US Bank Directory
Banks in Miami, OK
6 FDIC-insured banks operate 9 offices in Miami, Oklahoma, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Miami
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 10 locations in Miami, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Miami
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Welch State Bank of Welch, Okla., The First National Bank and Trust Company of Miami and Security Bank have the most locations in Miami, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Security Bank Bank · 2
Security Bank has 2 branches in Miami, 4 across Oklahoma and 4 nationwide. FDIC records list its main office in Miami, OK and show it operating since 1922. With $166.9 million in total assets on June 30, 2026, it ranks No. 3,206 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Miami location is its main office at 2 S Main St, dating to 1922; the newest, at 2200 N Main St, to 1984. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2 S Main St, 74354
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North Main Branch2200 N Main St, 74354
The First National Bank and Trust Company of Miami Bank · 2
The First National Bank and Trust Company of Miami has 2 branches in Miami, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Miami, OK and show it operating since 1900. With $191.4 million in total assets on June 30, 2026, it ranks No. 3,050 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Miami location is its main office at 2 N Main St, dating to 1900; the newest, at 1749 N Main St, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2 N Main St, 74354
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1749 North Main Street Branch1749 N Main St, 74354
Welch State Bank of Welch, Okla. Bank · 2
Welch State Bank of Welch, Okla. has 2 branches in Miami, 6 across Oklahoma and 6 nationwide. FDIC records list its main office in Welch, OK and show it operating since 1923. With $449.8 million in total assets on June 30, 2026, it ranks No. 1,921 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Miami location is the Miami Branch at 2525 N Main St, dating to 2002; the newest, at 2227 E Steve Owens Blvd, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Steve Owens Branch2227 E Steve Owens Blvd, 74354
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Miami Branch2525 N Main St, 74354
Arvest Bank · 1
Arvest has 1 branch in Miami, 79 across Oklahoma and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. The Miami Branch at 1405 N Main St dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
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Miami Branch1405 N Main St, 74354
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Miami, 40 across Oklahoma and 41 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 2017. With $1.63 billion in total assets on June 30, 2026, it ranks No. 691 of 4,232 U.S. banks by total assets. The Miami Branch at 2520 N Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Miami Branch2520 N Main St, 74354
The City National Bank and Trust Company of Lawton, Oklahoma Bank · 1
The City National Bank and Trust Company of Lawton, Oklahoma has 1 branch in Miami, 37 across Oklahoma and 39 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1901. With $446.2 million in total assets on June 30, 2026, it ranks No. 1,932 of 4,232 U.S. banks by total assets. The Miami Branch at 2415 N Main St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Miami Branch2415 N Main St, 74354
Ttcu Credit Union Credit union · 1
Ttcu Credit Union has 1 office in Miami, 21 across Oklahoma. It is based in Tulsa, OK and $2.70 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Miami303 Admiral Trussler Blvd, 74354
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Miami
1 credit union has 1 office here: Ttcu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Miami page has every office in the state's directory.
Banking in Miami: the local picture
Short answer: 6 banks run 9 branches in Miami according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 2 have their main office in Miami, 3 elsewhere in Oklahoma and 1 out of state, according to the FDIC.
The bank with the longest record here is Arvest, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank and Trust Company of Miami's office at 2 N Main St, dating to 1900; the newest is Welch State Bank of Welch, Okla.'s at 2227 E Steve Owens Blvd, from 2016.
The only credit union with an office here is Ttcu Credit Union.
Of the 2 locations with published hours. None open on Saturday. 8 locations have no published hours in these sources.
Saturday hours in Miami
Short answer: None of the 2 Miami locations with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Miami, and where the nearest one is if they do not.
Short answer: No branches in Miami: Chase (nearest in Owasso, 68 mi), Wells Fargo, Bank of America (nearest in Tulsa, 75 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tulsa, 80 mi).
| Bank | In Miami | Nearest branch if none here |
|---|---|---|
| Chase | None | Owasso, 68 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Tulsa, 75 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Tulsa, 80 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Miami to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Miami residents like anyone else.
Banks near Miami
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fairland (10 miles) and Afton (16 miles). Grove, 22 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fairland, OK | 10 mi | 2 | 2 |
| Banks in Afton, OK | 16 mi | 2 | 2 |
| Banks in Grove, OK | 22 mi | 6 | 6 |
| Banks in Vinita, OK | 23 mi | 3 | 5 |
| Banks in Langley, OK | 30 mi | 2 | 2 |
| Banks in Jay, OK | 32 mi | 2 | 2 |
| Banks in Chelsea, OK | 39 mi | 2 | 2 |
| Banks in Nowata, OK | 44 mi | 2 | 4 |
Bank branch openings and closings in Miami
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Miami between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Miami
Short answer: 2 institutions have their main office in Miami: The First National Bank and Trust Company of Miami and Security Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank and Trust Company of Miami | Bank | $191.4 million | 2 |
| Security Bank | Bank | $166.9 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Miami by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Miami offices.
Short answer: Arvest is the largest bank with offices in Miami, with $28.05 billion in total assets on June 30, 2026, No. 77 among U.S. banks by total assets. International Bank of Commerce is second with $1.63 billion. 2 of the 6 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Arvest | $28.05 billion | No. 77 | 1 | Fayetteville, AR |
| International Bank of Commerce | $1.63 billion | No. 691 | 1 | Oklahoma City, OK |
| Welch State Bank of Welch, Okla. | $449.8 million | No. 1,921 | 2 | Welch, OK |
| The City National Bank and Trust Company of Lawton, Oklahoma | $446.2 million | No. 1,932 | 1 | Lawton, OK |
| The First National Bank and Trust Company of Miami | $191.4 million | No. 3,050 | 2 | Miami, OK |
| Security Bank | $166.9 million | No. 3,206 | 2 | Miami, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Miami: FAQ
How many banks are in Miami, OK?
Miami has 6 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Miami?
Welch State Bank of Welch, Okla., with 2. The First National Bank and Trust Company of Miami has 2 and Security Bank has 2.
Is there a Welch State Bank of Welch, Okla. in Miami, OK?
Yes. FDIC data lists 2 Welch State Bank of Welch, Okla. branches in Miami as of September 5, 2026. Its branches are listed under Welch State Bank of Welch, Okla. above, with the address and directions for each.
Is there a Security Bank in Miami, OK?
Yes. FDIC data lists 2 Security Bank branches in Miami as of September 5, 2026, the main office at 2 S Main St. Its branches are listed under Security Bank above, with the address and directions for each.
Is there a Chase in Miami, OK?
No. FDIC data lists no Chase branch in Miami as of September 5, 2026. The nearest is in Owasso, about 68 miles away in a straight line.
Which banks in Miami are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Miami?
The First National Bank and Trust Company of Miami and Security Bank have their main office in Miami, according to the FDIC.
What is the oldest bank in Miami?
Arvest has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Which credit unions can I join in Miami?
Ttcu Credit Union has an office in Miami. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Miami in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Miami?
Nearby cities with more banks include Fairland, Afton, Grove. Fairland is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (1 of 9 branches: Arvest) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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