapel Hill in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chapel Hill?

Nearby cities with more banks include Lewisburg, Spring Hill, Shelbyville. Lewisburg is 12 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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