US Bank Directory

Banks in Rapid City, SD

10 FDIC-insured banks operate 20 offices in Rapid City, South Dakota, and 9 credit unions have 18 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Rapid City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 19 banks and credit unions operate 38 locations in Rapid City, according to the FDIC and the NCUA. 37 of them have coordinates on record and are on the map. 27 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

37 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rapid City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Interstate Bank has the most locations in Rapid City, with 4. It is followed by Wells Fargo (3), U.S. Bank (3), Security First Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Black Hills Credit Union 7 offices · main office Rapid City, SD Credit union · 7

Black Hills Credit Union has 7 officees in Rapid City, 19 across South Dakota. It is based in Rapid City, SD and $2.37 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 7 Rapid City locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2700 N Plaza Dr, 57702
    (605) 343-0891Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • 5Th & Minnesota Member Service Center
    111 E Minnesota St, 57701
    (605) 718-1818Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 8 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Downtown Member Service Center
    200 E Main St, 57701
    (605) 343-0891Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Plaza Drive Member Service Center
    2700 N Plaza Dr, 57702
    (605) 343-0891Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • East North Member Service Center
    725 E North St, 57701
    (605) 343-0891Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Mountain View Member Service Center
    850 Mountain View Rd, 57702
    (605) 343-0891Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Elk Vale Member Service Center
    950 Elk Vale Rd, 57703
    (605) 343-0891Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Black Hills Credit Union: profile, branches and contacts
First Interstate Bank 4 branches · main office Billings, MT Bank · 4

First Interstate Bank has 4 branches in Rapid City, 46 across South Dakota and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rapid City location is the Rapid City Gateway Branch at 333 West Blvd, dating to 1973; the newest, at 847 N Creek Dr, to 2002. None of its 4 Rapid City locations with published hours lists Saturday hours.

  • Rapid City Downtown Branch
    14 Saint Joseph St, 57701
    (605) 593-5217Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun closed

    Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

  • Rapid City Gateway Branch
    333 West Blvd, 57701
    (605) 348-3322Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

  • Rapid City Sturgis Road Branch
    3510 Sturgis Rd, 57702
    (605) 343-9720Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

  • Rapid City East Branch
    847 N Creek Dr, 57703
    (605) 718-2265Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

First Interstate Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 3 branches · main office Cincinnati, OH Bank · 3

U.S. Bank has 3 branches in Rapid City, 10 across South Dakota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rapid City location is the Rapid City Western Branch at 645 Mountain View Rd, dating to 1962; the newest, at 630 Kansas City St, to 2002. None of its 2 Rapid City locations with published hours lists Saturday hours.

  • Rapid City - Main Auto Bank Branch
    630 Kansas City St, 57701
    (605) 394-2007Hours: see the bank's site
  • Rapid City Western Branch
    645 Mountain View Rd, 57702
    (605) 394-2053Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Rapid City Main Branch
    701 Saint Joseph St, 57701
    (605) 394-2000Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 3 branches · main office Sioux Falls, SD Bank · 3

Wells Fargo has 3 branches in Rapid City, 30 across South Dakota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rapid City location is the Rapid City Main Branch at 825 Saint Joseph St, dating to 1878; the newest, at 1016 Mountain View Rd, to 1967. 2 of its 3 Rapid City locations with published hours open on Saturday.

  • Mountain View Branch
    1016 Mountain View Rd, 57702
    (605) 593-8558Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Robbinsdale Branch
    1035 E Saint Patrick St, 57701
    (605) 394-3960Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Rapid City Main Branch
    825 Saint Joseph St, 57701
    (605) 394-3800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Aspen Credit Union 2 offices · main office Rapid City, SD Credit union · 2

Aspen Credit Union has 2 officees in Rapid City, 2 across South Dakota. It is based in Rapid City, SD and $167.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Rapid City locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    4956 5Th St, 57701
    (605) 342-7776Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • West Branch
    2300 W Main St, 57702
    (605) 342-7776Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Aspen Credit Union: profile, branches and contacts
BankWest 2 branches · main office Pierre, SD Bank · 2

BankWest has 2 branches in Rapid City, 22 across South Dakota and 22 nationwide. FDIC records list its main office in Pierre, SD and show it operating since 1889. With $1.93 billion in total assets on June 30, 2026, it ranks No. 620 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rapid City location is the Rapid City Branch at 311 Omaha St, dating to 2004; the newest, at 255 Texas St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.

