US Bank Directory
Banks in Dakota Dunes, SD
5 FDIC-insured banks operate 5 offices in Dakota Dunes, South Dakota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Dakota Dunes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Dakota Dunes, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Dakota Dunes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Dakota Dunes, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Financial Bank USA Bank · 1
1st Financial Bank USA has 1 branch in Dakota Dunes, 2 across South Dakota and 2 nationwide. FDIC records list its main office in Dakota Dunes, SD and show it operating since 1910. With $1.40 billion in total assets on June 30, 2026, it ranks No. 788 of 4,232 U.S. banks by total assets. Its main office at 331 Dakota Dunes Blvd dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office331 Dakota Dunes Blvd, 57049
Central Bank Bank · 1
Central Bank has 1 branch in Dakota Dunes, 6 across South Dakota and 23 nationwide. FDIC records list its main office in Storm Lake, IA and show it operating since 1879. With $2.29 billion in total assets on June 30, 2026, it ranks No. 544 of 4,232 U.S. banks by total assets. The Dakota Dunes Branch at 400 Gold Cir dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dakota Dunes Branch400 Gold Cir, 57049
Liberty National Bank Bank · 1
Liberty National Bank has 1 branch in Dakota Dunes, 6 across South Dakota and 10 nationwide. FDIC records list its main office in Sioux City, IA and show it operating since 2003. With $624.4 million in total assets on June 30, 2026, it ranks No. 1,519 of 4,232 U.S. banks by total assets. The Dakota Dunes Branch at 324 Dakota Dunes Blvd dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dakota Dunes Branch324 Dakota Dunes Blvd, 57049
Pioneer Bank Bank · 1
Pioneer Bank has 1 branch in Dakota Dunes, 1 across South Dakota and 4 nationwide. FDIC records list its main office in Sergeant Bluff, IA and show it operating since 1907. With $282.8 million in total assets on June 30, 2026, it ranks No. 2,567 of 4,232 U.S. banks by total assets. The Dunes Branch at 211 Sioux Point Rd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dunes Branch211 Sioux Point Rd, 57049
Security National Bank of South Dakota Bank · 1
Security National Bank of South Dakota has 1 branch in Dakota Dunes, 3 across South Dakota and 3 nationwide. FDIC records list its main office in Dakota Dunes, SD and show it operating since 1997. With $251.5 million in total assets on June 30, 2026, it ranks No. 2,719 of 4,232 U.S. banks by total assets. Its main office at 325 Dakota Dunes Blvd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office325 Dakota Dunes Blvd, 57049
Siouxland Credit Union Credit union · 1
Siouxland Credit Union has 1 office in Dakota Dunes, 1 across South Dakota. It is based in South Sioux Cit, NE and $353.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Siouxland Federal Credit Union327 Dakota Dunes Blvd, 57049
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Dakota Dunes
1 credit union has 1 office here: Siouxland Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Dakota Dunes page has every office in the state's directory.
Banking in Dakota Dunes: the local picture
Short answer: 5 banks run 5 branches in Dakota Dunes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in Dakota Dunes and 3 out of state, according to the FDIC.
The bank with the longest record here is Central Bank, operating since 1879 according to the FDIC. In FDIC branch records, the longest-running branch is 1st Financial Bank USA's office at 331 Dakota Dunes Blvd, dating to 1910; the newest is Pioneer Bank's at 211 Sioux Point Rd, from 2017.
The only credit union with an office here is Siouxland Credit Union.
Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Dakota Dunes
Short answer: None of the 1 Dakota Dunes location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Dakota Dunes, and where the nearest one is if they do not.
