US Bank Directory
Banks in Irmo, SC
9 FDIC-insured banks operate 11 offices in Irmo, South Carolina, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Irmo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 17 locations in Irmo, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Irmo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and First Citizens Bank have the most locations in Irmo, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Allsouth Credit Union Credit union · 3
Allsouth Credit Union has 3 officees in Irmo, 22 across South Carolina. It is based in Columbia, SC and $1.51 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Irmo locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
-
Ballentine1000 W Shady Grove Rd, 29063
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Kennerly Crossing7330 Broad River Rd, 29063
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Irmo7454 Woodrow St, 29063
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Irmo, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Irmo location is the Irmo Branch at 949 Lake Murray Blvd, dating to 1982; the newest, at 1509 Dutch Fork Rd, to 1987. None of its 2 Irmo locations with published hours lists Saturday hours.
-
Ballentine Branch1509 Dutch Fork Rd, 29063
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
-
Irmo Branch949 Lake Murray Blvd, 29063
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 2
Truist has 2 branches in Irmo, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Irmo location is the Irmo Branch at 7425 Saint Andrews Rd, dating to 1976; the newest, at 7231 Broad River Rd, to 2004. None of its 2 Irmo locations with published hours lists Saturday hours.
-
Broad River Branch7231 Broad River Rd, 29063
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
-
Irmo Branch7425 Saint Andrews Rd, 29063
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Irmo, 14 across South Carolina and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Irmo Branch at 1200 Lake Murray Blvd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Irmo Branch1200 Lake Murray Blvd, 29063
Chase Bank · 1
Chase has 1 branch in Irmo, 43 across South Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Irmo Branch at 1195 Dutch Fork Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Irmo Branch1195 Dutch Fork Rd, 29063
First Community Bank Bank · 1
First Community Bank has 1 branch in Irmo, 20 across South Carolina and 23 nationwide. FDIC records list its main office in Lexington, SC and show it operating since 1995. With $2.38 billion in total assets on June 30, 2026, it ranks No. 521 of 4,232 U.S. banks by total assets. The Irmo Branch at 1030 Lake Murray Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Irmo Branch1030 Lake Murray Blvd, 29063
First Palmetto Bank Bank · 1
First Palmetto Bank has 1 branch in Irmo, 22 across South Carolina and 22 nationwide. FDIC records list its main office in Camden, SC and show it operating since 1904. With $1.10 billion in total assets on June 30, 2026, it ranks No. 961 of 4,232 U.S. banks by total assets. The Irmo Branch at 7327 Saint Andrews Rd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Irmo Branch7327 Saint Andrews Rd, 29063
Palmetto Citizens Credit Union Credit union · 1
Palmetto Citizens Credit Union has 1 office in Irmo, 16 across South Carolina. It is based in Columbia, SC and $1.48 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Palmetto Citizens Fcu - Irmo7816 Broad River Rd, 29063
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Irmo, 54 across South Carolina and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Irmo Branch at 1363 Lake Murray Blvd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Irmo Branch1363 Lake Murray Blvd, 29063
S. C. State Credit Union Credit union · 1
S. C. State Credit Union has 1 office in Irmo, 19 across South Carolina. It is based in Columbia, SC and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Broad River Road7438 Broad River Rd, 29063
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Safe Credit Union Credit union · 1
Safe Credit Union has 1 office in Irmo, 21 across South Carolina. It is based in Sumter, SC and $1.95 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Irmo10600 Broad River Rd, 29063
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Security Federal Bank Bank · 1
Security Federal Bank has 1 branch in Irmo, 15 across South Carolina and 19 nationwide. FDIC records list its main office in Aiken, SC and show it operating since 1922. With $1.54 billion in total assets on June 30, 2026, it ranks No. 733 of 4,232 U.S. banks by total assets. The Ballentine Office at 1790 Dutch Fork Rd dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Ballentine Office1790 Dutch Fork Rd, 29063
TD Bank Bank · 1
TD Bank has 1 branch in Irmo, 50 across South Carolina and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Irmo Branch at 1265 Lake Murray Blvd dates to 1990 in FDIC branch records. It opens on Saturday.
-
Irmo Branch1265 Lake Murray Blvd, 29063
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Irmo
4 credit unions have 6 offices here: Allsouth Credit Union, Safe Credit Union, Palmetto Citizens Credit Union and S. C. State Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Irmo page has every office in the state's directory.