  • Bankwest - Westhills Village
    255 Texas St, 57701
    Hours: see the bank's site
  • Rapid City Branch
    311 Omaha St, 57701
    Hours: see the bank's site
BankWest: profile, branches and contacts
Dakota Star Credit Union 2 offices · main office Rapid City, SD Credit union · 2

Dakota Star Credit Union has 2 officees in Rapid City, 2 across South Dakota. It is based in Rapid City, SD and $46.5 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Rapid City locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3122 W Saint Louis St, 57702
    (605) 342-6442Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • 1636 E St Patrick St
    1636 E St Patrtick St, 57701
    (605) 342-6442Today 8 am to 5:30 pm
    All hours

    Mon to Fri 8 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Dakota Star Credit Union: profile, branches and contacts
Pioneer Bank & Trust 2 branches · main office Belle Fourche, SD Bank · 2

Pioneer Bank & Trust has 2 branches in Rapid City, 7 across South Dakota and 7 nationwide. FDIC records list its main office in Belle Fourche, SD and show it operating since 1937. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,040 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rapid City location is the Rapid City West Branch at 2001 W Omaha St, dating to 1984; the newest, at 2018 Mount Rushmore Rd, to 1994. It does not publish hours in the sources this page uses; check its site before you go.

  • Rapid City West Branch
    2001 W Omaha St, 57702
    Hours: see the bank's site
  • Rapid City South Branch
    2018 Mount Rushmore Rd, 57701
    Hours: see the bank's site
Pioneer Bank & Trust: profile, branches and contacts
Security First Bank 2 branches · main office Lincoln, NE Bank · 2

Security First Bank has 2 branches in Rapid City, 4 across South Dakota and 36 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1924. With $2.32 billion in total assets on June 30, 2026, it ranks No. 538 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rapid City location is the Rapid City Branch at 501 Quincy Street, dating to 2004; the newest, at 1919 Hope Ct, to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Security First Bank - Buffalo Crossing Branch
    1919 Hope Ct, 57701
    Hours: see the bank's site
  • Rapid City Branch
    501 Quincy Street, 57702
    Hours: see the bank's site
Security First Bank: profile, branches and contacts
Sentinel Credit Union 2 offices · main office Box Elder, SD Credit union · 2

Sentinel Credit Union has 2 officees in Rapid City, 8 across South Dakota. It is based in Box Elder, SD and $197.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Rapid City locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Haines
    1430 Haines Ave Ste 101, 57701
    (605) 923-1405Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Triple Crown
    4011 Triple Crown Dr, 57701
    (605) 923-1405Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Sentinel Credit Union: profile, branches and contacts
Black Hills Community Bank 1 branch · main office Rapid City, SD Bank · 1

Black Hills Community Bank has 1 branch in Rapid City, 2 across South Dakota and 2 nationwide. FDIC records list its main office in Rapid City, SD and show it operating since 2007. With $489.7 million in total assets on June 30, 2026, it ranks No. 1,823 of 4,232 U.S. banks by total assets. Its main office at 840 Mount Rushmore Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    840 Mount Rushmore Rd, 57701
    Hours: see the bank's site
Black Hills Community Bank: profile, branches and contacts
Dacotah Bank 1 branch · main office Aberdeen, SD Bank · 1

Dacotah Bank has 1 branch in Rapid City, 21 across South Dakota and 32 nationwide. FDIC records list its main office in Aberdeen, SD and show it operating since 1955. With $4.92 billion in total assets on June 30, 2026, it ranks No. 292 of 4,232 U.S. banks by total assets. The Dacotah Bank Rapid City Downtown Branch at 125 Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Dacotah Bank Rapid City Downtown Branch
    125 Main St, 57701
    Hours: see the bank's site
Dacotah Bank: profile, branches and contacts
Dacotah Credit Union 1 office · main office Rapid City, SD Credit union · 1

