US Bank Directory

Banks in Spiro, OK

2 FDIC-insured banks operate 2 offices in Spiro, Oklahoma.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Spiro

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Spiro, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Spiro

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Community State Bank and SSB Bank have the most locations in Spiro, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

SSB Bank 1 branch · main office Spiro, OK Bank · 1

SSB Bank has 1 branch in Spiro, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Spiro, OK and show it operating since 1950. With $129.9 million in total assets on June 30, 2026, it ranks No. 3,480 of 4,232 U.S. banks by total assets. Its main office at 1008 W Broadway St dates to 1950 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    1008 W Broadway St, 74959
    Hours: see the bank's site
SSB Bank: profile, branches and contacts
The Community State Bank 1 branch · main office Poteau, OK Bank · 1

The Community State Bank has 1 branch in Spiro, 6 across Oklahoma and 6 nationwide. FDIC records list its main office in Poteau, OK and show it operating since 1970. With $393.1 million in total assets on June 30, 2026, it ranks No. 2,099 of 4,232 U.S. banks by total assets. The Spiro Branch at 617 W Broadway St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Community State Bank: profile, branches and contacts

Banking in Spiro: the local picture

Short answer: 2 banks run 2 branches in Spiro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Spiro, 1 elsewhere in Oklahoma, according to the FDIC.

The bank with the longest record here is SSB Bank, operating since 1950 according to the FDIC. In FDIC branch records, the longest-running branch is SSB Bank's office at 1008 W Broadway St, dating to 1950; the newest is The Community State Bank's at 617 W Broadway St, from 1999.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Spiro, and where the nearest one is if they do not.

Short answer: No branches in Spiro: Chase (nearest in Broken Arrow, 85 mi), Wells Fargo, Bank of America (nearest in Broken Arrow, 85 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tulsa, 92 mi).

BankIn SpiroNearest branch if none here
ChaseNoneBroken Arrow, 85 miles away
Wells FargoNonenone in Oklahoma
Bank of AmericaNoneBroken Arrow, 85 miles away
PNC BankNonenone in Oklahoma
U.S. BankNonenone in Oklahoma
TruistNonenone in Oklahoma
Fifth Third BankNonenone in Oklahoma
HuntingtonNonenone in Oklahoma
Regions BankNonenone in Oklahoma
TD BankNonenone in Oklahoma
BMONoneTulsa, 92 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Spiro to the nearest branch in Oklahoma.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Spiro residents like anyone else.

Banks near Spiro

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Poteau (11 miles) and Roland (14 miles). Poteau, 11 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Spiro

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Spiro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Spiro

Short answer: 1 institution has its main office in Spiro: SSB Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
SSB BankBank$129.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Spiro by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Spiro offices.

Short answer: The Community State Bank is the largest bank with offices in Spiro, with $393.1 million in total assets on June 30, 2026, No. 2,099 among U.S. banks by total assets. SSB Bank is second with $129.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Community State Bank$393.1 millionNo. 2,0991Poteau, OK
SSB Bank$129.9 millionNo. 3,4801Spiro, OK

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Spiro: FAQ

How many banks are in Spiro, OK?

Spiro has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Spiro?

The Community State Bank, with 1. SSB Bank has 1.

Is there a The Community State Bank in Spiro, OK?

Yes. FDIC data lists 1 The Community State Bank branch in Spiro as of September 5, 2026. The address and directions are under The Community State Bank above.

Is there a SSB Bank in Spiro, OK?

Yes. FDIC data lists 1 SSB Bank branch in Spiro as of September 5, 2026, the main office at 1008 W Broadway St. The address and directions are under SSB Bank above.

Is there a Chase in Spiro, OK?

No. FDIC data lists no Chase branch in Spiro as of September 5, 2026. The nearest is in Broken Arrow, about 85 miles away in a straight line.

Which banks are headquartered in Spiro?

SSB Bank has its main office in Spiro, according to the FDIC.

What is the oldest bank in Spiro?

SSB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1950.

Did any bank branches open or close in Spiro in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Spiro?

Nearby cities with more banks include Poteau, Roland, Sallisaw. Poteau is 11 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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