Banks in Clearwater, SC

Bank branch map: Clearwater

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Clearwater, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clearwater

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank and Security Federal Bank have the most locations in Clearwater, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Clearwater, 18 across South Carolina and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Clearwater Sc Branch at 4385 Jefferson Davis Hwy dates to 1951 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clearwater Sc Branch

  4385 Jefferson Davis Hwy, 29842

  Hours: see the bank's site
  DirectionsWebsite

Regions Bank: profile, branches and contacts

Security Federal Bank 1 branch · main office Aiken, SC Bank · 1

Security Federal Bank has 1 branch in Clearwater, 15 across South Carolina and 19 nationwide. FDIC records list its main office in Aiken, SC and show it operating since 1922. With $1.54 billion in total assets on June 30, 2026, it ranks No. 733 of 4,232 U.S. banks by total assets. The Clearwater Branch at 4568 Jefferson Davis Hwy dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Clearwater Branch

  4568 Jefferson Davis Hwy, 29842

  Hours: see the bank's site
  DirectionsWebsite

Security Federal Bank: profile, branches and contacts

Banking in Clearwater: the local picture

Short answer: 2 banks run 2 branches in Clearwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Clearwater, 1 elsewhere in South Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is Security Federal Bank, operating since 1922 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 4385 Jefferson Davis Hwy, dating to 1951; the newest is Security Federal Bank's at 4568 Jefferson Davis Hwy, from 1968.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Clearwater, and where the nearest one is if they do not.

Short answer: In Clearwater: Regions Bank (1). No branches in Clearwater: Chase (nearest in Aiken, 10 mi), Wells Fargo (nearest in North Augusta, 4 mi), Bank of America (nearest in North Augusta, 4 mi), PNC Bank (nearest in Columbia, 60 mi), U.S. Bank, Truist (nearest in Batesburg, 35 mi), Fifth Third Bank (nearest in Columbia, 58 mi), Huntington (nearest in Greenville, 97 mi), TD Bank (nearest in Aiken, 11 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clearwater to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clearwater residents like anyone else.

Banks near Clearwater

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are North Augusta (4 miles) and Aiken (11 miles). Aiken, 11 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Clearwater

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clearwater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clearwater by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clearwater offices.

Short answer: Regions Bank is the largest bank with offices in Clearwater, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Security Federal Bank is second with $1.54 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clearwater: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.