US Bank Directory
Banks in Ridge Spring, SC
1 FDIC-insured bank operates 1 office in Ridge Spring, South Carolina.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ridge Spring
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Ridge Spring, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ridge Spring
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Security Federal Bank is the only bank with an office in Ridge Spring. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Security Federal Bank Bank · 1
Security Federal Bank has 1 branch in Ridge Spring, 15 across South Carolina and 19 nationwide. FDIC records list its main office in Aiken, SC and show it operating since 1922. With $1.54 billion in total assets on June 30, 2026, it ranks No. 733 of 4,232 U.S. banks by total assets. The Ridge Spring at 636 E Main St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ridge Spring636 E Main St, 29129
Banking in Ridge Spring: the local picture
Short answer: 1 bank runs 1 branch in Ridge Spring according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Security Federal Bank has its main office in Aiken, SC, according to the FDIC.
The bank with the longest record here is Security Federal Bank, operating since 1922 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ridge Spring, and where the nearest one is if they do not.
Short answer: No branches in Ridge Spring: Chase (nearest in Aiken, 23 mi), Wells Fargo (nearest in Aiken, 22 mi), Bank of America (nearest in Aiken, 23 mi), PNC Bank (nearest in Columbia, 37 mi), U.S. Bank, Truist (nearest in Batesburg, 8 mi), Fifth Third Bank (nearest in Columbia, 32 mi), Huntington (nearest in Spartanburg, 78 mi), Regions Bank (nearest in Johnston, 8 mi), TD Bank (nearest in Aiken, 20 mi), BMO.
| Bank | In Ridge Spring | Nearest branch if none here |
|---|---|---|
| Chase | None | Aiken, 23 miles away |
| Wells Fargo | None | Aiken, 22 miles away |
| Bank of America | None | Aiken, 23 miles away |
| PNC Bank | None | Columbia, 37 miles away |
| U.S. Bank | None | none in South Carolina |
| Truist | None | Batesburg, 8 miles away |
| Fifth Third Bank | None | Columbia, 32 miles away |
| Huntington | None | Spartanburg, 78 miles away |
| Regions Bank | None | Johnston, 8 miles away |
| TD Bank | None | Aiken, 20 miles away |
| BMO | None | none in South Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridge Spring to the nearest branch in South Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridge Spring residents like anyone else.
Banks near Ridge Spring
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Johnston (8 miles) and Batesburg (8 miles). Lexington, 27 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Johnston, SC | 8 mi | 2 | 2 |
| Banks in Batesburg, SC | 8 mi | 2 | 2 |
| Banks in Saluda, SC | 13 mi | 2 | 3 |
| Banks in Aiken, SC | 22 mi | 12 | 17 |
| Banks in Prosperity, SC | 26 mi | 2 | 2 |
| Banks in Lexington, SC | 27 mi | 15 | 21 |
| Banks in Clearwater, SC | 27 mi | 2 | 2 |
| Banks in Chapin, SC | 28 mi | 4 | 4 |
Bank branch openings and closings in Ridge Spring
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ridge Spring between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ridge Spring by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridge Spring offices.
Short answer: Security Federal Bank is the largest bank with offices in Ridge Spring, with $1.54 billion in total assets on June 30, 2026, No. 733 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Security Federal Bank | $1.54 billion | No. 733 | 1 | Aiken, SC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ridge Spring: FAQ
How many banks are in Ridge Spring, SC?
Ridge Spring has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Security Federal Bank in Ridge Spring, SC?
Yes. FDIC data lists 1 Security Federal Bank branch in Ridge Spring as of September 5, 2026. The address and directions are under Security Federal Bank above.
Is there a Chase in Ridge Spring, SC?
No. FDIC data lists no Chase branch in Ridge Spring as of September 5, 2026. The nearest is in Aiken, about 23 miles away in a straight line.
What is the oldest bank in Ridge Spring?
Security Federal Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1922.
Did any bank branches open or close in Ridge Spring in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ridge Spring?
Nearby cities with more banks include Johnston, Batesburg, Saluda. Johnston is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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