Banks in Watonga, OK

Bank branch map: Watonga

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Watonga, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Watonga

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank 7 and First State Bank have the most locations in Watonga, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank 7 1 branch · main office Oklahoma City, OK Bank · 1

Bank 7 has 1 branch in Watonga, 8 across Oklahoma and 12 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1901. With $1.91 billion in total assets on June 30, 2026, it ranks No. 626 of 4,232 U.S. banks by total assets. The Watonga Branch at 120 W Russworm Dr dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Watonga Branch

  120 W Russworm Dr, 73772

  Hours: see the bank's site
  DirectionsWebsite

Bank 7: profile, branches and contacts

First State Bank 1 branch · main office Watonga, OK Bank · 1

First State Bank has 1 branch in Watonga, 1 across Oklahoma and 1 nationwide. FDIC records list its main office in Watonga, OK and show it operating since 1974. With $89.8 million in total assets on June 30, 2026, it ranks No. 3,769 of 4,232 U.S. banks by total assets. Its main office at 321 W Main St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  321 W Main St, 73772

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Banking in Watonga: the local picture

Short answer: 2 banks run 2 branches in Watonga according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Watonga, 1 elsewhere in Oklahoma, according to the FDIC.

The bank with the longest record here is Bank 7, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank's office at 321 W Main St, dating to 1974; the newest is Bank 7's at 120 W Russworm Dr, from 2021.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Watonga, and where the nearest one is if they do not.

Short answer: No branches in Watonga: Chase (nearest in Yukon, 45 mi), Wells Fargo, Bank of America (nearest in Yukon, 46 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Enid, 48 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Watonga to the nearest branch in Oklahoma.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Watonga residents like anyone else.

Banks near Watonga

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Geary (16 miles) and Okeene (20 miles). Weatherford, 27 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Watonga

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Watonga between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Watonga

Short answer: 1 institution has its main office in Watonga: First State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Watonga by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Watonga offices.

Short answer: Bank 7 is the largest bank with offices in Watonga, with $1.91 billion in total assets on June 30, 2026, No. 626 among U.S. banks by total assets. First State Bank is second with $89.8 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Watonga: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.