US Bank Directory
Banks in Lake Wylie, SC
3 FDIC-insured banks operate 3 offices in Lake Wylie, South Carolina.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Lake Wylie
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Lake Wylie, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lake Wylie
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America, United Bank and Bank of York have the most locations in Lake Wylie, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Lake Wylie, 61 across South Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Mill Creek Commons Branch at 5342 Highway 557 dates to 1981 in FDIC branch records. Its published hours do not list Saturday.
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Mill Creek Commons Branch5342 Highway 557, 29710
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of York Bank · 1
Bank of York has 1 branch in Lake Wylie, 4 across South Carolina and 4 nationwide. FDIC records list its main office in York, SC and show it operating since 1935. With $317.7 million in total assets on June 30, 2026, it ranks No. 2,399 of 4,232 U.S. banks by total assets. The Bethel-Lake Wylie Branch at 4955 Charlotte Hwy dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bethel-Lake Wylie Branch4955 Charlotte Hwy, 29710
United Bank Bank · 1
United Bank has 1 branch in Lake Wylie, 26 across South Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Lake Wylie Branch at 5196 Charlotte Hwy dates to 2002 in FDIC branch records. Its published hours do not list Saturday.
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Lake Wylie Branch5196 Charlotte Hwy, 29710
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Lake Wylie: the local picture
Short answer: 3 banks run 3 branches in Lake Wylie according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Lake Wylie, 1 elsewhere in South Carolina and 2 out of state, according to the FDIC.
The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 5342 Highway 557, dating to 1981; the newest is United Bank's at 5196 Charlotte Hwy, from 2002.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Lake Wylie
Short answer: None of the 2 Lake Wylie locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Wylie, and where the nearest one is if they do not.
Short answer: In Lake Wylie: Bank of America (1). No branches in Lake Wylie: Chase (nearest in Rock Hill, 11 mi), Wells Fargo (nearest in Clover, 1 mi), PNC Bank (nearest in Rock Hill, 11 mi), U.S. Bank, Truist (nearest in Clover, 1 mi), Fifth Third Bank (nearest in Fort Mill, 8 mi), Huntington (nearest in Spartanburg, 49 mi), Regions Bank (nearest in Spartanburg, 49 mi), TD Bank (nearest in Fort Mill, 7 mi), BMO.
| Bank | In Lake Wylie | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Chase | None | Rock Hill, 11 miles away |
| Wells Fargo | None | Clover, 1 mile away |
| PNC Bank | None | Rock Hill, 11 miles away |
| U.S. Bank | None | none in South Carolina |
| Truist | None | Clover, 1 mile away |
| Fifth Third Bank | None | Fort Mill, 8 miles away |
| Huntington | None | Spartanburg, 49 miles away |
| Regions Bank | None | Spartanburg, 49 miles away |
| TD Bank | None | Fort Mill, 7 miles away |
| BMO | None | none in South Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Wylie to the nearest branch in South Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Wylie residents like anyone else.
Banks near Lake Wylie
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clover (4 miles) and Tega Cay (7 miles). Rock Hill, 12 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clover, SC | 4 mi | 3 | 4 |
| Banks in Tega Cay, SC | 7 mi | 3 | 3 |
| Banks in Fort Mill, SC | 10 mi | 9 | 12 |
| Banks in Rock Hill, SC | 12 mi | 14 | 23 |
| Banks in York, SC | 12 mi | 4 | 5 |
| Banks in Indian Land, SC | 18 mi | 5 | 5 |
| Banks in Chester, SC | 30 mi | 3 | 3 |
| Banks in Lancaster, SC | 32 mi | 5 | 5 |
Bank branch openings and closings in Lake Wylie
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Wylie between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Wylie by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Wylie offices.
Short answer: Bank of America is the largest bank with offices in Lake Wylie, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. United Bank is second with $33.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| Bank of York | $317.7 million | No. 2,399 | 1 | York, SC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Wylie: FAQ
How many banks are in Lake Wylie, SC?
Lake Wylie has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Lake Wylie?
Bank of America, with 1. United Bank has 1 and Bank of York has 1.
Is there a Bank of America in Lake Wylie, SC?
Yes. FDIC data lists 1 Bank of America branch in Lake Wylie as of September 5, 2026. The address and directions are under Bank of America above.
Is there a United Bank in Lake Wylie, SC?
Yes. FDIC data lists 1 United Bank branch in Lake Wylie as of September 5, 2026. The address and directions are under United Bank above.
Is there a Bank of York in Lake Wylie, SC?
Yes. FDIC data lists 1 Bank of York branch in Lake Wylie as of September 5, 2026. The address and directions are under Bank of York above.
Is there a Chase in Lake Wylie, SC?
No. FDIC data lists no Chase branch in Lake Wylie as of September 5, 2026. The nearest is in Rock Hill, about 11 miles away in a straight line.
Which banks in Lake Wylie are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Lake Wylie?
Bank of America has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Did any bank branches open or close in Lake Wylie in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Wylie?
Nearby cities with more banks include Clover, Tega Cay, Fort Mill. Clover is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Bank of America, United Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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