US Bank Directory
Banks in Stillwater, OK
12 FDIC-insured banks operate 22 offices in Stillwater, Oklahoma, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Stillwater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 25 locations in Stillwater, according to the FDIC and the NCUA. 25 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
25 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Stillwater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BancFirst has the most locations in Stillwater, with 5. It is followed by Simmons Bank (3), RCB Bank (3), The Bank (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BancFirst Bank · 5
BancFirst has 5 branches in Stillwater, 120 across Oklahoma and 123 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1989. With $12.80 billion in total assets on June 30, 2026, it ranks No. 139 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stillwater location is the Stillwater Branch at 808 S Main St, dating to 1899; the newest, at 621 S Country Club Rd, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Hall Of Fame Branch117 W 8th Ave, 74074
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Osu Student Union Itm202 S Hester St, 74074
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Detached Facility505 E Hall Of Fame Ave, 74075
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Stillwater Drive Up Itm621 S Country Club Rd, 74074
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Stillwater Branch808 S Main St, 74074
RCB Bank Bank · 3
RCB Bank has 3 branches in Stillwater, 42 across Oklahoma and 62 nationwide. FDIC records list its main office in Claremore, OK and show it operating since 1936. With $3.98 billion in total assets on June 30, 2026, it ranks No. 339 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stillwater location is the Stillwater Branch at 324 S Duck St, dating to 1918; the newest, at 401 S Duck St, to 2010. It does not publish hours in the sources this page uses; check its site before you go.
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Stillwater Branch324 S Duck St, 74074
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Stillwater Drive-Thru Branch401 S Duck St, 74074
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Stillwater Branch-Perkins Road417 S Perkins Rd, 74074
Simmons Bank Bank · 3
Simmons Bank has 3 branches in Stillwater, 19 across Oklahoma and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stillwater location is the Stillwater 6Th & Main Branch at 608 S Main St, dating to 1894; the newest, at 110 South Hester Street, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Stillwater Osu Branch110 South Hester Street, 74078
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Stillwater 19Th & Sangre Branch1908 S Sangre Rd, 74074
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Stillwater 6Th & Main Branch608 S Main St, 74074
Exchange Bank Bank · 2
Exchange Bank has 2 branches in Stillwater, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Perry, OK and show it operating since 1896. With $428.7 million in total assets on June 30, 2026, it ranks No. 1,979 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stillwater location is the Stillwater Branch at 4301 W 6th Ave, dating to 2008; the newest, at 310 N Main St, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Stillwater Main Street Branch310 N Main St, 74075
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Stillwater Branch4301 W 6th Ave, 74074
Okunity Credit Union Credit union · 2
Okunity Credit Union has 2 officees in Stillwater, 2 across Oklahoma. It is based in Stillwater, OK and $218.0 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Stillwater locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office311 E Mcelroy Rd, 74075
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Sangre Property1811 S Sangre Rd, 74074
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
The Bank Bank · 2
The Bank has 2 branches in Stillwater, 6 across Oklahoma and 6 nationwide. FDIC records list its main office in Mcalester, OK and show it operating since 1927. With $488.1 million in total assets on June 30, 2026, it ranks No. 1,826 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Stillwater location is the Boomer Drive-Thru Branch at 1020 N Boomer Rd, dating to 1991; the newest, at 800 W 6th Ave, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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Boomer Drive-Thru Branch1020 N Boomer Rd, 74075
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West 6Th Avenue Branch800 W 6th Ave, 74074
Arvest Bank · 1
Arvest has 1 branch in Stillwater, 79 across Oklahoma and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. The North Main Branch at 524 N Main St dates to 2009 in FDIC branch records. It opens on Saturday.
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North Main Branch524 N Main St, 74075
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
Blue Sky Bank Bank · 1
Blue Sky Bank has 1 branch in Stillwater, 13 across Oklahoma and 15 nationwide. FDIC records list its main office in Pawhuska, OK and show it operating since 1905. With $1.35 billion in total assets on June 30, 2026, it ranks No. 818 of 4,232 U.S. banks by total assets. The Stillwater Branch at 4611 W 6th Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stillwater Branch4611 W 6th Ave, 74074
BOK Financial Bank · 1
BOK Financial has 1 branch in Stillwater, 44 across Oklahoma and 115 nationwide. FDIC records list its main office in Tulsa, OK and show it operating since 1910. With $52.98 billion in total assets on June 30, 2026, it ranks No. 48 of 4,232 U.S. banks by total assets. The Bank Of Oklahoma'S Stillwater Campus Corner Branch at 229 S Knoblock St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of Oklahoma'S Stillwater Campus Corner Branch229 S Knoblock St, 74074
Chase Bank · 1
Chase has 1 branch in Stillwater, 29 across Oklahoma and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Stillwater at 203 S Knoblock St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stillwater203 S Knoblock St, 74074
Great Plains National Bank Bank · 1
Great Plains National Bank has 1 branch in Stillwater, 19 across Oklahoma and 26 nationwide. FDIC records list its main office in Elk City, OK and show it operating since 1996. With $1.93 billion in total assets on June 30, 2026, it ranks No. 621 of 4,232 U.S. banks by total assets. The 232 South Main Branch at 232 S Main St dates to 1918 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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232 South Main Branch232 S Main St, 74074
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Stillwater, 40 across Oklahoma and 41 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 2017. With $1.63 billion in total assets on June 30, 2026, it ranks No. 691 of 4,232 U.S. banks by total assets. The Stillwater Branch at 1900 N Perkins Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stillwater Branch1900 N Perkins Rd, 74075
MidFirst Bank Bank · 1
MidFirst Bank has 1 branch in Stillwater, 49 across Oklahoma and 93 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1911. With $42.83 billion in total assets on June 30, 2026, it ranks No. 56 of 4,232 U.S. banks by total assets. The Wal-Mart Stillwater Branch at 111 N Perkins Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wal-Mart Stillwater Branch111 N Perkins Rd, 74075
Tinker Credit Union Credit union · 1
Tinker Credit Union has 1 office in Stillwater, 32 across Oklahoma. It is based in Oklahoma City, OK and $6.13 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Stillwater Branch5101 W 6Th Ave, 74074
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Stillwater
2 credit unions have 3 offices here: Okunity Credit Union and Tinker Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Stillwater page has every office in the state's directory.