Dacotah Credit Union has 1 office in Rapid City, 1 across South Dakota. It is based in Rapid City, SD and $11.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2990 E Highway 44, 57703
    (605) 791-1424Today 8 am to 5 pm
    All hours

    Mon to Thu 8 am to 5 pm; Fri 8 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Dacotah Credit Union: profile, branches and contacts
First National Bank 1 branch · main office Fort Pierre, SD Bank · 1

First National Bank has 1 branch in Rapid City, 13 across South Dakota and 20 nationwide. FDIC records list its main office in Fort Pierre, SD and show it operating since 1934. With $2.03 billion in total assets on June 30, 2026, it ranks No. 599 of 4,232 U.S. banks by total assets. The Rapid City Branch at 632 Main St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First National Bank: profile, branches and contacts
First Western Federal Savings Bank 1 branch · main office Rapid City, SD Bank · 1

First Western Federal Savings Bank has 1 branch in Rapid City, 1 across South Dakota and 1 nationwide. FDIC records list its main office in Rapid City, SD and show it operating since 1979. With $63.5 million in total assets on June 30, 2026, it ranks No. 3,969 of 4,232 U.S. banks by total assets. Its main office at 402 Main St dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    402 Main St, 57701
    Hours: see the bank's site
First Western Federal Savings Bank: profile, branches and contacts
Highmark Credit Union 1 office · main office Rapid City, SD Credit union · 1

Highmark Credit Union has 1 office in Rapid City, 4 across South Dakota. It is based in Rapid City, SD and $260.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    725 5Th St, 57701
    (605) 716-4444Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Highmark Credit Union: profile, branches and contacts
Interfaith Credit Union 1 office · main office Montclair, CA Credit union · 1

Interfaith Credit Union has 1 office in Rapid City, 1 across South Dakota. It is based in Montclair, CA and $135.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • South Dakota
    815 Columbus St, 57701
    (605) 348-5753Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Interfaith Credit Union: profile, branches and contacts
Minuteman Credit Union 1 office · main office Rapid City, SD Credit union · 1

Minuteman Credit Union has 1 office in Rapid City, 1 across South Dakota. It is based in Rapid City, SD and $16.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    301 E North St, 57701
    (605) 394-1772Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Minuteman Credit Union: profile, branches and contacts
Rushmore Electric Credit Union 1 office · main office Rapid City, SD Credit union · 1

Rushmore Electric Credit Union has 1 office in Rapid City, 1 across South Dakota. It is based in Rapid City, SD and $29.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1805 Cambell St, 57701
    (605) 342-9451Today 7:30 am to 4:30 pm
    All hours

    Mon to Fri 7:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Rushmore Electric Credit Union: profile, branches and contacts

Join a credit union in Rapid City

9 credit unions have 18 offices here: Black Hills Credit Union, Sentinel Credit Union, Aspen Credit Union, Dakota Star Credit Union, Highmark Credit Union and Interfaith Credit Union and 3 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rapid City page has every office in the state's directory.

Banking in Rapid City: the local picture

Short answer: 10 banks run 20 branches in Rapid City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 2 have their main office in Rapid City, 5 elsewhere in South Dakota and 3 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 825 Saint Joseph St, dating to 1878; the newest is Security First Bank's at 1919 Hope Ct, from 2023.

9 credit unions have 18 offices in Rapid City, according to the NCUA. Who can join each one is on the credit unions page.

Of the 27 locations with published hours. 8 open on Saturday. 11 locations have no published hours in these sources.

Banks by ZIP code in Rapid City

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 57701 has the most bank and credit union offices in Rapid City (25), followed by 57702 (10) and 57703 (3). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
577012518Black Hills Credit Union, BankWest, First Interstate Bank
57702108Black Hills Credit Union, Aspen Credit Union, Dakota Star Credit Union
5770333Black Hills Credit Union, Dacotah Credit Union, First Interstate Bank

Banks and credit unions open on Saturday in Rapid City

Short answer: 8 of the 27 Rapid City locations with published hours open on Saturday, run by 5 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 38 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rapid City, and where the nearest one is if they do not.

Short answer: In Rapid City: Wells Fargo (3), U.S. Bank (3). No branches in Rapid City: Chase (nearest in Sioux Falls, 324 mi), Bank of America, PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Lemmon, 139 mi).