Banking in Irmo: the local picture
Short answer: 9 banks run 11 branches in Irmo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 0 have their main office in Irmo, 3 elsewhere in South Carolina and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 7425 Saint Andrews Rd, dating to 1976; the newest is Chase's at 1195 Dutch Fork Rd, from 2026.
4 credit unions have 6 offices in Irmo, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Irmo
Short answer: 2 of the 11 Irmo locations with published hours open on Saturday, run by 2 institutions.
- TD Bank: 1 of 1 branch (1265 Lake Murray Blvd: Saturday 9 am to 1 pm)
- Safe Credit Union: 1 of 1 office (10600 Broad River Rd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Irmo, and where the nearest one is if they do not.
Short answer: In Irmo: Chase (1), Truist (2), TD Bank (1). No branches in Irmo: Wells Fargo (nearest in Columbia, 3 mi), Bank of America (nearest in Columbia, 3 mi), PNC Bank (nearest in Columbia, 11 mi), U.S. Bank, Fifth Third Bank (nearest in Columbia, 3 mi), Huntington (nearest in Spartanburg, 72 mi), Regions Bank (nearest in Columbia, 11 mi), BMO.
| Bank | In Irmo | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Truist | 2 branches | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Columbia, 3 miles away |
| Bank of America | None | Columbia, 3 miles away |
| PNC Bank | None | Columbia, 11 miles away |
| U.S. Bank | None | none in South Carolina |
| Fifth Third Bank | None | Columbia, 3 miles away |
| Huntington | None | Spartanburg, 72 miles away |
| Regions Bank | None | Columbia, 11 miles away |
| BMO | None | none in South Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Irmo to the nearest branch in South Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Irmo residents like anyone else.
Banks near Irmo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lexington (8 miles) and West Columbia (9 miles). Columbia, 12 miles away, has the most banks nearby: 24.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lexington, SC | 8 mi | 15 | 21 |
| Banks in West Columbia, SC | 9 mi | 8 | 11 |
| Banks in Chapin, SC | 10 mi | 4 | 4 |
| Banks in Cayce, SC | 11 mi | 6 | 6 |
| Banks in Columbia, SC | 12 mi | 24 | 79 |
| Banks in Blythewood, SC | 15 mi | 2 | 2 |
| Banks in Prosperity, SC | 21 mi | 2 | 2 |
| Banks in Elgin, SC | 22 mi | 2 | 2 |
Bank branch openings and closings in Irmo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Irmo between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| May 12, 2026 | Opened | Chase | 1195 Dutch Fork Rd, 29063 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Irmo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Irmo offices.
Short answer: Chase is the largest bank with offices in Irmo, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
| First Community Bank | $2.38 billion | No. 521 | 1 | Lexington, SC |
| Security Federal Bank | $1.54 billion | No. 733 | 1 | Aiken, SC |
| First Palmetto Bank | $1.10 billion | No. 961 | 1 | Camden, SC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Irmo: FAQ
How many banks are in Irmo, SC?
Irmo has 9 banks with 11 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Irmo?
Truist, with 2. First Citizens Bank has 2 and Chase has 1.
Is there a Truist in Irmo, SC?
Yes. FDIC data lists 2 Truist branches in Irmo as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a First Citizens Bank in Irmo, SC?
Yes. FDIC data lists 2 First Citizens Bank branches in Irmo as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.
Is there a Chase in Irmo, SC?
Yes. FDIC data lists 1 Chase branch in Irmo as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Irmo, SC?
No. FDIC data lists no Wells Fargo branch in Irmo as of September 5, 2026. The nearest is in Columbia, about 3 miles away in a straight line.
Which banks in Irmo are open on Saturday?
TD Bank and Safe Credit Union publish Saturday hours for one or more Irmo locations. The Saturday section above lists each one with its hours. 6 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Irmo?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Irmo?
Allsouth Credit Union, Safe Credit Union, Palmetto Citizens Credit Union and S. C. State Credit Union have offices in Irmo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Irmo in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Irmo?
Nearby cities with more banks include Lexington, West Columbia, Chapin. Lexington is 8 miles away with 15 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 11 branches: First Citizens Bank, TD Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds