US Bank Directory

Banks in Okarche, OK

2 FDIC-insured banks operate 2 offices in Okarche, Oklahoma.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Okarche

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Okarche, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Okarche

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: F&M Bank and The First Bank of Okarche have the most locations in Okarche, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

F&M Bank 1 branch · main office Edmond, OK Bank · 1

F&M Bank has 1 branch in Okarche, 11 across Oklahoma and 11 nationwide. FDIC records list its main office in Edmond, OK and show it operating since 1902. With $915.3 million in total assets on June 30, 2026, it ranks No. 1,132 of 4,232 U.S. banks by total assets. The Community National Bank Of Okarche Branch at 653 Highway 81 dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Community National Bank Of Okarche Branch
    653 Highway 81, 73762
    Hours: see the bank's site
F&M Bank: profile, branches and contacts
The First Bank of Okarche 1 branch · main office Okarche, OK Bank · 1

The First Bank of Okarche has 1 branch in Okarche, 1 across Oklahoma and 1 nationwide. FDIC records list its main office in Okarche, OK and show it operating since 1892. With $137.5 million in total assets on June 30, 2026, it ranks No. 3,426 of 4,232 U.S. banks by total assets. Its main office at 203 W Oklahoma dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    203 W Oklahoma, 73762
    Hours: see the bank's site
The First Bank of Okarche: profile, branches and contacts

Banking in Okarche: the local picture

Short answer: 2 banks run 2 branches in Okarche according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Okarche, 1 elsewhere in Oklahoma, according to the FDIC.

The bank with the longest record here is The First Bank of Okarche, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is The First Bank of Okarche's office at 203 W Oklahoma, dating to 1892; the newest is F&M Bank's at 653 Highway 81, from 2026.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Okarche, and where the nearest one is if they do not.

Short answer: No branches in Okarche: Chase (nearest in Yukon, 21 mi), Wells Fargo, Bank of America (nearest in Yukon, 22 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Oklahoma City, 24 mi).

BankIn OkarcheNearest branch if none here
ChaseNoneYukon, 21 miles away
Wells FargoNonenone in Oklahoma
Bank of AmericaNoneYukon, 22 miles away
PNC BankNonenone in Oklahoma
U.S. BankNonenone in Oklahoma
TruistNonenone in Oklahoma
Fifth Third BankNonenone in Oklahoma
HuntingtonNonenone in Oklahoma
Regions BankNonenone in Oklahoma
TD BankNonenone in Oklahoma
BMONoneOklahoma City, 24 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Okarche to the nearest branch in Oklahoma.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Okarche residents like anyone else.

Banks near Okarche

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kingfisher (9 miles) and El Reno (14 miles). Yukon, 21 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Okarche

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Okarche between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 16, 2026OpenedF&M Bank653 Highway 81, 73762

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Okarche

Short answer: 1 institution has its main office in Okarche: The First Bank of Okarche.

InstitutionTypeTotal assets, June 30, 2026Offices here
The First Bank of OkarcheBank$137.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Okarche by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Okarche offices.

Short answer: F&M Bank is the largest bank with offices in Okarche, with $915.3 million in total assets on June 30, 2026, No. 1,132 among U.S. banks by total assets. The First Bank of Okarche is second with $137.5 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
F&M Bank$915.3 millionNo. 1,1321Edmond, OK
The First Bank of Okarche$137.5 millionNo. 3,4261Okarche, OK

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Okarche: FAQ

How many banks are in Okarche, OK?

Okarche has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Okarche?

F&M Bank, with 1. The First Bank of Okarche has 1.

Is there a F&M Bank in Okarche, OK?

Yes. FDIC data lists 1 F&M Bank branch in Okarche as of September 5, 2026. The address and directions are under F&M Bank above.

Is there a Chase in Okarche, OK?

No. FDIC data lists no Chase branch in Okarche as of September 5, 2026. The nearest is in Yukon, about 21 miles away in a straight line.

Which banks are headquartered in Okarche?

The First Bank of Okarche has its main office in Okarche, according to the FDIC.

What is the oldest bank in Okarche?

The First Bank of Okarche has the longest record among banks with a branch here: the FDIC shows it operating since 1892.

Did any bank branches open or close in Okarche in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Okarche?

Nearby cities with more banks include Kingfisher, El Reno, Piedmont. Kingfisher is 9 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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