US Bank Directory
Banks in Chester, SC
3 FDIC-insured banks operate 3 offices in Chester, South Carolina, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chester
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 5 locations in Chester, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chester
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist, First Citizens Bank and Spratt Savings Bank have the most locations in Chester, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Founders Credit Union Credit union · 2
Founders Credit Union has 2 officees in Chester, 44 across South Carolina. It is based in Lancaster, SC and $5.18 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Chester locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Chester1769 J A Cochran Byp, 29706
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Richburg2915 Lizzie Melton Rd, 29706
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Chester, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Chester Bypass Branch at 1612 J A Cochran Byp dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
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Chester Bypass Branch1612 J A Cochran Byp, 29706
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
Spratt Savings Bank Bank · 1
Spratt Savings Bank has 1 branch in Chester, 3 across South Carolina and 3 nationwide. FDIC records list its main office in Chester, SC and show it operating since 1893. With $154.4 million in total assets on June 30, 2026, it ranks No. 3,292 of 4,232 U.S. banks by total assets. Its main office at 1613 J A Cochran Byp dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1613 J A Cochran Byp, 29706
Truist Bank · 1
Truist has 1 branch in Chester, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Chester Branch at 115 Saluda St dates to 1933 in FDIC branch records. Its published hours do not list Saturday.
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Chester Branch115 Saluda St, 29706
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Chester
1 credit union has 2 offices here: Founders Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chester page has every office in the state's directory.
Banking in Chester: the local picture
Short answer: 3 banks run 3 branches in Chester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Chester and 2 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Spratt Savings Bank's office at 1613 J A Cochran Byp, dating to 1893; the newest is First Citizens Bank's at 1612 J A Cochran Byp, from 1978.
The only credit union with an office here is Founders Credit Union.
Of the 4 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Chester
Short answer: None of the 4 Chester locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chester, and where the nearest one is if they do not.
Short answer: In Chester: Truist (1). No branches in Chester: Chase (nearest in Rock Hill, 20 mi), Wells Fargo (nearest in Rock Hill, 18 mi), Bank of America (nearest in Rock Hill, 19 mi), PNC Bank (nearest in Rock Hill, 20 mi), U.S. Bank, Fifth Third Bank (nearest in Indian Land, 26 mi), Huntington (nearest in Spartanburg, 45 mi), Regions Bank (nearest in Spartanburg, 44 mi), TD Bank (nearest in Rock Hill, 18 mi), BMO.
| Bank | In Chester | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Rock Hill, 20 miles away |
| Wells Fargo | None | Rock Hill, 18 miles away |
| Bank of America | None | Rock Hill, 19 miles away |
| PNC Bank | None | Rock Hill, 20 miles away |
| U.S. Bank | None | none in South Carolina |
| Fifth Third Bank | None | Indian Land, 26 miles away |
| Huntington | None | Spartanburg, 45 miles away |
| Regions Bank | None | Spartanburg, 44 miles away |
| TD Bank | None | Rock Hill, 18 miles away |
| BMO | None | none in South Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chester to the nearest branch in South Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chester residents like anyone else.
Banks near Chester
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rock Hill (20 miles) and York (20 miles). Rock Hill, 20 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rock Hill, SC | 20 mi | 14 | 23 |
| Banks in York, SC | 20 mi | 4 | 5 |
| Banks in Lancaster, SC | 24 mi | 5 | 5 |
| Banks in Union, SC | 25 mi | 3 | 6 |
| Banks in Indian Land, SC | 26 mi | 5 | 5 |
| Banks in Fort Mill, SC | 26 mi | 9 | 12 |
| Banks in Tega Cay, SC | 27 mi | 3 | 3 |
| Banks in Clover, SC | 29 mi | 3 | 4 |
Bank branch openings and closings in Chester
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chester between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Chester
Short answer: 1 institution has its main office in Chester: Spratt Savings Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Spratt Savings Bank | Bank | $154.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Chester by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chester offices.
Short answer: Truist is the largest bank with offices in Chester, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| Spratt Savings Bank | $154.4 million | No. 3,292 | 1 | Chester, SC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chester: FAQ
How many banks are in Chester, SC?
Chester has 3 banks with 3 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chester?
Truist, with 1. First Citizens Bank has 1 and Spratt Savings Bank has 1.
Is there a Truist in Chester, SC?
Yes. FDIC data lists 1 Truist branch in Chester as of September 5, 2026. The address and directions are under Truist above.
Is there a First Citizens Bank in Chester, SC?
Yes. FDIC data lists 1 First Citizens Bank branch in Chester as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Spratt Savings Bank in Chester, SC?
Yes. FDIC data lists 1 Spratt Savings Bank branch in Chester as of September 5, 2026, the main office at 1613 J A Cochran Byp. The address and directions are under Spratt Savings Bank above.
Is there a Chase in Chester, SC?
No. FDIC data lists no Chase branch in Chester as of September 5, 2026. The nearest is in Rock Hill, about 20 miles away in a straight line.
Which banks in Chester are open on Saturday?
None of the 4 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Chester?
Spratt Savings Bank has its main office in Chester, according to the FDIC.
What is the oldest bank in Chester?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Chester?
Founders Credit Union has an office in Chester. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chester in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chester?
Nearby cities with more banks include Rock Hill, York, Lancaster. Rock Hill is 20 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: First Citizens Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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