US Bank Directory
Banks in Beresford, SD
2 FDIC-insured banks operate 2 offices in Beresford, South Dakota.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Beresford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Beresford, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Beresford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Dakota National Bank and First Savings Bank have the most locations in Beresford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Dakota National Bank Bank · 1
First Dakota National Bank has 1 branch in Beresford, 17 across South Dakota and 17 nationwide. FDIC records list its main office in Yankton, SD and show it operating since 1872. With $3.39 billion in total assets on June 30, 2026, it ranks No. 381 of 4,232 U.S. banks by total assets. The 3Rd Street Branch at 1208 W Cedar St dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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3Rd Street Branch1208 W Cedar St, 57004
First Savings Bank Bank · 1
First Savings Bank has 1 branch in Beresford, 11 across South Dakota and 24 nationwide. FDIC records list its main office in Beresford, SD and show it operating since 1989. With $1.59 billion in total assets on June 30, 2026, it ranks No. 708 of 4,232 U.S. banks by total assets. Its main office at 201 N 3rd St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 N 3rd St, 57004
Banking in Beresford: the local picture
Short answer: 2 banks run 2 branches in Beresford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Beresford, 1 elsewhere in South Dakota, according to the FDIC.
The bank with the longest record here is First Dakota National Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is First Dakota National Bank's office at 1208 W Cedar St, dating to 1955; the newest is First Savings Bank's at 201 N 3rd St, from 1989.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Beresford, and where the nearest one is if they do not.
Short answer: No branches in Beresford: Chase (nearest in Sioux Falls, 29 mi), Wells Fargo (nearest in Vermillion, 22 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 28 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Vermillion, 22 mi).
| Bank | In Beresford | Nearest branch if none here |
|---|---|---|
| Chase | None | Sioux Falls, 29 miles away |
| Wells Fargo | None | Vermillion, 22 miles away |
| Bank of America | None | none in South Dakota |
| PNC Bank | None | none in South Dakota |
| U.S. Bank | None | Sioux Falls, 28 miles away |
| Truist | None | none in South Dakota |
| Fifth Third Bank | None | none in South Dakota |
| Huntington | None | none in South Dakota |
| Regions Bank | None | none in South Dakota |
| TD Bank | None | none in South Dakota |
| BMO | None | Vermillion, 22 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beresford to the nearest branch in South Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beresford residents like anyone else.
Banks near Beresford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Viborg (16 miles) and Canton (18 miles). Sioux Falls, 31 miles away, has the most banks nearby: 34.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Viborg, SD | 16 mi | 2 | 2 |
| Banks in Canton, SD | 18 mi | 3 | 3 |
| Banks in Lennox, SD | 19 mi | 3 | 3 |
| Banks in Vermillion, SD | 22 mi | 5 | 5 |
| Banks in Tea, SD | 26 mi | 2 | 2 |
| Banks in Parker, SD | 27 mi | 2 | 2 |
| Banks in Elk Point, SD | 28 mi | 2 | 3 |
| Banks in Sioux Falls, SD | 31 mi | 34 | 98 |
Bank branch openings and closings in Beresford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Beresford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Beresford
Short answer: 1 institution has its main office in Beresford: First Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Savings Bank | Bank | $1.59 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Beresford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beresford offices.
Short answer: First Dakota National Bank is the largest bank with offices in Beresford, with $3.39 billion in total assets on June 30, 2026, No. 381 among U.S. banks by total assets. First Savings Bank is second with $1.59 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Dakota National Bank | $3.39 billion | No. 381 | 1 | Yankton, SD |
| First Savings Bank | $1.59 billion | No. 708 | 1 | Beresford, SD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Beresford: FAQ
How many banks are in Beresford, SD?
Beresford has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Beresford?
First Dakota National Bank, with 1. First Savings Bank has 1.
Is there a First Dakota National Bank in Beresford, SD?
Yes. FDIC data lists 1 First Dakota National Bank branch in Beresford as of September 5, 2026. The address and directions are under First Dakota National Bank above.
Is there a First Savings Bank in Beresford, SD?
Yes. FDIC data lists 1 First Savings Bank branch in Beresford as of September 5, 2026, the main office at 201 N 3rd St. The address and directions are under First Savings Bank above.
Is there a Chase in Beresford, SD?
No. FDIC data lists no Chase branch in Beresford as of September 5, 2026. The nearest is in Sioux Falls, about 29 miles away in a straight line.
Which banks are headquartered in Beresford?
First Savings Bank has its main office in Beresford, according to the FDIC.
What is the oldest bank in Beresford?
First Dakota National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Beresford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Beresford?
Nearby cities with more banks include Viborg, Canton, Lennox. Viborg is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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