US Bank Directory
Banks in Duncan, OK
7 FDIC-insured banks operate 13 offices in Duncan, Oklahoma, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Duncan
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 17 locations in Duncan, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Duncan
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Arvest, BancFirst and First Bank & Trust Co. have the most locations in Duncan, with 3 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Arvest Bank · 3
Arvest has 3 branches in Duncan, 79 across Oklahoma and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duncan location is the Duncan Branch at 729 W Main St, dating to 1921; the newest, at 3775 N Highway 81, to 2004. Its published hours do not list Saturday.
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North Highway 81 Branch3775 N Highway 81, 73533
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Duncan Branch729 W Main St, 73533
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
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Detached Drive-In Branch8th And Walnut, 73533
BancFirst Bank · 3
BancFirst has 3 branches in Duncan, 120 across Oklahoma and 123 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1989. With $12.80 billion in total assets on June 30, 2026, it ranks No. 139 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duncan location is the Duncan Branch at 16 S 9th St, dating to 1918; the newest, at 1616 W Elk Ave, to 1983. It does not publish hours in the sources this page uses; check its site before you go.
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Drive-In Branch100 S 9th St, 73533
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Duncan Branch16 S 9th St, 73533
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1616 Elk Street Branch1616 W Elk Ave, 73533
First Bank & Trust Co. Bank · 3
First Bank & Trust Co. has 3 branches in Duncan, 14 across Oklahoma and 14 nationwide. FDIC records list its main office in Duncan, OK and show it operating since 1988. With $952.1 million in total assets on June 30, 2026, it ranks No. 1,090 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Duncan location is the Drive-In Branch at 10th And Oak Streets, dating to 1974; the newest, at 923 W Main St, to 1988. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office923 W Main St, 73533
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Drive-In Branch10th And Oak Streets, 73533
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Duncan Branch1521 W Plato Rd, 73533
Endurance Credit Union Credit union · 2
Endurance Credit Union has 2 officees in Duncan, 4 across Oklahoma. It is based in Duncan, OK and $197.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Duncan locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office2019 N Highway 81, 73533
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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North-3675 N. Hwy. 813675 N Highway 81, 73533
All hours
Mon to Fri 7:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of Commerce Bank · 1
Bank of Commerce has 1 branch in Duncan, 6 across Oklahoma and 6 nationwide. FDIC records list its main office in Duncan, OK and show it operating since 2002. With $334.0 million in total assets on June 30, 2026, it ranks No. 2,328 of 4,232 U.S. banks by total assets. Its main office at 1601 Commerce St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1601 Commerce St, 73533
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Duncan, 40 across Oklahoma and 41 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 2017. With $1.63 billion in total assets on June 30, 2026, it ranks No. 691 of 4,232 U.S. banks by total assets. The Duncan Highway 81 Branch at 2311 N Highway 81 dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Duncan Highway 81 Branch2311 N Highway 81, 73533
Legacy Bank Bank · 1
Legacy Bank has 1 branch in Duncan, 10 across Oklahoma and 10 nationwide. FDIC records list its main office in Hinton, OK and show it operating since 1902. With $686.5 million in total assets on June 30, 2026, it ranks No. 1,397 of 4,232 U.S. banks by total assets. The Duncan Branch at 3696 N Highway 81 dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Duncan Branch3696 N Highway 81, 73533
Oklahoma Educators Credit Union Credit union · 1
Oklahoma Educators Credit Union has 1 office in Duncan, 7 across Oklahoma. It is based in Oklahoma City, OK and $315.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Duncan Branch1006 W Main St, 73533
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The City National Bank and Trust Company of Lawton, Oklahoma Bank · 1
The City National Bank and Trust Company of Lawton, Oklahoma has 1 branch in Duncan, 37 across Oklahoma and 39 nationwide. FDIC records list its main office in Lawton, OK and show it operating since 1901. With $446.2 million in total assets on June 30, 2026, it ranks No. 1,932 of 4,232 U.S. banks by total assets. The Duncan Branch at 1845 N Hw 81 dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Duncan Branch1845 N Hw 81, 73533
Velma Credit Union Credit union · 1
Velma Credit Union has 1 office in Duncan, 1 across Oklahoma. It is based in Velma, OK and $3.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office297655 E Old Hwy 7 Rd, 73533
All hours
Mon to Thu 8:30 am to 4 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Duncan
3 credit unions have 4 offices here: Endurance Credit Union, Oklahoma Educators Credit Union and Velma Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Duncan page has every office in the state's directory.
Banking in Duncan: the local picture
Short answer: 7 banks run 13 branches in Duncan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 2 have their main office in Duncan, 4 elsewhere in Oklahoma and 1 out of state, according to the FDIC.
