Banks in Perkins, OK

Bank branch map: Perkins

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Perkins, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Perkins

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Bank & Trust Co. and The Payne County Bank have the most locations in Perkins, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank & Trust Co. 1 branch · main office Duncan, OK Bank · 1

First Bank & Trust Co. has 1 branch in Perkins, 14 across Oklahoma and 14 nationwide. FDIC records list its main office in Duncan, OK and show it operating since 1988. With $952.1 million in total assets on June 30, 2026, it ranks No. 1,090 of 4,232 U.S. banks by total assets. The Perkins Branch at 830 N Main St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Perkins Branch

  830 N Main St, 74059

  Hours: see the bank's site
  DirectionsWebsite

First Bank & Trust Co.: profile, branches and contacts

The Payne County Bank 1 branch · main office Perkins, OK Bank · 1

The Payne County Bank has 1 branch in Perkins, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Perkins, OK and show it operating since 1898. With $313.2 million in total assets on June 30, 2026, it ranks No. 2,415 of 4,232 U.S. banks by total assets. Its main office at 202 S Main St dates to 1898 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  202 S Main St, 74059

  Hours: see the bank's site
  DirectionsWebsite

The Payne County Bank: profile, branches and contacts

Banking in Perkins: the local picture

Short answer: 2 banks run 2 branches in Perkins according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Perkins, 1 elsewhere in Oklahoma, according to the FDIC.

The bank with the longest record here is The Payne County Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is The Payne County Bank's office at 202 S Main St, dating to 1898; the newest is First Bank & Trust Co.'s at 830 N Main St, from 2005.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Perkins, and where the nearest one is if they do not.

Short answer: No branches in Perkins: Chase (nearest in Stillwater, 10 mi), Wells Fargo, Bank of America (nearest in Edmond, 33 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Cushing, 15 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Perkins to the nearest branch in Oklahoma.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Perkins residents like anyone else.

Banks near Perkins

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Stillwater (10 miles) and Cushing (15 miles). Stillwater, 10 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Perkins

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Perkins between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Perkins

Short answer: 1 institution has its main office in Perkins: The Payne County Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Perkins by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Perkins offices.

Short answer: First Bank & Trust Co. is the largest bank with offices in Perkins, with $952.1 million in total assets on June 30, 2026, No. 1,090 among U.S. banks by total assets. The Payne County Bank is second with $313.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Perkins: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.