US Bank Directory
Banks in Owasso, OK
10 FDIC-insured banks operate 14 offices in Owasso, Oklahoma, and 8 credit unions have 8 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Owasso
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 22 locations in Owasso, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Owasso
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank of Owasso has the most locations in Owasso, with 3. It is followed by Arvest (2), RCB Bank (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank of Owasso Bank · 3
First Bank of Owasso has 3 branches in Owasso, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Owasso, OK and show it operating since 1962. With $639.3 million in total assets on June 30, 2026, it ranks No. 1,489 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owasso location is its main office at 8601 N Garnett Rd, dating to 1962; the newest, at 12814 E 86th St N, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office8601 N Garnett Rd, 74055
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Garnett Road Branch11550 N Garnett Rd, 74055
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East Side Branch12814 E 86th St N, 74055
Arvest Bank · 2
Arvest has 2 branches in Owasso, 79 across Oklahoma and 228 nationwide. FDIC records list its main office in Fayetteville, AR and show it operating since 1871. With $28.05 billion in total assets on June 30, 2026, it ranks No. 77 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owasso location is the 76Th Street North Branch at 11501 E 76th St N, dating to 2003; the newest, at 13716 E 106th St N, to 2019. None of its 2 Owasso locations with published hours lists Saturday hours.
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76Th Street North Branch11501 E 76th St N, 74055
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
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Owasso North Branch13716 E 106th St N, 74055
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Arvest branch locator (All The Places), checked Oct 10, 2026
RCB Bank Bank · 2
RCB Bank has 2 branches in Owasso, 42 across Oklahoma and 62 nationwide. FDIC records list its main office in Claremore, OK and show it operating since 1936. With $3.98 billion in total assets on June 30, 2026, it ranks No. 339 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owasso location is the Owasso Branch at 11633 E 86th St N, dating to 1980; the newest, at 12200 E 96th St N, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Owasso Branch11633 E 86th St N, 74055
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96Th Street Branch12200 E 96th St N, 74055
American Airlines Credit Union Credit union · 1
American Airlines Credit Union has 1 office in Owasso, 3 across Oklahoma. It is based in Fort Worth, TX and $9.45 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Aafcu - Owa12411 E 96Th St N, 74055
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Armstrong Bank Bank · 1
Armstrong Bank has 1 branch in Owasso, 26 across Oklahoma and 29 nationwide. FDIC records list its main office in Muskogee, OK and show it operating since 1910. With $2.84 billion in total assets on June 30, 2026, it ranks No. 454 of 4,232 U.S. banks by total assets. The Owasso Branch at 12401 E 86th St N dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owasso Branch12401 E 86th St N, 74055
BOK Financial Bank · 1
BOK Financial has 1 branch in Owasso, 44 across Oklahoma and 115 nationwide. FDIC records list its main office in Tulsa, OK and show it operating since 1910. With $52.98 billion in total assets on June 30, 2026, it ranks No. 48 of 4,232 U.S. banks by total assets. The 96Th & Garnett Owasso Branch at 9580 N Garnett Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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96Th & Garnett Owasso Branch9580 N Garnett Rd, 74055
Central Bank Bank · 1
Central Bank has 1 branch in Owasso, 9 across Oklahoma and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Owasso Branch at 12502 E 96th St N dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owasso Branch12502 E 96th St N, 74055
Chase Bank · 1
Chase has 1 branch in Owasso, 29 across Oklahoma and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Owasso Branch at 11305 E 96th St N dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owasso Branch11305 E 96th St N, 74055
Communication Credit Union Credit union · 1
Communication Credit Union has 1 office in Owasso, 24 across Oklahoma. It is based in Oklahoma City, OK and $2.34 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Owasso Branch12312 E 86Th St N, 74055
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Owasso, 40 across Oklahoma and 41 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 2017. With $1.63 billion in total assets on June 30, 2026, it ranks No. 691 of 4,232 U.S. banks by total assets. The Bailey Ranch Branch at 9350 N Garnett Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bailey Ranch Branch9350 N Garnett Rd, 74055
Oklahoma's Credit Union Credit union · 1
Oklahoma's Credit Union has 1 office in Owasso, 9 across Oklahoma. It is based in Oklahoma City, OK and $945.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Owasso9441 N Garnett Rd Ste 200, 74055
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Owasso, 18 across Oklahoma and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Owasso Branch at 12041 E 96th St N dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owasso Branch12041 E 96th St N, 74055
The Exchange Bank Bank · 1
The Exchange Bank has 1 branch in Owasso, 3 across Oklahoma and 3 nationwide. FDIC records list its main office in Skiatook, OK and show it operating since 1930. With $158.4 million in total assets on June 30, 2026, it ranks No. 3,261 of 4,232 U.S. banks by total assets. The The Exchange Bank, Owasso at 9701 E 86th St N dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The Exchange Bank, Owasso9701 E 86th St N, 74055
Tinker Credit Union Credit union · 1
Tinker Credit Union has 1 office in Owasso, 32 across Oklahoma. It is based in Oklahoma City, OK and $6.13 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Owasso Branch9039 N 121St East Ave, 74055
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Ttcu Credit Union Credit union · 1
Ttcu Credit Union has 1 office in Owasso, 21 across Oklahoma. It is based in Tulsa, OK and $2.70 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Owasso11725 E 96Th St N, 74055
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Members Credit Union Credit union · 1
United Members Credit Union has 1 office in Owasso, 2 across Oklahoma. It is based in Tulsa, OK and $10.5 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Records Location303 E 23Rd St, 74055
Western Sun Credit Union Credit union · 1
Western Sun Credit Union has 1 office in Owasso, 7 across Oklahoma. It is based in Broken Arrow, OK and $185.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Owasso Oklahoma14010 E 116Th St N, 74055
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Westreet Credit Union Credit union · 1
Westreet Credit Union has 1 office in Owasso, 14 across Oklahoma. It is based in Tulsa, OK and $968.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Owasso South8299 N Owasso Expy, 74055
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Owasso
8 credit unions have 8 offices here: American Airlines Credit Union, Tinker Credit Union, Ttcu Credit Union, Communication Credit Union, Westreet Credit Union and Oklahoma's Credit Union and 2 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Owasso page has every office in the state's directory.
