US Bank Directory

Banks in Prosperity, SC

2 FDIC-insured banks operate 2 offices in Prosperity, South Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Prosperity

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Prosperity, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Prosperity

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank and First Community Bank have the most locations in Prosperity, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Prosperity, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Prosperity Branch at 147 N Main St dates to 1934 in FDIC branch records. Its published hours do not list Saturday.

  • Prosperity Branch
    147 N Main St, 29127
    (803) 364-3800Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
First Community Bank 1 branch · main office Lexington, SC Bank · 1

First Community Bank has 1 branch in Prosperity, 20 across South Carolina and 23 nationwide. FDIC records list its main office in Lexington, SC and show it operating since 1995. With $2.38 billion in total assets on June 30, 2026, it ranks No. 521 of 4,232 U.S. banks by total assets. The Prosperity Branch at 101 N Wheeler Ave dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Prosperity Branch
    101 N Wheeler Ave, 29127
    Hours: see the bank's site
First Community Bank: profile, branches and contacts

Banking in Prosperity: the local picture

Short answer: 2 banks run 2 branches in Prosperity according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Prosperity, 1 elsewhere in South Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 147 N Main St, dating to 1934; the newest is First Community Bank's at 101 N Wheeler Ave, from 1989.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Prosperity

Short answer: None of the 1 Prosperity location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Prosperity, and where the nearest one is if they do not.

Short answer: No branches in Prosperity: Chase (nearest in Irmo, 18 mi), Wells Fargo (nearest in Newberry, 7 mi), Bank of America (nearest in Lexington, 23 mi), PNC Bank (nearest in Columbia, 32 mi), U.S. Bank, Truist (nearest in Newberry, 7 mi), Fifth Third Bank (nearest in Columbia, 23 mi), Huntington (nearest in Spartanburg, 56 mi), Regions Bank (nearest in Johnston, 30 mi), TD Bank (nearest in Newberry, 6 mi), BMO.

BankIn ProsperityNearest branch if none here
ChaseNoneIrmo, 18 miles away
Wells FargoNoneNewberry, 7 miles away
Bank of AmericaNoneLexington, 23 miles away
PNC BankNoneColumbia, 32 miles away
U.S. BankNonenone in South Carolina
TruistNoneNewberry, 7 miles away
Fifth Third BankNoneColumbia, 23 miles away
HuntingtonNoneSpartanburg, 56 miles away
Regions BankNoneJohnston, 30 miles away
TD BankNoneNewberry, 6 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Prosperity to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Prosperity residents like anyone else.

Banks near Prosperity

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Newberry (7 miles) and Chapin (11 miles). Lexington, 23 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Prosperity

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Prosperity between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Prosperity by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Prosperity offices.

Short answer: First Citizens Bank is the largest bank with offices in Prosperity, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. First Community Bank is second with $2.38 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
First Community Bank$2.38 billionNo. 5211Lexington, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Prosperity: FAQ

How many banks are in Prosperity, SC?

Prosperity has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Prosperity?

First Citizens Bank, with 1. First Community Bank has 1.

Is there a First Citizens Bank in Prosperity, SC?

Yes. FDIC data lists 1 First Citizens Bank branch in Prosperity as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a First Community Bank in Prosperity, SC?

Yes. FDIC data lists 1 First Community Bank branch in Prosperity as of September 5, 2026. The address and directions are under First Community Bank above.

Is there a Chase in Prosperity, SC?

No. FDIC data lists no Chase branch in Prosperity as of September 5, 2026. The nearest is in Irmo, about 18 miles away in a straight line.

Which banks in Prosperity are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Prosperity?

First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.

Did any bank branches open or close in Prosperity in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Prosperity?

Nearby cities with more banks include Newberry, Chapin, Saluda. Newberry is 7 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: First Citizens Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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