The bank with the longest record here is Arvest, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Legacy Bank's office at 3696 N Highway 81, dating to 1901; the newest is International Bank of Commerce's at 2311 N Highway 81, from 2009.
3 credit unions have 4 offices in Duncan, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 1 opens on Saturday. 12 locations have no published hours in these sources.
Credit unions open on Saturday in Duncan
Short answer: 1 of the 5 Duncan locations with published hours opens on Saturday, run by 1 institution.
- Endurance Credit Union: 1 of 2 offices (3675 N Highway 81: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Duncan, and where the nearest one is if they do not.
Short answer: No branches in Duncan: Chase (nearest in Norman, 56 mi), Wells Fargo, Bank of America (nearest in Norman, 56 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Ardmore, 52 mi).
| Bank | In Duncan | Nearest branch if none here |
|---|---|---|
| Chase | None | Norman, 56 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Norman, 56 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Ardmore, 52 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Duncan to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Duncan residents like anyone else.
Banks near Duncan
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marlow (9 miles) and Comanche (10 miles). Lawton, 27 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marlow, OK | 9 mi | 3 | 5 |
| Banks in Comanche, OK | 10 mi | 2 | 2 |
| Banks in Waurika, OK | 25 mi | 2 | 2 |
| Banks in Elgin, OK | 26 mi | 3 | 3 |
| Banks in Lawton, OK | 27 mi | 8 | 26 |
| Banks in Lindsay, OK | 30 mi | 3 | 4 |
| Banks in Elmore City, OK | 33 mi | 2 | 2 |
| Banks in Apache, OK | 34 mi | 2 | 2 |
Bank branch openings and closings in Duncan
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Duncan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Duncan
Short answer: 3 institutions have their main office in Duncan: First Bank & Trust Co., Endurance Credit Union and Bank of Commerce.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Bank & Trust Co. | Bank | $952.1 million | 3 |
| Endurance Credit Union | Credit union | $197.8 million | 2 |
| Bank of Commerce | Bank | $334.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Duncan by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Duncan offices.
Short answer: Arvest is the largest bank with offices in Duncan, with $28.05 billion in total assets on June 30, 2026, No. 77 among U.S. banks by total assets. BancFirst is second with $12.80 billion. 2 of the 7 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Arvest | $28.05 billion | No. 77 | 3 | Fayetteville, AR |
| BancFirst | $12.80 billion | No. 139 | 3 | Oklahoma City, OK |
| International Bank of Commerce | $1.63 billion | No. 691 | 1 | Oklahoma City, OK |
| First Bank & Trust Co. | $952.1 million | No. 1,090 | 3 | Duncan, OK |
| Legacy Bank | $686.5 million | No. 1,397 | 1 | Hinton, OK |
| The City National Bank and Trust Company of Lawton, Oklahoma | $446.2 million | No. 1,932 | 1 | Lawton, OK |
| Bank of Commerce | $334.0 million | No. 2,328 | 1 | Duncan, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Duncan: FAQ
How many banks are in Duncan, OK?
Duncan has 7 banks with 13 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Duncan?
Arvest, with 3. BancFirst has 3 and First Bank & Trust Co. has 3.
Is there a Arvest in Duncan, OK?
Yes. FDIC data lists 3 Arvest branches in Duncan as of September 5, 2026. Its branches are listed under Arvest above, with the address and directions for each.
Is there a BancFirst in Duncan, OK?
Yes. FDIC data lists 3 BancFirst branches in Duncan as of September 5, 2026. Its branches are listed under BancFirst above, with the address and directions for each.
Is there a First Bank & Trust Co. in Duncan, OK?
Yes. FDIC data lists 3 First Bank & Trust Co. branches in Duncan as of September 5, 2026, the main office at 923 W Main St. Its branches are listed under First Bank & Trust Co. above, with the address and directions for each.
Is there a Chase in Duncan, OK?
No. FDIC data lists no Chase branch in Duncan as of September 5, 2026. The nearest is in Norman, about 56 miles away in a straight line.
Which banks in Duncan are open on Saturday?
Endurance Credit Union publishes Saturday hours for one or more Duncan locations. The Saturday section above lists each one with its hours. 12 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Duncan?
First Bank & Trust Co., Endurance Credit Union and Bank of Commerce have their main office in Duncan, according to the FDIC and the NCUA.
What is the oldest bank in Duncan?
Arvest has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Which credit unions can I join in Duncan?
Endurance Credit Union, Oklahoma Educators Credit Union and Velma Credit Union have offices in Duncan. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Duncan in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Duncan?
Nearby cities with more banks include Marlow, Comanche, Waurika. Marlow is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 13 branches: Arvest) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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