Banking in Owasso: the local picture
Short answer: 10 banks run 14 branches in Owasso according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 1 has its main office in Owasso, 5 elsewhere in Oklahoma and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank of Owasso's office at 8601 N Garnett Rd, dating to 1962; the newest is Chase's at 11305 E 96th St N, from 2025.
8 credit unions have 8 offices in Owasso, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 3 open on Saturday. 13 locations have no published hours in these sources.
Credit unions open on Saturday in Owasso
Short answer: 3 of the 9 Owasso locations with published hours open on Saturday, run by 3 institutions.
- American Airlines Credit Union: 1 of 1 office (12411 E 96Th St N: Saturday 9 am to 1 pm)
- Tinker Credit Union: 1 of 1 office (9039 N 121St East Ave: Saturday 9 am to 12 pm)
- Communication Credit Union: 1 of 1 office (12312 E 86Th St N: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Owasso, and where the nearest one is if they do not.
Short answer: In Owasso: Chase (1). No branches in Owasso: Wells Fargo, Bank of America (nearest in Tulsa, 10 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Tulsa, 14 mi).
| Bank | In Owasso | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Tulsa, 10 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Tulsa, 14 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Owasso to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Owasso residents like anyone else.
Banks near Owasso
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Collinsville (5 miles) and Catoosa (10 miles). Tulsa, 15 miles away, has the most banks nearby: 45.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Collinsville, OK | 5 mi | 2 | 2 |
| Banks in Catoosa, OK | 10 mi | 2 | 2 |
| Banks in Skiatook, OK | 11 mi | 4 | 4 |
| Banks in Claremore, OK | 12 mi | 5 | 10 |
| Banks in Tulsa, OK | 15 mi | 45 | 138 |
| Banks in Broken Arrow, OK | 17 mi | 14 | 25 |
| Banks in Sand Springs, OK | 19 mi | 4 | 6 |
| Banks in Jenks, OK | 20 mi | 7 | 9 |
Bank branch openings and closings in Owasso
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Owasso between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Sep 30, 2025 | Opened | Chase | 11305 E 96th St N, 74055 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Owasso
Short answer: 1 institution has its main office in Owasso: First Bank of Owasso.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Bank of Owasso | Bank | $639.3 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Owasso by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Owasso offices.
Short answer: Chase is the largest bank with offices in Owasso, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. BOK Financial is second with $52.98 billion. 1 of the 10 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| BOK Financial | $52.98 billion | No. 48 | 1 | Tulsa, OK |
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| Arvest | $28.05 billion | No. 77 | 2 | Fayetteville, AR |
| Central Bank | $20.31 billion | No. 105 | 1 | Jefferson City, MO |
| RCB Bank | $3.98 billion | No. 339 | 2 | Claremore, OK |
| Armstrong Bank | $2.84 billion | No. 454 | 1 | Muskogee, OK |
| International Bank of Commerce | $1.63 billion | No. 691 | 1 | Oklahoma City, OK |
| First Bank of Owasso | $639.3 million | No. 1,489 | 3 | Owasso, OK |
| The Exchange Bank | $158.4 million | No. 3,261 | 1 | Skiatook, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Owasso: FAQ
How many banks are in Owasso, OK?
Owasso has 10 banks with 14 branches and 8 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Owasso?
First Bank of Owasso, with 3. Arvest has 2 and RCB Bank has 2.
Is there a Arvest in Owasso, OK?
Yes. FDIC data lists 2 Arvest branches in Owasso as of September 5, 2026. Its branches are listed under Arvest above, with the address and directions for each.
Is there a RCB Bank in Owasso, OK?
Yes. FDIC data lists 2 RCB Bank branches in Owasso as of September 5, 2026. Its branches are listed under RCB Bank above, with the address and directions for each.
Which banks in Owasso are open on Saturday?
American Airlines Credit Union, Tinker Credit Union and Communication Credit Union publish Saturday hours for one or more Owasso locations. The Saturday section above lists each one with its hours. 13 of the 22 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Owasso?
First Bank of Owasso has its main office in Owasso, according to the FDIC.
What is the oldest bank in Owasso?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Owasso?
American Airlines Credit Union, Tinker Credit Union, Ttcu Credit Union and Communication Credit Union and 4 more have offices in Owasso. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Owasso in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Owasso?
Nearby cities with more banks include Collinsville, Catoosa, Skiatook. Collinsville is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 14 branches: Arvest) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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