US Bank Directory
Banks in Sturgis, SD
4 FDIC-insured banks operate 4 offices in Sturgis, South Dakota, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Sturgis
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Sturgis, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sturgis
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Sturgis, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Black Hills Credit Union Credit union · 1
Black Hills Credit Union has 1 office in Sturgis, 19 across South Dakota. It is based in Rapid City, SD and $2.37 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sturgis Member Service Center1020 Lazelle St., 57785
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Interstate Bank Bank · 1
First Interstate Bank has 1 branch in Sturgis, 46 across South Dakota and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Sturgis Branch at 1200 Main St dates to 1986 in FDIC branch records. Its published hours do not list Saturday.
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Sturgis Branch1200 Main St, 57785
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026
First National Bank Bank · 1
First National Bank has 1 branch in Sturgis, 13 across South Dakota and 20 nationwide. FDIC records list its main office in Fort Pierre, SD and show it operating since 1934. With $2.03 billion in total assets on June 30, 2026, it ranks No. 599 of 4,232 U.S. banks by total assets. The Sturgis Branch at 955 Main St dates to 1925 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sturgis Branch955 Main St, 57785
Northern Hills Credit Union Credit union · 1
Northern Hills Credit Union has 1 office in Sturgis, 5 across South Dakota. It is based in Sturgis, SD and $196.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1080 Main St, 57785
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: NCUA, March 31, 2026
Pioneer Bank & Trust Bank · 1
Pioneer Bank & Trust has 1 branch in Sturgis, 7 across South Dakota and 7 nationwide. FDIC records list its main office in Belle Fourche, SD and show it operating since 1937. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,040 of 4,232 U.S. banks by total assets. The Sturgis Branch at 2611 Lazelle St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sturgis Branch2611 Lazelle St, 57785
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Sturgis, 30 across South Dakota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Sturgis Branch at 1040 Main St dates to 1939 in FDIC branch records. Its published hours do not list Saturday.
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Sturgis Branch1040 Main St, 57785
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Sturgis
2 credit unions have 2 offices here: Black Hills Credit Union and Northern Hills Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sturgis page has every office in the state's directory.
Banking in Sturgis: the local picture
Short answer: 4 banks run 4 branches in Sturgis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Sturgis, 3 elsewhere in South Dakota and 1 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank's office at 955 Main St, dating to 1925; the newest is Pioneer Bank & Trust's at 2611 Lazelle St, from 2011.
2 credit unions have 2 offices in Sturgis, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Sturgis
Short answer: 1 of the 4 Sturgis locations with published hours opens on Saturday, run by 1 institution.
- Northern Hills Credit Union: 1 of 1 office (1080 Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sturgis, and where the nearest one is if they do not.
Short answer: In Sturgis: Wells Fargo (1). No branches in Sturgis: Chase (nearest in Sioux Falls, 341 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Rapid City, 27 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Lemmon, 125 mi).
| Bank | In Sturgis | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Chase | None | Sioux Falls, 341 miles away |
| Bank of America | None | none in South Dakota |
| PNC Bank | None | none in South Dakota |
| U.S. Bank | None | Rapid City, 27 miles away |
| Truist | None | none in South Dakota |
| Fifth Third Bank | None | none in South Dakota |
| Huntington | None | none in South Dakota |
| Regions Bank | None | none in South Dakota |
| TD Bank | None | none in South Dakota |
| BMO | None | Lemmon, 125 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sturgis to the nearest branch in South Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sturgis residents like anyone else.
Banks near Sturgis
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lead (14 miles) and Spearfish (17 miles). Rapid City, 27 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lead, SD | 14 mi | 2 | 2 |
| Banks in Spearfish, SD | 17 mi | 9 | 11 |
| Banks in Belle Fourche, SD | 24 mi | 2 | 2 |
| Banks in Rapid City, SD | 27 mi | 10 | 20 |
| Banks in Custer, SD | 45 mi | 2 | 2 |
| Banks in Hot Springs, SD | 68 mi | 2 | 2 |
| Banks in Lemmon, SD | 124 mi | 2 | 2 |
| Banks in Murdo, SD | 144 mi | 2 | 2 |
Bank branch openings and closings in Sturgis
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sturgis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sturgis
Short answer: 1 institution has its main office in Sturgis: Northern Hills Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Northern Hills Credit Union | Credit union | $196.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sturgis by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sturgis offices.
Short answer: Wells Fargo is the largest bank with offices in Sturgis, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Interstate Bank is second with $25.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| First Interstate Bank | $25.79 billion | No. 83 | 1 | Billings, MT |
| First National Bank | $2.03 billion | No. 599 | 1 | Fort Pierre, SD |
| Pioneer Bank & Trust | $1.01 billion | No. 1,040 | 1 | Belle Fourche, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sturgis: FAQ
How many banks are in Sturgis, SD?
Sturgis has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sturgis?
Wells Fargo, with 1. First Interstate Bank has 1 and First National Bank has 1.
Is there a Wells Fargo in Sturgis, SD?
Yes. FDIC data lists 1 Wells Fargo branch in Sturgis as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a First Interstate Bank in Sturgis, SD?
Yes. FDIC data lists 1 First Interstate Bank branch in Sturgis as of September 5, 2026. The address and directions are under First Interstate Bank above.
Is there a First National Bank in Sturgis, SD?
Yes. FDIC data lists 1 First National Bank branch in Sturgis as of September 5, 2026. The address and directions are under First National Bank above.
Is there a Chase in Sturgis, SD?
No. FDIC data lists no Chase branch in Sturgis as of September 5, 2026. The nearest is in Sioux Falls, about 341 miles away in a straight line.
Which banks in Sturgis are open on Saturday?
Northern Hills Credit Union publishes Saturday hours for one or more Sturgis locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Sturgis?
Northern Hills Credit Union has its main office in Sturgis, according to the FDIC and the NCUA.
What is the oldest bank in Sturgis?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Sturgis?
Black Hills Credit Union and Northern Hills Credit Union have offices in Sturgis. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sturgis in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sturgis?
Nearby cities with more banks include Lead, Spearfish, Belle Fourche. Lead is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: First Interstate Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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