US Bank Directory
Banks in Elk City, OK
5 FDIC-insured banks operate 7 offices in Elk City, Oklahoma, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Elk City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Elk City, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Elk City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Great Plains National Bank and The First National Bank & Trust have the most locations in Elk City, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Great Plains National Bank Bank · 2
Great Plains National Bank has 2 branches in Elk City, 19 across Oklahoma and 26 nationwide. FDIC records list its main office in Elk City, OK and show it operating since 1996. With $1.93 billion in total assets on June 30, 2026, it ranks No. 621 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elk City location is its main office at 2017 W 3rd St, dating to 1996; the newest, at 1300 S Main St, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2017 W 3rd St, 73644
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Elk City South Branch1300 S Main St, 73644
The First National Bank & Trust Bank · 2
The First National Bank & Trust has 2 branches in Elk City, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Elk City, OK and show it operating since 1901. With $294.0 million in total assets on June 30, 2026, it ranks No. 2,516 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elk City location is its main office at 2714 West Third Street, dating to 1901; the newest, at 102 S Main St, to 1986. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2714 West Third Street, 73644
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Main Branch102 S Main St, 73644
Bank of Western Oklahoma Bank · 1
Bank of Western Oklahoma has 1 branch in Elk City, 6 across Oklahoma and 6 nationwide. FDIC records list its main office in Elk City, OK and show it operating since 1908. With $469.7 million in total assets on June 30, 2026, it ranks No. 1,867 of 4,232 U.S. banks by total assets. Its main office at 201 E Broadway Ave dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office201 E Broadway Ave, 73644
Endurance Credit Union Credit union · 1
Endurance Credit Union has 1 office in Elk City, 4 across Oklahoma. It is based in Duncan, OK and $197.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Elk City-105 Reginal Drive105 Regional Dr, 73644
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
InterBank Bank · 1
InterBank has 1 branch in Elk City, 19 across Oklahoma and 47 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1988. With $5.33 billion in total assets on June 30, 2026, it ranks No. 279 of 4,232 U.S. banks by total assets. The Elk City Branch at 1620 W 3rd St dates to 1901 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elk City Branch1620 W 3rd St, 73644
Legacy Bank Bank · 1
Legacy Bank has 1 branch in Elk City, 10 across Oklahoma and 10 nationwide. FDIC records list its main office in Hinton, OK and show it operating since 1902. With $686.5 million in total assets on June 30, 2026, it ranks No. 1,397 of 4,232 U.S. banks by total assets. The Elk City Branch at 921 W 3rd St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elk City Branch921 W 3rd St, 73644
Join a credit union in Elk City
1 credit union has 1 office here: Endurance Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elk City page has every office in the state's directory.
Banking in Elk City: the local picture
Short answer: 5 banks run 7 branches in Elk City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 3 have their main office in Elk City, 2 elsewhere in Oklahoma, according to the FDIC.
The bank with the longest record here is The First National Bank & Trust, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank & Trust's office at 2714 West Third Street, dating to 1901; the newest is Great Plains National Bank's at 1300 S Main St, from 2005.
The only credit union with an office here is Endurance Credit Union.
Of the 1 location with published hours. None open on Saturday. 7 locations have no published hours in these sources.
Saturday hours in Elk City
Short answer: None of the 1 Elk City location with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Elk City, and where the nearest one is if they do not.
Short answer: No branches in Elk City: Chase (nearest in Yukon, 93 mi), Wells Fargo, Bank of America (nearest in Yukon, 94 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Oklahoma City, 102 mi).
| Bank | In Elk City | Nearest branch if none here |
|---|---|---|
| Chase | None | Yukon, 93 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Yukon, 94 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Oklahoma City, 102 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elk City to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elk City residents like anyone else.
Banks near Elk City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sayre (15 miles) and Cordell (25 miles). Weatherford, 41 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sayre, OK | 15 mi | 3 | 3 |
| Banks in Cordell, OK | 25 mi | 5 | 5 |
| Banks in Clinton, OK | 26 mi | 5 | 7 |
| Banks in Hobart, OK | 32 mi | 4 | 6 |
| Banks in Mangum, OK | 37 mi | 3 | 3 |
| Banks in Weatherford, OK | 41 mi | 9 | 10 |
| Banks in Thomas, OK | 44 mi | 2 | 2 |
| Banks in Vici, OK | 50 mi | 2 | 2 |
Bank branch openings and closings in Elk City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Elk City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Elk City
Short answer: 3 institutions have their main office in Elk City: Great Plains National Bank, The First National Bank & Trust and Bank of Western Oklahoma.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Great Plains National Bank | Bank | $1.93 billion | 2 |
| The First National Bank & Trust | Bank | $294.0 million | 2 |
| Bank of Western Oklahoma | Bank | $469.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Elk City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elk City offices.
Short answer: InterBank is the largest bank with offices in Elk City, with $5.33 billion in total assets on June 30, 2026, No. 279 among U.S. banks by total assets. Great Plains National Bank is second with $1.93 billion. 3 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| InterBank | $5.33 billion | No. 279 | 1 | Oklahoma City, OK |
| Great Plains National Bank | $1.93 billion | No. 621 | 2 | Elk City, OK |
| Legacy Bank | $686.5 million | No. 1,397 | 1 | Hinton, OK |
| Bank of Western Oklahoma | $469.7 million | No. 1,867 | 1 | Elk City, OK |
| The First National Bank & Trust | $294.0 million | No. 2,516 | 2 | Elk City, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elk City: FAQ
How many banks are in Elk City, OK?
Elk City has 5 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Elk City?
Great Plains National Bank, with 2. The First National Bank & Trust has 2 and InterBank has 1.
Is there a Great Plains National Bank in Elk City, OK?
Yes. FDIC data lists 2 Great Plains National Bank branches in Elk City as of September 5, 2026, the main office at 2017 W 3rd St. Its branches are listed under Great Plains National Bank above, with the address and directions for each.
Is there a The First National Bank & Trust in Elk City, OK?
Yes. FDIC data lists 2 The First National Bank & Trust branches in Elk City as of September 5, 2026, the main office at 2714 West Third Street. Its branches are listed under The First National Bank & Trust above, with the address and directions for each.
Is there a InterBank in Elk City, OK?
Yes. FDIC data lists 1 InterBank branch in Elk City as of September 5, 2026. The address and directions are under InterBank above.
Is there a Chase in Elk City, OK?
No. FDIC data lists no Chase branch in Elk City as of September 5, 2026. The nearest is in Yukon, about 93 miles away in a straight line.
Which banks in Elk City are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 7 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Elk City?
Great Plains National Bank, The First National Bank & Trust and Bank of Western Oklahoma have their main office in Elk City, according to the FDIC.
What is the oldest bank in Elk City?
The First National Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1901.
Which credit unions can I join in Elk City?
Endurance Credit Union has an office in Elk City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Elk City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elk City?
Nearby cities with more banks include Sayre, Cordell, Clinton. Sayre is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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