US Bank Directory
Banks in Lake Andes, SD
1 FDIC-insured bank operates 1 office in Lake Andes, South Dakota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lake Andes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lake Andes, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lake Andes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Andes State Bank is the only bank with an office in Lake Andes. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Andes State Bank Bank · 1
Andes State Bank has 1 branch in Lake Andes, 1 across South Dakota and 1 nationwide. FDIC records list its main office in Lake Andes, SD and show it operating since 1962. With $28.2 million in total assets on June 30, 2026, it ranks No. 4,178 of 4,232 U.S. banks by total assets. Its main office at 213 Main St dates to 1962 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office213 Main St, 57356
Banking in Lake Andes: the local picture
Short answer: 1 bank runs 1 branch in Lake Andes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Andes State Bank has its main office in Lake Andes, according to the FDIC.
The bank with the longest record here is Andes State Bank, operating since 1962 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Andes, and where the nearest one is if they do not.
Short answer: No branches in Lake Andes: Chase (nearest in Sioux Falls, 92 mi), Wells Fargo (nearest in Mitchell, 46 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 91 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Corsica, 20 mi).
| Bank | In Lake Andes | Nearest branch if none here |
|---|---|---|
| Chase | None | Sioux Falls, 92 miles away |
| Wells Fargo | None | Mitchell, 46 miles away |
| Bank of America | None | none in South Dakota |
| PNC Bank | None | none in South Dakota |
| U.S. Bank | None | Sioux Falls, 91 miles away |
| Truist | None | none in South Dakota |
| Fifth Third Bank | None | none in South Dakota |
| Huntington | None | none in South Dakota |
| Regions Bank | None | none in South Dakota |
| TD Bank | None | none in South Dakota |
| BMO | None | Corsica, 20 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Andes to the nearest branch in South Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Andes residents like anyone else.
Banks near Lake Andes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wagner (14 miles) and Platte (22 miles). Mitchell, 46 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wagner, SD | 14 mi | 2 | 2 |
| Banks in Platte, SD | 22 mi | 2 | 2 |
| Banks in Parkston, SD | 32 mi | 2 | 2 |
| Banks in Gregory, SD | 45 mi | 2 | 2 |
| Banks in Mitchell, SD | 46 mi | 8 | 11 |
| Banks in Freeman, SD | 57 mi | 3 | 3 |
| Banks in Chamberlain, SD | 60 mi | 4 | 4 |
| Banks in Yankton, SD | 61 mi | 7 | 9 |
Bank branch openings and closings in Lake Andes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Andes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lake Andes
Short answer: 1 institution has its main office in Lake Andes: Andes State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Andes State Bank | Bank | $28.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lake Andes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Andes offices.
Short answer: Andes State Bank is the largest bank with offices in Lake Andes, with $28.2 million in total assets on June 30, 2026, No. 4,178 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Andes State Bank | $28.2 million | No. 4,178 | 1 | Lake Andes, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Andes: FAQ
How many banks are in Lake Andes, SD?
Lake Andes has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Andes State Bank in Lake Andes, SD?
Yes. FDIC data lists 1 Andes State Bank branch in Lake Andes as of September 5, 2026, the main office at 213 Main St. The address and directions are under Andes State Bank above.
Is there a Chase in Lake Andes, SD?
No. FDIC data lists no Chase branch in Lake Andes as of September 5, 2026. The nearest is in Sioux Falls, about 92 miles away in a straight line.
Which banks are headquartered in Lake Andes?
Andes State Bank has its main office in Lake Andes, according to the FDIC.
What is the oldest bank in Lake Andes?
Andes State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1962.
Did any bank branches open or close in Lake Andes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Andes?
Nearby cities with more banks include Wagner, Platte, Parkston. Wagner is 14 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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