BankIn Rapid CityNearest branch if none here
Wells Fargo3 brancheshere
U.S. Bank3 brancheshere
ChaseNoneSioux Falls, 324 miles away
Bank of AmericaNonenone in South Dakota
PNC BankNonenone in South Dakota
TruistNonenone in South Dakota
Fifth Third BankNonenone in South Dakota
HuntingtonNonenone in South Dakota
Regions BankNonenone in South Dakota
TD BankNonenone in South Dakota
BMONoneLemmon, 139 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rapid City to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rapid City residents like anyone else.

Banks near Rapid City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sturgis (27 miles) and Custer (28 miles). Spearfish, 42 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Rapid City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rapid City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rapid City

Short answer: 9 institutions have their main office in Rapid City: Black Hills Credit Union, Aspen Credit Union, Dakota Star Credit Union and Black Hills Community Bank and 5 more.

InstitutionTypeTotal assets, March 31, 2026Offices here
Black Hills Credit UnionCredit union$2.37 billion7
Aspen Credit UnionCredit union$167.2 million2
Dakota Star Credit UnionCredit union$46.5 million2
Black Hills Community BankBank$489.7 million1
Highmark Credit UnionCredit union$260.1 million1
First Western Federal Savings BankBank$63.5 million1
Rushmore Electric Credit UnionCredit union$29.2 million1
Minuteman Credit UnionCredit union$16.3 million1
Dacotah Credit UnionCredit union$11.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rapid City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rapid City offices.

Short answer: Wells Fargo is the largest bank with offices in Rapid City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. 2 of the 10 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 43Sioux Falls, SD
U.S. Bank$705.55 billionNo. 63Cincinnati, OH
First Interstate Bank$25.79 billionNo. 834Billings, MT
Dacotah Bank$4.92 billionNo. 2921Aberdeen, SD
Security First Bank$2.32 billionNo. 5382Lincoln, NE
First National Bank$2.03 billionNo. 5991Fort Pierre, SD
BankWest$1.93 billionNo. 6202Pierre, SD
Pioneer Bank & Trust$1.01 billionNo. 1,0402Belle Fourche, SD
Black Hills Community Bank$489.7 millionNo. 1,8231Rapid City, SD
First Western Federal Savings Bank$63.5 millionNo. 3,9691Rapid City, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rapid City: FAQ

How many banks are in Rapid City, SD?

Rapid City has 10 banks with 20 branches and 9 credit unions with 18 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Rapid City?

First Interstate Bank, with 4. Wells Fargo has 3 and U.S. Bank has 3.

Is there a First Interstate Bank in Rapid City, SD?

Yes. FDIC data lists 4 First Interstate Bank branches in Rapid City as of September 5, 2026. Its branches are listed under First Interstate Bank above, with the address and directions for each.

Is there a Wells Fargo in Rapid City, SD?

Yes. FDIC data lists 3 Wells Fargo branches in Rapid City as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a U.S. Bank in Rapid City, SD?

Yes. FDIC data lists 3 U.S. Bank branches in Rapid City as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.

Is there a Chase in Rapid City, SD?

No. FDIC data lists no Chase branch in Rapid City as of September 5, 2026. The nearest is in Sioux Falls, about 324 miles away in a straight line.

Which banks in Rapid City are open on Saturday?

Wells Fargo, Black Hills Credit Union, Dakota Star Credit Union and Highmark Credit Union and 1 more publish Saturday hours for one or more Rapid City locations. The Saturday section above lists each one with its hours. 11 of the 38 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Rapid City?

Black Hills Credit Union, Aspen Credit Union, Dakota Star Credit Union, Black Hills Community Bank and Highmark Credit Union and 4 more have their main office in Rapid City, according to the FDIC and the NCUA.

What is the oldest bank in Rapid City?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Rapid City?

Black Hills Credit Union, Sentinel Credit Union, Aspen Credit Union and Dakota Star Credit Union and 5 more have offices in Rapid City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Rapid City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rapid City?

Nearby cities with more banks include Sturgis, Custer, Lead. Sturgis is 27 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 17 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (9 of 20 branches: First Interstate Bank, U.S. Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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