US Bank Directory
Banks in Pond Creek, OK
1 FDIC-insured bank operates 1 office in Pond Creek, Oklahoma.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Pond Creek
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Pond Creek, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Pond Creek
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First State Bank of Pond Creek, Oklahoma is the only bank with an office in Pond Creek. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The First State Bank of Pond Creek, Oklahoma Bank · 1
The First State Bank of Pond Creek, Oklahoma has 1 branch in Pond Creek, 2 across Oklahoma and 2 nationwide. FDIC records list its main office in Pond Creek, OK and show it operating since 1893. With $55.5 million in total assets on June 30, 2026, it ranks No. 4,026 of 4,232 U.S. banks by total assets. Its main office at 136 W Broadway St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office136 W Broadway St, 73766
Banking in Pond Creek: the local picture
Short answer: 1 bank runs 1 branch in Pond Creek according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
The First State Bank of Pond Creek, Oklahoma has its main office in Pond Creek, according to the FDIC.
The bank with the longest record here is The First State Bank of Pond Creek, Oklahoma, operating since 1893 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Pond Creek, and where the nearest one is if they do not.
Short answer: No branches in Pond Creek: Chase (nearest in Stillwater, 56 mi), Wells Fargo, Bank of America (nearest in Edmond, 72 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Enid, 19 mi).
| Bank | In Pond Creek | Nearest branch if none here |
|---|---|---|
| Chase | None | Stillwater, 56 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Edmond, 72 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
| BMO | None | Enid, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pond Creek to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pond Creek residents like anyone else.
Banks near Pond Creek
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Medford (10 miles) and Enid (19 miles). Enid, 19 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Medford, OK | 10 mi | 2 | 2 |
| Banks in Enid, OK | 19 mi | 12 | 17 |
| Banks in Tonkawa, OK | 27 mi | 2 | 3 |
| Banks in Blackwell, OK | 30 mi | 3 | 5 |
| Banks in Cherokee, OK | 31 mi | 3 | 3 |
| Banks in Hennessey, OK | 39 mi | 2 | 2 |
| Banks in Perry, OK | 39 mi | 2 | 2 |
| Banks in Ponca City, OK | 40 mi | 5 | 10 |
Bank branch openings and closings in Pond Creek
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pond Creek between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pond Creek
Short answer: 1 institution has its main office in Pond Creek: The First State Bank of Pond Creek, Oklahoma.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First State Bank of Pond Creek, Oklahoma | Bank | $55.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pond Creek by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pond Creek offices.
Short answer: The First State Bank of Pond Creek, Oklahoma is the largest bank with offices in Pond Creek, with $55.5 million in total assets on June 30, 2026, No. 4,026 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| The First State Bank of Pond Creek, Oklahoma | $55.5 million | No. 4,026 | 1 | Pond Creek, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pond Creek: FAQ
How many banks are in Pond Creek, OK?
Pond Creek has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Pond Creek, OK?
No. FDIC data lists no Chase branch in Pond Creek as of September 5, 2026. The nearest is in Stillwater, about 56 miles away in a straight line.
Which banks are headquartered in Pond Creek?
The First State Bank of Pond Creek, Oklahoma has its main office in Pond Creek, according to the FDIC.
What is the oldest bank in Pond Creek?
The First State Bank of Pond Creek, Oklahoma has the longest record among banks with a branch here: the FDIC shows it operating since 1893.
Did any bank branches open or close in Pond Creek in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pond Creek?
Nearby cities with more banks include Medford, Enid, Tonkawa. Medford is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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