US Bank Directory

Banks in Wagner, SD

2 FDIC-insured banks operate 2 offices in Wagner, South Dakota, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Wagner

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Wagner, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wagner

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Dakota National Bank and Commercial State Bank, of Wagner have the most locations in Wagner, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Commercial State Bank, of Wagner 1 branch · main office Wagner, SD Bank · 1

Commercial State Bank, of Wagner has 1 branch in Wagner, 1 across South Dakota and 1 nationwide. FDIC records list its main office in Wagner, SD and show it operating since 1902. With $260.4 million in total assets on June 30, 2026, it ranks No. 2,676 of 4,232 U.S. banks by total assets. Its main office at 204 S Main Ave dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    204 S Main Ave, 57380
    Hours: see the bank's site
Commercial State Bank, of Wagner: profile, branches and contacts
First Dakota National Bank 1 branch · main office Yankton, SD Bank · 1

First Dakota National Bank has 1 branch in Wagner, 17 across South Dakota and 17 nationwide. FDIC records list its main office in Yankton, SD and show it operating since 1872. With $3.39 billion in total assets on June 30, 2026, it ranks No. 381 of 4,232 U.S. banks by total assets. The Wagner Main Branch at 10 High Ave Southwest dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Wagner Main Branch
    10 High Ave Southwest, 57380
    Hours: see the bank's site
First Dakota National Bank: profile, branches and contacts
Ft Randall Credit Union 1 office · main office Wagner, SD Credit union · 1

Ft Randall Credit Union has 1 office in Wagner, 2 across South Dakota. It is based in Wagner, SD and $44.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    231 Lake St Nw, 57380
    (605) 384-5332Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Ft Randall Credit Union: profile, branches and contacts

Join a credit union in Wagner

1 credit union has 1 office here: Ft Randall Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wagner page has every office in the state's directory.

Banking in Wagner: the local picture

Short answer: 2 banks run 2 branches in Wagner according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Wagner, 1 elsewhere in South Dakota, according to the FDIC.

The bank with the longest record here is First Dakota National Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Commercial State Bank, of Wagner's office at 204 S Main Ave, dating to 1902; the newest is First Dakota National Bank's at 10 High Ave Southwest, from 1955.

The only credit union with an office here is Ft Randall Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Wagner

Short answer: None of the 1 Wagner location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wagner, and where the nearest one is if they do not.

Short answer: No branches in Wagner: Chase (nearest in Sioux Falls, 83 mi), Wells Fargo (nearest in Yankton, 46 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 82 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Corsica, 26 mi).

BankIn WagnerNearest branch if none here
ChaseNoneSioux Falls, 83 miles away
Wells FargoNoneYankton, 46 miles away
Bank of AmericaNonenone in South Dakota
PNC BankNonenone in South Dakota
U.S. BankNoneSioux Falls, 82 miles away
TruistNonenone in South Dakota
Fifth Third BankNonenone in South Dakota
HuntingtonNonenone in South Dakota
Regions BankNonenone in South Dakota
TD BankNonenone in South Dakota
BMONoneCorsica, 26 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wagner to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wagner residents like anyone else.

Banks near Wagner

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Parkston (28 miles) and Platte (36 miles). Mitchell, 47 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Wagner

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wagner between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Wagner

Short answer: 2 institutions have their main office in Wagner: Commercial State Bank, of Wagner and Ft Randall Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Commercial State Bank, of WagnerBank$260.4 million1
Ft Randall Credit UnionCredit union$44.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Wagner by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wagner offices.

Short answer: First Dakota National Bank is the largest bank with offices in Wagner, with $3.39 billion in total assets on June 30, 2026, No. 381 among U.S. banks by total assets. Commercial State Bank, of Wagner is second with $260.4 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Dakota National Bank$3.39 billionNo. 3811Yankton, SD
Commercial State Bank, of Wagner$260.4 millionNo. 2,6761Wagner, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wagner: FAQ

How many banks are in Wagner, SD?

Wagner has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Wagner?

First Dakota National Bank, with 1. Commercial State Bank, of Wagner has 1.

Is there a First Dakota National Bank in Wagner, SD?

Yes. FDIC data lists 1 First Dakota National Bank branch in Wagner as of September 5, 2026. The address and directions are under First Dakota National Bank above.

Is there a Chase in Wagner, SD?

No. FDIC data lists no Chase branch in Wagner as of September 5, 2026. The nearest is in Sioux Falls, about 83 miles away in a straight line.

Which banks in Wagner are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Wagner?

Commercial State Bank, of Wagner and Ft Randall Credit Union have their main office in Wagner, according to the FDIC and the NCUA.

What is the oldest bank in Wagner?

First Dakota National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Which credit unions can I join in Wagner?

Ft Randall Credit Union has an office in Wagner. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Wagner in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wagner?

Nearby cities with more banks include Parkston, Platte, Yankton. Parkston is 28 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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