Short answer: No branches in Dakota Dunes: Chase (nearest in Sioux Falls, 70 mi), Wells Fargo (nearest in Vermillion, 30 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 69 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Vermillion, 29 mi).
| Bank | In Dakota Dunes | Nearest branch if none here |
|---|---|---|
| Chase | None | Sioux Falls, 70 miles away |
| Wells Fargo | None | Vermillion, 30 miles away |
| Bank of America | None | none in South Dakota |
| PNC Bank | None | none in South Dakota |
| U.S. Bank | None | Sioux Falls, 69 miles away |
| Truist | None | none in South Dakota |
| Fifth Third Bank | None | none in South Dakota |
| Huntington | None | none in South Dakota |
| Regions Bank | None | none in South Dakota |
| TD Bank | None | none in South Dakota |
| BMO | None | Vermillion, 29 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dakota Dunes to the nearest branch in South Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dakota Dunes residents like anyone else.
Banks near Dakota Dunes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Sioux City (2 miles) and Elk Point (16 miles). Yankton, 53 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Sioux City, SD | 2 mi | 2 | 2 |
| Banks in Elk Point, SD | 16 mi | 2 | 3 |
| Banks in Vermillion, SD | 29 mi | 5 | 5 |
| Banks in Beresford, SD | 43 mi | 2 | 2 |
| Banks in Yankton, SD | 53 mi | 7 | 9 |
| Banks in Viborg, SD | 55 mi | 2 | 2 |
| Banks in Canton, SD | 55 mi | 3 | 3 |
| Banks in Lennox, SD | 62 mi | 3 | 3 |
Bank branch openings and closings in Dakota Dunes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Dakota Dunes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Dakota Dunes
Short answer: 2 institutions have their main office in Dakota Dunes: 1st Financial Bank USA and Security National Bank of South Dakota.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| 1st Financial Bank USA | Bank | $1.40 billion | 1 |
| Security National Bank of South Dakota | Bank | $251.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Dakota Dunes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dakota Dunes offices.
Short answer: Central Bank is the largest bank with offices in Dakota Dunes, with $2.29 billion in total assets on June 30, 2026, No. 544 among U.S. banks by total assets. 1st Financial Bank USA is second with $1.40 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Central Bank | $2.29 billion | No. 544 | 1 | Storm Lake, IA |
| 1st Financial Bank USA | $1.40 billion | No. 788 | 1 | Dakota Dunes, SD |
| Liberty National Bank | $624.4 million | No. 1,519 | 1 | Sioux City, IA |
| Pioneer Bank | $282.8 million | No. 2,567 | 1 | Sergeant Bluff, IA |
| Security National Bank of South Dakota | $251.5 million | No. 2,719 | 1 | Dakota Dunes, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Dakota Dunes: FAQ
How many banks are in Dakota Dunes, SD?
Dakota Dunes has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Dakota Dunes?
Central Bank, with 1. 1st Financial Bank USA has 1 and Liberty National Bank has 1.
Is there a Central Bank in Dakota Dunes, SD?
Yes. FDIC data lists 1 Central Bank branch in Dakota Dunes as of September 5, 2026. The address and directions are under Central Bank above.
Is there a 1st Financial Bank USA in Dakota Dunes, SD?
Yes. FDIC data lists 1 1st Financial Bank USA branch in Dakota Dunes as of September 5, 2026, the main office at 331 Dakota Dunes Blvd. The address and directions are under 1st Financial Bank USA above.
Is there a Liberty National Bank in Dakota Dunes, SD?
Yes. FDIC data lists 1 Liberty National Bank branch in Dakota Dunes as of September 5, 2026. The address and directions are under Liberty National Bank above.
Is there a Chase in Dakota Dunes, SD?
No. FDIC data lists no Chase branch in Dakota Dunes as of September 5, 2026. The nearest is in Sioux Falls, about 70 miles away in a straight line.
Which banks in Dakota Dunes are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Dakota Dunes?
1st Financial Bank USA and Security National Bank of South Dakota have their main office in Dakota Dunes, according to the FDIC.
What is the oldest bank in Dakota Dunes?
Central Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1879.
Which credit unions can I join in Dakota Dunes?
Siouxland Credit Union has an office in Dakota Dunes. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Dakota Dunes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Dakota Dunes?
Nearby cities with more banks include North Sioux City, Elk Point, Vermillion. North Sioux City is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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