US Bank Directory
Banks in Sand Springs, OK
4 FDIC-insured banks operate 6 offices in Sand Springs, Oklahoma, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sand Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 10 locations in Sand Springs, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sand Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: BancFirst and American Heritage Bank have the most locations in Sand Springs, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Heritage Bank Bank · 2
American Heritage Bank has 2 branches in Sand Springs, 24 across Oklahoma and 24 nationwide. FDIC records list its main office in Sapulpa, OK and show it operating since 1905. With $1.48 billion in total assets on June 30, 2026, it ranks No. 747 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sand Springs location is the South Sand Springs Branch at 3801 S 113th West Ave, dating to 1984; the newest, at 220 S Adams Rd, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
-
Adams Road Branch220 S Adams Rd, 74063
-
South Sand Springs Branch3801 S 113th West Ave, 74063
BancFirst Bank · 2
BancFirst has 2 branches in Sand Springs, 120 across Oklahoma and 123 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1989. With $12.80 billion in total assets on June 30, 2026, it ranks No. 139 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sand Springs location is the Sand Springs Branch at 301 E 2nd St, dating to 1965; the newest, at 102 W 41st St, to 1984. It does not publish hours in the sources this page uses; check its site before you go.
-
West 41St Street Branch102 W 41st St, 74063
-
Sand Springs Branch301 E 2nd St, 74063
Green Country Credit Union Credit union · 2
Green Country Credit Union has 2 officees in Sand Springs, 3 across Oklahoma. It is based in Sand Springs, OK and $129.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Sand Springs locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Main Office main office202 E Morrow Rd, 74063
All hours
Mon to Fri 7:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
-
Green Country Fcu3973 S Highway 97, 74063
All hours
Mon to Fri 7:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
BOK Financial Bank · 1
BOK Financial has 1 branch in Sand Springs, 44 across Oklahoma and 115 nationwide. FDIC records list its main office in Tulsa, OK and show it operating since 1910. With $52.98 billion in total assets on June 30, 2026, it ranks No. 48 of 4,232 U.S. banks by total assets. The Sand Springs Branch at 401 East Broadway dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Sand Springs Branch401 East Broadway, 74063
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Sand Springs, 40 across Oklahoma and 41 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 2017. With $1.63 billion in total assets on June 30, 2026, it ranks No. 691 of 4,232 U.S. banks by total assets. The Sand Springs South Branch at 3973 S State Highway 97 dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Sand Springs South Branch3973 S State Highway 97, 74063
Ttcu Credit Union Credit union · 1
Ttcu Credit Union has 1 office in Sand Springs, 21 across Oklahoma. It is based in Tulsa, OK and $2.70 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Sand Springs202 S Main St, 74063
All hours
Mon to Fri 7:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Westreet Credit Union Credit union · 1
Westreet Credit Union has 1 office in Sand Springs, 14 across Oklahoma. It is based in Tulsa, OK and $968.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Sand Springs220 Jefferson St, 74063
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Sand Springs
3 credit unions have 4 offices here: Green Country Credit Union, Ttcu Credit Union and Westreet Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sand Springs page has every office in the state's directory.
Banking in Sand Springs: the local picture
Short answer: 4 banks run 6 branches in Sand Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Sand Springs, 4 elsewhere in Oklahoma, according to the FDIC.
The bank with the longest record here is American Heritage Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is BOK Financial's office at 401 East Broadway, dating to 1913; the newest is American Heritage Bank's at 220 S Adams Rd, from 2007.
3 credit unions have 4 offices in Sand Springs, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.
Credit unions open on Saturday in Sand Springs
Short answer: 2 of the 4 Sand Springs locations with published hours open on Saturday, run by 2 institutions.
- Green Country Credit Union: 1 of 2 offices (3973 S Highway 97: Saturday 9 am to 12 pm)
- Ttcu Credit Union: 1 of 1 office (202 S Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sand Springs, and where the nearest one is if they do not.
Short answer: No branches in Sand Springs: Chase (nearest in Tulsa, 7 mi), Wells Fargo, Bank of America (nearest in Tulsa, 8 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tulsa, 8 mi).
| Bank | In Sand Springs | Nearest branch if none here |
|---|---|---|
| Chase | None | Tulsa, 7 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Tulsa, 8 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Tulsa, 8 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sand Springs to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sand Springs residents like anyone else.
Banks near Sand Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sapulpa (9 miles) and Jenks (10 miles). Tulsa, 10 miles away, has the most banks nearby: 45.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sapulpa, OK | 9 mi | 6 | 9 |
| Banks in Jenks, OK | 10 mi | 7 | 9 |
| Banks in Tulsa, OK | 10 mi | 45 | 138 |
| Banks in Glenpool, OK | 12 mi | 5 | 5 |
| Banks in Bixby, OK | 16 mi | 6 | 7 |
| Banks in Skiatook, OK | 18 mi | 4 | 4 |
| Banks in Broken Arrow, OK | 18 mi | 14 | 25 |
| Banks in Owasso, OK | 19 mi | 10 | 14 |
Bank branch openings and closings in Sand Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sand Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sand Springs
Short answer: 1 institution has its main office in Sand Springs: Green Country Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Green Country Credit Union | Credit union | $129.4 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sand Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sand Springs offices.
Short answer: BOK Financial is the largest bank with offices in Sand Springs, with $52.98 billion in total assets on June 30, 2026, No. 48 among U.S. banks by total assets. BancFirst is second with $12.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BOK Financial | $52.98 billion | No. 48 | 1 | Tulsa, OK |
| BancFirst | $12.80 billion | No. 139 | 2 | Oklahoma City, OK |
| International Bank of Commerce | $1.63 billion | No. 691 | 1 | Oklahoma City, OK |
| American Heritage Bank | $1.48 billion | No. 747 | 2 | Sapulpa, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sand Springs: FAQ
How many banks are in Sand Springs, OK?
Sand Springs has 4 banks with 6 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sand Springs?
BancFirst, with 2. American Heritage Bank has 2 and BOK Financial has 1.
Is there a BancFirst in Sand Springs, OK?
Yes. FDIC data lists 2 BancFirst branches in Sand Springs as of September 5, 2026. Its branches are listed under BancFirst above, with the address and directions for each.
Is there a American Heritage Bank in Sand Springs, OK?
Yes. FDIC data lists 2 American Heritage Bank branches in Sand Springs as of September 5, 2026. Its branches are listed under American Heritage Bank above, with the address and directions for each.
Is there a BOK Financial in Sand Springs, OK?
Yes. FDIC data lists 1 BOK Financial branch in Sand Springs as of September 5, 2026. The address and directions are under BOK Financial above.
Is there a Chase in Sand Springs, OK?
No. FDIC data lists no Chase branch in Sand Springs as of September 5, 2026. The nearest is in Tulsa, about 7 miles away in a straight line.
Which banks in Sand Springs are open on Saturday?
Green Country Credit Union and Ttcu Credit Union publish Saturday hours for one or more Sand Springs locations. The Saturday section above lists each one with its hours. 6 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Sand Springs?
Green Country Credit Union has its main office in Sand Springs, according to the FDIC and the NCUA.
What is the oldest bank in Sand Springs?
American Heritage Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Which credit unions can I join in Sand Springs?
Green Country Credit Union, Ttcu Credit Union and Westreet Credit Union have offices in Sand Springs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sand Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sand Springs?
Nearby cities with more banks include Sapulpa, Jenks, Tulsa. Sapulpa is 9 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds