US Bank Directory

Banks in Beresford, SD

2 FDIC-insured banks operate 2 offices in Beresford, South Dakota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Beresford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Beresford, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Beresford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Dakota National Bank and First Savings Bank have the most locations in Beresford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Dakota National Bank 1 branch · main office Yankton, SD Bank · 1

First Dakota National Bank has 1 branch in Beresford, 17 across South Dakota and 17 nationwide. FDIC records list its main office in Yankton, SD and show it operating since 1872. With $3.39 billion in total assets on June 30, 2026, it ranks No. 381 of 4,232 U.S. banks by total assets. The 3Rd Street Branch at 1208 W Cedar St dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 3Rd Street Branch
    1208 W Cedar St, 57004
    Hours: see the bank's site
First Dakota National Bank: profile, branches and contacts
First Savings Bank 1 branch · main office Beresford, SD Bank · 1

First Savings Bank has 1 branch in Beresford, 11 across South Dakota and 24 nationwide. FDIC records list its main office in Beresford, SD and show it operating since 1989. With $1.59 billion in total assets on June 30, 2026, it ranks No. 708 of 4,232 U.S. banks by total assets. Its main office at 201 N 3rd St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    201 N 3rd St, 57004
    Hours: see the bank's site
First Savings Bank: profile, branches and contacts

Banking in Beresford: the local picture

Short answer: 2 banks run 2 branches in Beresford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Beresford, 1 elsewhere in South Dakota, according to the FDIC.

The bank with the longest record here is First Dakota National Bank, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is First Dakota National Bank's office at 1208 W Cedar St, dating to 1955; the newest is First Savings Bank's at 201 N 3rd St, from 1989.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Beresford, and where the nearest one is if they do not.

Short answer: No branches in Beresford: Chase (nearest in Sioux Falls, 29 mi), Wells Fargo (nearest in Vermillion, 22 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 28 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Vermillion, 22 mi).

BankIn BeresfordNearest branch if none here
ChaseNoneSioux Falls, 29 miles away
Wells FargoNoneVermillion, 22 miles away
Bank of AmericaNonenone in South Dakota
PNC BankNonenone in South Dakota
U.S. BankNoneSioux Falls, 28 miles away
TruistNonenone in South Dakota
Fifth Third BankNonenone in South Dakota
HuntingtonNonenone in South Dakota
Regions BankNonenone in South Dakota
TD BankNonenone in South Dakota
BMONoneVermillion, 22 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beresford to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beresford residents like anyone else.

Banks near Beresford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Viborg (16 miles) and Canton (18 miles). Sioux Falls, 31 miles away, has the most banks nearby: 34.

Bank branch openings and closings in Beresford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Beresford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Beresford

Short answer: 1 institution has its main office in Beresford: First Savings Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
First Savings BankBank$1.59 billion1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Beresford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beresford offices.

Short answer: First Dakota National Bank is the largest bank with offices in Beresford, with $3.39 billion in total assets on June 30, 2026, No. 381 among U.S. banks by total assets. First Savings Bank is second with $1.59 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Dakota National Bank$3.39 billionNo. 3811Yankton, SD
First Savings Bank$1.59 billionNo. 7081Beresford, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Beresford: FAQ

How many banks are in Beresford, SD?

Beresford has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Beresford?

First Dakota National Bank, with 1. First Savings Bank has 1.

Is there a First Dakota National Bank in Beresford, SD?

Yes. FDIC data lists 1 First Dakota National Bank branch in Beresford as of September 5, 2026. The address and directions are under First Dakota National Bank above.

Is there a First Savings Bank in Beresford, SD?

Yes. FDIC data lists 1 First Savings Bank branch in Beresford as of September 5, 2026, the main office at 201 N 3rd St. The address and directions are under First Savings Bank above.

Is there a Chase in Beresford, SD?

No. FDIC data lists no Chase branch in Beresford as of September 5, 2026. The nearest is in Sioux Falls, about 29 miles away in a straight line.

Which banks are headquartered in Beresford?

First Savings Bank has its main office in Beresford, according to the FDIC.

What is the oldest bank in Beresford?

First Dakota National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Did any bank branches open or close in Beresford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Beresford?

Nearby cities with more banks include Viborg, Canton, Lennox. Viborg is 16 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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