Banks in Velma, OK

Bank branch map: Velma

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 1 location in Velma, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Velma

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank and Trust Company of Ardmore is the only bank with an office in Velma. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank and Trust Company of Ardmore 1 branch · main office Ardmore, OK Bank · 1

First National Bank and Trust Company of Ardmore has 1 branch in Velma, 12 across Oklahoma and 12 nationwide. FDIC records list its main office in Ardmore, OK and show it operating since 1889. With $686.7 million in total assets on June 30, 2026, it ranks No. 1,395 of 4,232 U.S. banks by total assets. The Velma Branch at Fourth And Main Streets dates to 1970 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Velma Branch

  Fourth And Main Streets, 73491

  Hours: see the bank's site
  DirectionsWebsite

First National Bank and Trust Company of Ardmore: profile, branches and contacts

Velma Credit Union 0 offices · main office Velma, OK Credit union · 0

Velma Credit Union has 0 officees in Velma, 1 across Oklahoma. It is based in Velma, OK and $3.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Velma Credit Union: profile, branches and contacts

Join a credit union in Velma

1 credit union has 0 offices here: Velma Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Velma page has every office in the state's directory.

Banking in Velma: the local picture

Short answer: 1 bank runs 1 branch in Velma according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First National Bank and Trust Company of Ardmore has its main office in Ardmore, OK, according to the FDIC.

The bank with the longest record here is First National Bank and Trust Company of Ardmore, operating since 1889 according to the FDIC.

The only credit union with an office here is Velma Credit Union.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Velma, and where the nearest one is if they do not.

Short answer: No branches in Velma: Chase (nearest in Norman, 54 mi), Wells Fargo, Bank of America (nearest in Norman, 54 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Ardmore, 34 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Velma to the nearest branch in Oklahoma.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Velma residents like anyone else.

Banks near Velma

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Elmore City (19 miles) and Duncan (19 miles). Duncan, 19 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Velma

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Velma between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Velma

Short answer: 1 institution has its main office in Velma: Velma Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Velma by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Velma offices.

Short answer: First National Bank and Trust Company of Ardmore is the largest bank with offices in Velma, with $686.7 million in total assets on June 30, 2026, No. 1,395 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Velma: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.