US Bank Directory

Banks in Richburg, SC

1 FDIC-insured bank operates 1 office in Richburg, South Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Richburg

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Richburg, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Richburg

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Spratt Savings Bank is the only bank with an office in Richburg. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Spratt Savings Bank 1 branch · main office Chester, SC Bank · 1

Spratt Savings Bank has 1 branch in Richburg, 3 across South Carolina and 3 nationwide. FDIC records list its main office in Chester, SC and show it operating since 1893. With $154.4 million in total assets on June 30, 2026, it ranks No. 3,292 of 4,232 U.S. banks by total assets. The Richburg Branch at 3255 Lancaster Hwy dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Richburg Branch
    3255 Lancaster Hwy, 29729
    Hours: see the bank's site
Spratt Savings Bank: profile, branches and contacts

Banking in Richburg: the local picture

Short answer: 1 bank runs 1 branch in Richburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Spratt Savings Bank has its main office in Chester, SC, according to the FDIC.

The bank with the longest record here is Spratt Savings Bank, operating since 1893 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Richburg, and where the nearest one is if they do not.

Short answer: No branches in Richburg: Chase (nearest in Rock Hill, 15 mi), Wells Fargo (nearest in Rock Hill, 13 mi), Bank of America (nearest in Rock Hill, 14 mi), PNC Bank (nearest in Rock Hill, 15 mi), U.S. Bank, Truist (nearest in Chester, 11 mi), Fifth Third Bank (nearest in Indian Land, 17 mi), Huntington (nearest in Spartanburg, 53 mi), Regions Bank (nearest in Columbia, 51 mi), TD Bank (nearest in Rock Hill, 12 mi), BMO.

BankIn RichburgNearest branch if none here
ChaseNoneRock Hill, 15 miles away
Wells FargoNoneRock Hill, 13 miles away
Bank of AmericaNoneRock Hill, 14 miles away
PNC BankNoneRock Hill, 15 miles away
U.S. BankNonenone in South Carolina
TruistNoneChester, 11 miles away
Fifth Third BankNoneIndian Land, 17 miles away
HuntingtonNoneSpartanburg, 53 miles away
Regions BankNoneColumbia, 51 miles away
TD BankNoneRock Hill, 12 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richburg to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richburg residents like anyone else.

Banks near Richburg

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chester (10 miles) and Lancaster (14 miles). Rock Hill, 14 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Richburg

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Richburg between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
May 18, 2026OpenedSpratt Savings Bank3255 Lancaster Hwy, 29729

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Richburg by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richburg offices.

Short answer: Spratt Savings Bank is the largest bank with offices in Richburg, with $154.4 million in total assets on June 30, 2026, No. 3,292 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Spratt Savings Bank$154.4 millionNo. 3,2921Chester, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Richburg: FAQ

How many banks are in Richburg, SC?

Richburg has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Spratt Savings Bank in Richburg, SC?

Yes. FDIC data lists 1 Spratt Savings Bank branch in Richburg as of September 5, 2026. The address and directions are under Spratt Savings Bank above.

Is there a Chase in Richburg, SC?

No. FDIC data lists no Chase branch in Richburg as of September 5, 2026. The nearest is in Rock Hill, about 15 miles away in a straight line.

What is the oldest bank in Richburg?

Spratt Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.

Did any bank branches open or close in Richburg in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Richburg?

Nearby cities with more banks include Chester, Lancaster, Rock Hill. Chester is 10 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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