Banks in Elk Point, SD

Bank branch map: Elk Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Elk Point, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elk Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Liberty National Bank has the most locations in Elk Point, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Liberty National Bank 2 branches · main office Sioux City, IA Bank · 2

Liberty National Bank has 2 branches in Elk Point, 6 across South Dakota and 10 nationwide. FDIC records list its main office in Sioux City, IA and show it operating since 2003. With $624.4 million in total assets on June 30, 2026, it ranks No. 1,519 of 4,232 U.S. banks by total assets. The Elk Point Branch at 112 E Main St dates to 1943 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elk Point Branch

  112 E Main St, 57025

  Hours: see the bank's site
  DirectionsWebsite
• Elk Point Messenger Service Branch

  112 E Main St, 57025

  Hours: see the bank's site
  DirectionsWebsite

Liberty National Bank: profile, branches and contacts

First Dakota National Bank 1 branch · main office Yankton, SD Bank · 1

First Dakota National Bank has 1 branch in Elk Point, 17 across South Dakota and 17 nationwide. FDIC records list its main office in Yankton, SD and show it operating since 1872. With $3.39 billion in total assets on June 30, 2026, it ranks No. 381 of 4,232 U.S. banks by total assets. The Elk Point Branch at 117 W Main St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Elk Point Branch

  117 W Main St, 57025

  Hours: see the bank's site
  DirectionsWebsite

First Dakota National Bank: profile, branches and contacts

Banking in Elk Point: the local picture

Short answer: 2 banks run 3 branches in Elk Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Elk Point, 1 elsewhere in South Dakota and 1 out of state, according to the FDIC.

The bank with the longest record here is First Dakota National Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Liberty National Bank's office at 112 E Main St, dating to 1943; the newest is Liberty National Bank's at 112 E Main St, from 2008.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elk Point, and where the nearest one is if they do not.

Short answer: No branches in Elk Point: Chase (nearest in Sioux Falls, 56 mi), Wells Fargo (nearest in Vermillion, 14 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 55 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Vermillion, 14 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elk Point to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elk Point residents like anyone else.

Banks near Elk Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Vermillion (14 miles) and North Sioux City (15 miles). Yankton, 39 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Elk Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elk Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elk Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elk Point offices.

Short answer: First Dakota National Bank is the largest bank with offices in Elk Point, with $3.39 billion in total assets on June 30, 2026, No. 381 among U.S. banks by total assets. Liberty National Bank is second with $624.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elk Point: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.