Banking in Stillwater: the local picture
Short answer: 12 banks run 22 branches in Stillwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Stillwater, 9 elsewhere in Oklahoma and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Simmons Bank's office at 608 S Main St, dating to 1894; the newest is BOK Financial's at 229 S Knoblock St, from 2026.
2 credit unions have 3 offices in Stillwater, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 21 locations have no published hours in these sources.
Banks by ZIP code in Stillwater
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 74074 has the most bank and credit union offices in Stillwater (17), followed by 74075 (7) and 74078 (1). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 74074 | 17 | 11 | BancFirst, RCB Bank, Simmons Bank |
| 74075 | 7 | 7 | Arvest, BancFirst, Exchange Bank |
| 74078 | 1 | 1 | Simmons Bank |
Banks and credit unions open on Saturday in Stillwater
Short answer: 3 of the 4 Stillwater locations with published hours open on Saturday, run by 3 institutions.
- Arvest: 1 of 1 branch (524 N Main St: Saturday 9 am to 1 pm)
- Okunity Credit Union: 1 of 2 offices (1811 S Sangre Rd: Saturday 9 am to 12 pm)
- Tinker Credit Union: 1 of 1 office (5101 W 6Th Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 21 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Stillwater, and where the nearest one is if they do not.
Short answer: In Stillwater: Chase (1). No branches in Stillwater: Wells Fargo, Bank of America (nearest in Edmond, 39 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Cushing, 19 mi).
| Bank | In Stillwater | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Edmond, 39 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Cushing, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stillwater to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stillwater residents like anyone else.
Banks near Stillwater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Perkins (10 miles) and Perry (17 miles). Guthrie, 26 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Perkins, OK | 10 mi | 2 | 2 |
| Banks in Perry, OK | 17 mi | 2 | 2 |
| Banks in Cushing, OK | 20 mi | 4 | 5 |
| Banks in Pawnee, OK | 21 mi | 2 | 2 |
| Banks in Guthrie, OK | 26 mi | 5 | 8 |
| Banks in Chandler, OK | 31 mi | 3 | 4 |
| Banks in Stroud, OK | 34 mi | 2 | 2 |
| Banks in Cleveland, OK | 36 mi | 2 | 4 |
Bank branch openings and closings in Stillwater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Stillwater between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Aug 7, 2026 | Opened | BOK Financial | 229 S Knoblock St, 74074 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Stillwater
Short answer: 1 institution has its main office in Stillwater: Okunity Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Okunity Credit Union | Credit union | $218.0 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Stillwater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stillwater offices.
Short answer: Chase is the largest bank with offices in Stillwater, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. BOK Financial is second with $52.98 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| BOK Financial | $52.98 billion | No. 48 | 1 | Tulsa, OK |
| MidFirst Bank | $42.83 billion | No. 56 | 1 | Oklahoma City, OK |
| Arvest | $28.05 billion | No. 77 | 1 | Fayetteville, AR |
| Simmons Bank | $24.73 billion | No. 87 | 3 | Pine Bluff, AR |
| BancFirst | $12.80 billion | No. 139 | 5 | Oklahoma City, OK |
| RCB Bank | $3.98 billion | No. 339 | 3 | Claremore, OK |
| Great Plains National Bank | $1.93 billion | No. 621 | 1 | Elk City, OK |
| International Bank of Commerce | $1.63 billion | No. 691 | 1 | Oklahoma City, OK |
| Blue Sky Bank | $1.35 billion | No. 818 | 1 | Pawhuska, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Stillwater: FAQ
How many banks are in Stillwater, OK?
Stillwater has 12 banks with 22 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Stillwater?
BancFirst, with 5. Simmons Bank has 3 and RCB Bank has 3.
Is there a BancFirst in Stillwater, OK?
Yes. FDIC data lists 5 BancFirst branches in Stillwater as of September 5, 2026. Its branches are listed under BancFirst above, with the address and directions for each.
Is there a Simmons Bank in Stillwater, OK?
Yes. FDIC data lists 3 Simmons Bank branches in Stillwater as of September 5, 2026. Its branches are listed under Simmons Bank above, with the address and directions for each.
Is there a RCB Bank in Stillwater, OK?
Yes. FDIC data lists 3 RCB Bank branches in Stillwater as of September 5, 2026. Its branches are listed under RCB Bank above, with the address and directions for each.
Which banks in Stillwater are open on Saturday?
Arvest, Okunity Credit Union and Tinker Credit Union publish Saturday hours for one or more Stillwater locations. The Saturday section above lists each one with its hours. 21 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Stillwater?
Okunity Credit Union has its main office in Stillwater, according to the FDIC and the NCUA.
What is the oldest bank in Stillwater?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Stillwater?
Okunity Credit Union and Tinker Credit Union have offices in Stillwater. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Stillwater in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Stillwater?
Nearby cities with more banks include Perkins, Perry, Cushing. Perkins is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 22 branches: Arvest) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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