Banks in Hot Springs, SD

Bank branch map: Hot Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Hot Springs, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Hot Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo and First Interstate Bank have the most locations in Hot Springs, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Black Hills Credit Union 1 office · main office Rapid City, SD Credit union · 1

Black Hills Credit Union has 1 office in Hot Springs, 19 across South Dakota. It is based in Rapid City, SD and $2.37 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Hot Springs Member Service Center

  330 S Chicago St, 57747

  (605) 745-4212Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Black Hills Credit Union: profile, branches and contacts

First Interstate Bank 1 branch · main office Billings, MT Bank · 1

First Interstate Bank has 1 branch in Hot Springs, 46 across South Dakota and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Hot Springs Branch at 343 S Chicago St dates to 1985 in FDIC branch records. Its published hours do not list Saturday.

• Hot Springs Branch

  343 S Chicago St, 57747

  (605) 745-6060Today 9 am to 5 pm

  All hours

  Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Interstate Bank: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Hot Springs, 30 across South Dakota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Hot Springs Branch at 101 S Chicago St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.

• Hot Springs Branch

  101 S Chicago St, 57747

  (605) 745-8250Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Join a credit union in Hot Springs

1 credit union has 1 office here: Black Hills Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hot Springs page has every office in the state's directory.

Banking in Hot Springs: the local picture

Short answer: 2 banks run 2 branches in Hot Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Hot Springs, 1 elsewhere in South Dakota and 1 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 101 S Chicago St, dating to 1934; the newest is First Interstate Bank's at 343 S Chicago St, from 1985.

The only credit union with an office here is Black Hills Credit Union.

Of the 3 locations with published hours. None open on Saturday.

Saturday hours in Hot Springs

Short answer: None of the 3 Hot Springs locations with published hours lists Saturday hours.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Hot Springs, and where the nearest one is if they do not.

Short answer: In Hot Springs: Wells Fargo (1). No branches in Hot Springs: Chase (nearest in Sioux Falls, 336 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Rapid City, 46 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Lemmon, 185 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hot Springs to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hot Springs residents like anyone else.

Banks near Hot Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Custer (24 miles) and Rapid City (46 miles). Rapid City, 46 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Hot Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Hot Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Hot Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hot Springs offices.

Short answer: Wells Fargo is the largest bank with offices in Hot Springs, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Interstate Bank is second with $25.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Hot Springs: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.