US Bank Directory
Banks in Welch, OK
1 FDIC-insured bank operates 1 office in Welch, Oklahoma.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Welch
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Welch, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Welch
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Welch State Bank of Welch, Okla. is the only bank with an office in Welch. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Welch State Bank of Welch, Okla. Bank · 1
Welch State Bank of Welch, Okla. has 1 branch in Welch, 6 across Oklahoma and 6 nationwide. FDIC records list its main office in Welch, OK and show it operating since 1923. With $449.8 million in total assets on June 30, 2026, it ranks No. 1,921 of 4,232 U.S. banks by total assets. Its main office at 396 S Commercial St dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office396 S Commercial St, 74369
Banking in Welch: the local picture
Short answer: 1 bank runs 1 branch in Welch according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Welch State Bank of Welch, Okla. has its main office in Welch, according to the FDIC.
The bank with the longest record here is Welch State Bank of Welch, Okla., operating since 1923 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Welch, and where the nearest one is if they do not.
Short answer: No branches in Welch: Chase (nearest in Owasso, 58 mi), Wells Fargo, Bank of America (nearest in Tulsa, 66 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tulsa, 71 mi).
| Bank | In Welch | Nearest branch if none here |
|---|---|---|
| Chase | None | Owasso, 58 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Tulsa, 66 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Tulsa, 71 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Welch to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Welch residents like anyone else.
Banks near Welch
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Miami (12 miles) and Fairland (16 miles). Miami, 12 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Miami, OK | 12 mi | 6 | 9 |
| Banks in Fairland, OK | 16 mi | 2 | 2 |
| Banks in Vinita, OK | 17 mi | 3 | 5 |
| Banks in Afton, OK | 18 mi | 2 | 2 |
| Banks in Grove, OK | 27 mi | 6 | 6 |
| Banks in Langley, OK | 27 mi | 2 | 2 |
| Banks in Chelsea, OK | 30 mi | 2 | 2 |
| Banks in Nowata, OK | 32 mi | 2 | 4 |
Bank branch openings and closings in Welch
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Welch between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Welch
Short answer: 1 institution has its main office in Welch: Welch State Bank of Welch, Okla..
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Welch State Bank of Welch, Okla. | Bank | $449.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Welch by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Welch offices.
Short answer: Welch State Bank of Welch, Okla. is the largest bank with offices in Welch, with $449.8 million in total assets on June 30, 2026, No. 1,921 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Welch State Bank of Welch, Okla. | $449.8 million | No. 1,921 | 1 | Welch, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Welch: FAQ
How many banks are in Welch, OK?
Welch has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Welch, OK?
No. FDIC data lists no Chase branch in Welch as of September 5, 2026. The nearest is in Owasso, about 58 miles away in a straight line.
Which banks are headquartered in Welch?
Welch State Bank of Welch, Okla. has its main office in Welch, according to the FDIC.
What is the oldest bank in Welch?
Welch State Bank of Welch, Okla. has the longest record among banks with a branch here: the FDIC shows it operating since 1923.
Did any bank branches open or close in Welch in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Welch?
Nearby cities with more banks include Miami, Fairland, Vinita. Miami is 12 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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