US Bank Directory
Banks in Platte, SD
2 FDIC-insured banks operate 2 offices in Platte, South Dakota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Platte
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Platte, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Platte
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BMO and First Fidelity Bank have the most locations in Platte, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BMO Bank · 1
BMO has 1 branch in Platte, 7 across South Dakota and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Platte Branch at 403 Main Street dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Platte Branch403 Main Street, 57369
First Fidelity Bank Bank · 1
First Fidelity Bank has 1 branch in Platte, 11 across South Dakota and 11 nationwide. FDIC records list its main office in Burke, SD and show it operating since 1905. With $717.0 million in total assets on June 30, 2026, it ranks No. 1,364 of 4,232 U.S. banks by total assets. The Platte Branch at 501 S Main St dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Platte Branch501 S Main St, 57369
Ft Randall Credit Union Credit union · 1
Ft Randall Credit Union has 1 office in Platte, 2 across South Dakota. It is based in Wagner, SD and $44.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Platte100 W 7Th Street, 57369
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Platte
1 credit union has 1 office here: Ft Randall Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Platte page has every office in the state's directory.
Banking in Platte: the local picture
Short answer: 2 banks run 2 branches in Platte according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Platte, 1 elsewhere in South Dakota and 1 out of state, according to the FDIC.
The bank with the longest record here is First Fidelity Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is First Fidelity Bank's office at 501 S Main St, dating to 1973; the newest is BMO's at 403 Main Street, from 1987.
The only credit union with an office here is Ft Randall Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Platte
Short answer: None of the 1 Platte location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Platte, and where the nearest one is if they do not.
Short answer: In Platte: BMO (1). No branches in Platte: Chase (nearest in Sioux Falls, 104 mi), Wells Fargo (nearest in Chamberlain, 38 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 103 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Platte | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Sioux Falls, 104 miles away |
| Wells Fargo | None | Chamberlain, 38 miles away |
| Bank of America | None | none in South Dakota |
| PNC Bank | None | none in South Dakota |
| U.S. Bank | None | Sioux Falls, 103 miles away |
| Truist | None | none in South Dakota |
| Fifth Third Bank | None | none in South Dakota |
| Huntington | None | none in South Dakota |
| Regions Bank | None | none in South Dakota |
| TD Bank | None | none in South Dakota |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Platte to the nearest branch in South Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Platte residents like anyone else.
Banks near Platte
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gregory (31 miles) and Wagner (36 miles). Mitchell, 47 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gregory, SD | 31 mi | 2 | 2 |
| Banks in Wagner, SD | 36 mi | 2 | 2 |
| Banks in Chamberlain, SD | 38 mi | 4 | 4 |
| Banks in Parkston, SD | 43 mi | 2 | 2 |
| Banks in Mitchell, SD | 47 mi | 8 | 11 |
| Banks in Winner, SD | 51 mi | 2 | 2 |
| Banks in Freeman, SD | 71 mi | 3 | 3 |
| Banks in Huron, SD | 74 mi | 4 | 4 |
Bank branch openings and closings in Platte
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Platte between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Platte by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Platte offices.
Short answer: BMO is the largest bank with offices in Platte, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. First Fidelity Bank is second with $717.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| First Fidelity Bank | $717.0 million | No. 1,364 | 1 | Burke, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Platte: FAQ
How many banks are in Platte, SD?
Platte has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Platte?
BMO, with 1. First Fidelity Bank has 1.
Is there a BMO in Platte, SD?
Yes. FDIC data lists 1 BMO branch in Platte as of September 5, 2026. The address and directions are under BMO above.
Is there a First Fidelity Bank in Platte, SD?
Yes. FDIC data lists 1 First Fidelity Bank branch in Platte as of September 5, 2026. The address and directions are under First Fidelity Bank above.
Is there a Chase in Platte, SD?
No. FDIC data lists no Chase branch in Platte as of September 5, 2026. The nearest is in Sioux Falls, about 104 miles away in a straight line.
Which banks in Platte are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Platte?
First Fidelity Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Which credit unions can I join in Platte?
Ft Randall Credit Union has an office in Platte. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Platte in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Platte?
Nearby cities with more banks include Gregory, Wagner, Chamberlain. Gregory is 31 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds