Banks in Tea, SD

Bank branch map: Tea

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Tea, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Tea

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: American Bank & Trust and Reliabank Dakota have the most locations in Tea, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

American Bank & Trust 1 branch · main office Sioux Falls, SD Bank · 1

American Bank & Trust has 1 branch in Tea, 18 across South Dakota and 20 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1892. With $2.25 billion in total assets on June 30, 2026, it ranks No. 555 of 4,232 U.S. banks by total assets. The Tea Sd Branch at 801 East Gateway Lane dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Tea Sd Branch

  801 East Gateway Lane, 57064

  Hours: see the bank's site
  DirectionsWebsite

American Bank & Trust: profile, branches and contacts

Explorers Credit Union 1 office · main office Yankton, SD Credit union · 1

Explorers Credit Union has 1 office in Tea, 4 across South Dakota. It is based in Yankton, SD and $112.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Tea

  730 E 1St St, 57064

  (605) 213-0264Today 7:30 am to 5:30 pm

  All hours

  Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Explorers Credit Union: profile, branches and contacts

Reliabank Dakota 1 branch · main office Estelline, SD Bank · 1

Reliabank Dakota has 1 branch in Tea, 10 across South Dakota and 10 nationwide. FDIC records list its main office in Estelline, SD and show it operating since 1920. With $788.4 million in total assets on June 30, 2026, it ranks No. 1,275 of 4,232 U.S. banks by total assets. The Tea Branch at 720 E Kevin Dr dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Tea Branch

  720 E Kevin Dr, 57064

  Hours: see the bank's site
  DirectionsWebsite

Reliabank Dakota: profile, branches and contacts

Join a credit union in Tea

1 credit union has 1 office here: Explorers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Tea page has every office in the state's directory.

Banking in Tea: the local picture

Short answer: 2 banks run 2 branches in Tea according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Tea, 2 elsewhere in South Dakota, according to the FDIC.

The bank with the longest record here is American Bank & Trust, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is Reliabank Dakota's office at 720 E Kevin Dr, dating to 1999; the newest is American Bank & Trust's at 801 East Gateway Lane, from 2025.

The only credit union with an office here is Explorers Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Tea

Short answer: None of the 1 Tea location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Tea, and where the nearest one is if they do not.

Short answer: No branches in Tea: Chase (nearest in Sioux Falls, 5 mi), Wells Fargo (nearest in Sioux Falls, 4 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Sioux Falls, 4 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Vermillion, 47 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tea to the nearest branch in South Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tea residents like anyone else.

Banks near Tea

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sioux Falls (7 miles) and Lennox (8 miles). Sioux Falls, 7 miles away, has the most banks nearby: 34.

Bank branch openings and closings in Tea

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Tea between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Tea by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tea offices.

Short answer: American Bank & Trust is the largest bank with offices in Tea, with $2.25 billion in total assets on June 30, 2026, No. 555 among U.S. banks by total assets. Reliabank Dakota is second with $788.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Tea: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.