FDIC-insured bank

The First National Bank & Trust — Elk City, OK

Bank headquartered in Elk City, Oklahoma, part of WESTERN OK FINL SERVICES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$293.96 million
Total deposits
$264.96 million
Branches
3
FDIC-insured since
1934
Established
1901

Headquarters and contact

Address2714 West Third Street
Elk City, OK 73644
CountyBeckham
Metro areaElk City, OK
Websitewww.fnbec.com
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate4086
Federal Reserve RSSD ID114457
StatusActive
Charter classN (OCC)
Holding companyWESTERN OK FINL SERVICES INC
Domestic offices3
Financials as ofJune 30, 2026

How to find your The First National Bank & Trust routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fnbec.com.
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Offices nearest to headquarters

The First National Bank & Trust main office
Elk City, OK
2714 West Third Street, 73644
Main Branch
Elk City, OK
102 S Main St, 73644
Sayre Branch
Sayre, OK
715 Ne Highway 66, 73662

Where The First National Bank & Trust has offices

Cities with the most The First National Bank & Trust offices

Other banks headquartered in Elk City

Largest banks headquartered elsewhere in Oklahoma

BOKF, National Association Tulsa$52.98 billion
MidFirst Bank Oklahoma City$42.83 billion
First United Bank and Trust Company Durant$16.59 billion
BancFirst Oklahoma City$12.80 billion
Stride Bank, National Association Enid$5.42 billion
InterBank Oklahoma City$5.33 billion
RCB Bank Claremore$3.98 billion
First Fidelity Bank Oklahoma City$2.98 billion
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