US Bank Directory
Banks in Heavener, OK
2 FDIC-insured banks operate 3 offices in Heavener, Oklahoma.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Heavener
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Heavener, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Heavener
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Monument Bank has the most locations in Heavener, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Monument Bank Bank · 2
Monument Bank has 2 branches in Heavener, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Heavener, OK and show it operating since 1910. With $112.8 million in total assets on June 30, 2026, it ranks No. 3,603 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Heavener location is its main office at 400 E 1st St, dating to 1910; the newest, at 602 W 1st St, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office400 E 1st St, 74937
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West Branch602 W 1st St, 74937
The First National Bank of Fort Smith Bank · 1
The First National Bank of Fort Smith has 1 branch in Heavener, 9 across Oklahoma and 26 nationwide. FDIC records list its main office in Fort Smith, AR and show it operating since 1872. With $2.31 billion in total assets on June 30, 2026, it ranks No. 541 of 4,232 U.S. banks by total assets. The Heavener Branch at 78 West 1st Street dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Heavener Branch78 West 1st Street, 74937
Banking in Heavener: the local picture
Short answer: 2 banks run 3 branches in Heavener according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Heavener and 1 out of state, according to the FDIC.
The bank with the longest record here is The First National Bank of Fort Smith, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Monument Bank's office at 400 E 1st St, dating to 1910; the newest is The First National Bank of Fort Smith's at 78 West 1st Street, from 2001.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Heavener, and where the nearest one is if they do not.
Short answer: No branches in Heavener: Chase (nearest in Broken Arrow, 103 mi), Wells Fargo, Bank of America (nearest in Broken Arrow, 104 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tulsa, 111 mi).
| Bank | In Heavener | Nearest branch if none here |
|---|---|---|
| Chase | None | Broken Arrow, 103 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Broken Arrow, 104 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Tulsa, 111 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Heavener to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Heavener residents like anyone else.
Banks near Heavener
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Poteau (13 miles) and Spiro (24 miles). Poteau, 13 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Poteau, OK | 13 mi | 5 | 7 |
| Banks in Spiro, OK | 24 mi | 2 | 2 |
| Banks in Talihina, OK | 27 mi | 2 | 2 |
| Banks in Roland, OK | 36 mi | 2 | 2 |
| Banks in Stigler, OK | 38 mi | 3 | 3 |
| Banks in Sallisaw, OK | 40 mi | 5 | 7 |
| Banks in Wilburton, OK | 41 mi | 3 | 3 |
| Banks in Broken Bow, OK | 58 mi | 4 | 7 |
Bank branch openings and closings in Heavener
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Heavener between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Heavener
Short answer: 1 institution has its main office in Heavener: Monument Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Monument Bank | Bank | $112.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Heavener by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Heavener offices.
Short answer: The First National Bank of Fort Smith is the largest bank with offices in Heavener, with $2.31 billion in total assets on June 30, 2026, No. 541 among U.S. banks by total assets. Monument Bank is second with $112.8 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The First National Bank of Fort Smith | $2.31 billion | No. 541 | 1 | Fort Smith, AR |
| Monument Bank | $112.8 million | No. 3,603 | 2 | Heavener, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Heavener: FAQ
How many banks are in Heavener, OK?
Heavener has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Heavener?
Monument Bank, with 2. The First National Bank of Fort Smith has 1.
Is there a Monument Bank in Heavener, OK?
Yes. FDIC data lists 2 Monument Bank branches in Heavener as of September 5, 2026, the main office at 400 E 1st St. Its branches are listed under Monument Bank above, with the address and directions for each.
Is there a The First National Bank of Fort Smith in Heavener, OK?
Yes. FDIC data lists 1 The First National Bank of Fort Smith branch in Heavener as of September 5, 2026. The address and directions are under The First National Bank of Fort Smith above.
Is there a Chase in Heavener, OK?
No. FDIC data lists no Chase branch in Heavener as of September 5, 2026. The nearest is in Broken Arrow, about 103 miles away in a straight line.
Which banks are headquartered in Heavener?
Monument Bank has its main office in Heavener, according to the FDIC.
What is the oldest bank in Heavener?
The First National Bank of Fort Smith has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Heavener in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Heavener?
Nearby cities with more banks include Poteau, Spiro, Talihina. Poteau is 13 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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