US Bank Directory
Banks in Spiro, OK
2 FDIC-insured banks operate 2 offices in Spiro, Oklahoma.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Spiro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Spiro, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Spiro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The Community State Bank and SSB Bank have the most locations in Spiro, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
SSB Bank Bank · 1
SSB Bank has 1 branch in Spiro, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Spiro, OK and show it operating since 1950. With $129.9 million in total assets on June 30, 2026, it ranks No. 3,480 of 4,232 U.S. banks by total assets. Its main office at 1008 W Broadway St dates to 1950 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1008 W Broadway St, 74959
The Community State Bank Bank · 1
The Community State Bank has 1 branch in Spiro, 6 across Oklahoma and 6 nationwide. FDIC records list its main office in Poteau, OK and show it operating since 1970. With $393.1 million in total assets on June 30, 2026, it ranks No. 2,099 of 4,232 U.S. banks by total assets. The Spiro Branch at 617 W Broadway St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Spiro Branch617 W Broadway St, 74959
Banking in Spiro: the local picture
Short answer: 2 banks run 2 branches in Spiro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Spiro, 1 elsewhere in Oklahoma, according to the FDIC.
The bank with the longest record here is SSB Bank, operating since 1950 according to the FDIC. In FDIC branch records, the longest-running branch is SSB Bank's office at 1008 W Broadway St, dating to 1950; the newest is The Community State Bank's at 617 W Broadway St, from 1999.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Spiro, and where the nearest one is if they do not.
Short answer: No branches in Spiro: Chase (nearest in Broken Arrow, 85 mi), Wells Fargo, Bank of America (nearest in Broken Arrow, 85 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tulsa, 92 mi).
| Bank | In Spiro | Nearest branch if none here |
|---|---|---|
| Chase | None | Broken Arrow, 85 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Broken Arrow, 85 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Tulsa, 92 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spiro to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spiro residents like anyone else.
Banks near Spiro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Poteau (11 miles) and Roland (14 miles). Poteau, 11 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Poteau, OK | 11 mi | 5 | 7 |
| Banks in Roland, OK | 14 mi | 2 | 2 |
| Banks in Sallisaw, OK | 17 mi | 5 | 7 |
| Banks in Heavener, OK | 24 mi | 2 | 3 |
| Banks in Stigler, OK | 27 mi | 3 | 3 |
| Banks in Stilwell, OK | 39 mi | 3 | 3 |
| Banks in Talihina, OK | 41 mi | 2 | 2 |
| Banks in Wilburton, OK | 45 mi | 3 | 3 |
Bank branch openings and closings in Spiro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Spiro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Spiro
Short answer: 1 institution has its main office in Spiro: SSB Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| SSB Bank | Bank | $129.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Spiro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spiro offices.
Short answer: The Community State Bank is the largest bank with offices in Spiro, with $393.1 million in total assets on June 30, 2026, No. 2,099 among U.S. banks by total assets. SSB Bank is second with $129.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The Community State Bank | $393.1 million | No. 2,099 | 1 | Poteau, OK |
| SSB Bank | $129.9 million | No. 3,480 | 1 | Spiro, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Spiro: FAQ
How many banks are in Spiro, OK?
Spiro has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Spiro?
The Community State Bank, with 1. SSB Bank has 1.
Is there a The Community State Bank in Spiro, OK?
Yes. FDIC data lists 1 The Community State Bank branch in Spiro as of September 5, 2026. The address and directions are under The Community State Bank above.
Is there a SSB Bank in Spiro, OK?
Yes. FDIC data lists 1 SSB Bank branch in Spiro as of September 5, 2026, the main office at 1008 W Broadway St. The address and directions are under SSB Bank above.
Is there a Chase in Spiro, OK?
No. FDIC data lists no Chase branch in Spiro as of September 5, 2026. The nearest is in Broken Arrow, about 85 miles away in a straight line.
Which banks are headquartered in Spiro?
SSB Bank has its main office in Spiro, according to the FDIC.
What is the oldest bank in Spiro?
SSB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1950.
Did any bank branches open or close in Spiro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Spiro?
Nearby cities with more banks include Poteau, Roland, Sallisaw. Poteau is 11 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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